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Pay ALL your debt off by Xmas 2013

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  • SpagBol
    SpagBol Posts: 1,371 Forumite
    What did your DH get you for crimbo in the end J-M? Or have I missed it :o

    Oh yes, do tell...the suspense is killing me! :rotfl:
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • A couple of fleabay sales makes £278 in my emergency pot :j
    Life's little instructions- Treat everyone you meet like you want to be treated..Watch a sunrise at least once a year..Strive for excellence not perfection:j
    £2 SC no.70 £140/£350
    SPC no.73 SPC9 £248 SPC10 target £250
    DFBX12 No. 069 £7719 / £7719 DEBT FREE 30/11/12
    2013 mfw No.4 MORTGAGE FREE 5/8/13
  • jakes-mum
    jakes-mum Posts: 4,640 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    What did your DH get you for crimbo in the end J-M? Or have I missed it :o
    SpagBol wrote: »
    Oh yes, do tell...the suspense is killing me! :rotfl:

    ooooooooooooooooooooo Shall I just leave you in suspense :rotfl::rotfl:

    Ohhh go on then ill tell ;) he got me my GHDs :j:j:j They are so very pretty in their special bag in the big gold box, I dont want to take them out :rotfl:. He said he still thought it was a 'house' gift but I obv really wanted them and when he saw the price tag he knew I would NEVER buy them for myself :o
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • jakes-mum
    jakes-mum Posts: 4,640 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    mumsiemum wrote: »
    That is such a good idea :T I hope to be debt free before Easter but want to make sure I keep on track and don't go mad buying all the stuff I have 'not been buying' for the last year!

    Off to find a pad & pen to write a wish list ......

    I totally recommend a wish list to anyone nearing the finish line, it really helps give you a push as you realise these wants are within your grasp. We put everything on ours from a new car right down to new tea mugs and then re-wrote it in order of necessity, so top of the list was the topper for our bed as all the springs had come through our mattress and a new bed was over £1K :eek:, the car is last as though it is needed, our baby does still run (though sometimes jumps out of gear) and is what we are saving for this year in the challenge :D
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    jakes-mum wrote: »
    ooooooooooooooooooooo Shall I just leave you in suspense :rotfl::rotfl:

    Ohhh go on then ill tell ;) he got me my GHDs :j:j:j They are so very pretty in their special bag in the big gold box, I dont want to take them out :rotfl:. He said he still thought it was a 'house' gift but I obv really wanted them and when he saw the price tag he knew I would NEVER buy them for myself :o

    Oooh lovely. I have GHDs (bought them back in the day before money was tight *sighs wistfully*) and they are fab but very boring...gold ones would be fabulous.

    Well done lemonpop! :T
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • Hi all, I've subscribed and once I've sorted my way through Jan ill be jumping back on the saving boat.
    HSBC CC - £3000 / £3000
    Halifax CC - £1032.77 / £1032.77
    Mortgage currently at [STRIKE]£82,299.71[/STRIKE] £76,017.62 would love to overpay
  • Please could I join? I did sign up for the 'Debt Free by Xmas 2012' but failed miserably (we actually managed to INCREASE our debts!). However, in December I successfully got a new job. Start on 2nd January and it is a fairly significant salary increase so in 2013 we have no excuses and clearing the debts is No.1 priority. We will still need to watch the pennies and 'chip away' at our debts! Wishing everyone a Happy New Year and 'GOOD LUCK' for a "debt-free 2013". Can I be in for £6,000?
  • lemonpopsicle
    lemonpopsicle Posts: 663 Forumite
    Part of the Furniture 500 Posts Combo Breaker Debt-free and Proud!
    edited 27 December 2012 at 10:16PM
    SpagBol wrote: »
    Oooh lovely. I have GHDs (bought them back in the day before money was tight *sighs wistfully*) and they are fab but very boring...gold ones would be fabulous.

    Well done lemonpop! :T

    Thanks Spag x
    I know I live in the sticks and I'm also a bit thick but GHD's have completely missed my radar (what are they/ is it?) :o

    Also J-M I love the idea of a wish list, think I might sit down with hubby and draw one up. Ours will probably include work on our house which will be way down the running order because of the cost :eek: Did you get your mattress topper? That'll be on our list too.
    Life's little instructions- Treat everyone you meet like you want to be treated..Watch a sunrise at least once a year..Strive for excellence not perfection:j
    £2 SC no.70 £140/£350
    SPC no.73 SPC9 £248 SPC10 target £250
    DFBX12 No. 069 £7719 / £7719 DEBT FREE 30/11/12
    2013 mfw No.4 MORTGAGE FREE 5/8/13
  • GHDs are hair straighteners lemon :D I'm still lurking on the thread - At the moment I'm just clearing off my wedding spends (trying the 1% at a time thing which sounds really good at £4 a time! :D)
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    Please could I join? I did sign up for the 'Debt Free by Xmas 2012' but failed miserably (we actually managed to INCREASE our debts!). However, in December I successfully got a new job. Start on 2nd January and it is a fairly significant salary increase so in 2013 we have no excuses and clearing the debts is No.1 priority. We will still need to watch the pennies and 'chip away' at our debts! Wishing everyone a Happy New Year and 'GOOD LUCK' for a "debt-free 2013". Can I be in for £6,000?

    Thanks migraineboy! I have added you, good luck to you too. Congrats on the new job :T
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
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