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Pay ALL your debt off by Xmas 2013

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  • Hello,

    Could you Add me please? I need to get rid of £3500
  • Hi

    Kids are finally in bed so I have totted up what we owe. Its a whopping £5100 as of today.:eek: Thats a mixture of OD's x2, 0%CC and our monthly cc with most of the Xmas spends on it. Oh and plus my Debenhams storecard & what I've ordered in the Next sale too.:o:o

    I'm hoping some of the Next stuff will go back & I have most of the money to pay the monthly cc already (we always pay this one off in full).

    The rest we will plod through - hopefully before easter :D

    So #18 £0/5100 0%

    Ruth
    10lb to lose & keep off in 20204.5lb/10lb:rotfl:
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    I'd like to join :D

    My first target is to pay off the £2500 I owe on my store card, bank loan and sofas.

    Second target is £1900 on OH's DMP

    Third target is to save as much money as possible towards paying off my hire purchase car early - let's put this figure at £4k

    So total to pay off is £4,400 and the total to save is as close to £4,000 as possible!
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    mrsmumbles wrote: »
    Hi there, please may I join too?! I am trying to pay down as much mortgage debt as humanly possible. I only just found this thread but was doing the challenge with my husband for the past year, so hope it is ok to use these figures..
    mortgage debt in aug 2008 / 196 k. Mfw amount by April 2014: 66k. Current md: 123k
    Any tips gratefully received!

    " don't let the banker and the lawyer be the only ones who profit in life""

    Welcome Mrs mumbles, Can I just get you to confirm your target please? I'm a bit [STRIKE]hungover[/STRIKE] tired this morning and can't work out if you mean £66k or not!

    Ta :)
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    Good morning!!

    I had such a lovely Christmas day yesterday, saw some family, ate loads and chilled out. DH and I only really did stocking gifts for each other but the kids did ok :T

    Welcome to all DFBX12-ers and newbies, I have jazzed up the front totals page now with the spreadsheet I got from the lovely Jemma (Thanks Jemma! :A) so let me know if I've made any mistakes.

    When are your next payments? I have 2 DDs coming out on the 31st so will start my challenge then I think.

    Hope you are all having a lovely boxing day, we are going to the in-laws today :eek: Wish me luck! :rotfl:
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    On the Debt Free by Xmas 2012 thread we collectively paid off over £668k!! Amazing, well done to everyone :T:T:T:T:T:T:T
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • Hi could you add me aswell please! £3208.65
    February - TLW #16 2/16
    Save 12k 2014 #134 - £614.81/£3000
  • CW2
    CW2 Posts: 113 Forumite
    Hi all, I wont be joining but have subscribed to see how you all get along - good luck everyone!

    CW2

    Debt at LBM (31.05.11): £16,750
    Debt Free Date 22.12.12 :j
    Saving for a house deposit: £5,003 / £15,000 target
  • Hope everyone had a lovely Christmas yesterday! Mum and i had quite a fun day walking on eggshells, and my sister got a tooth abscess and is off to the dentist today :undecided so we'll be going for a merry boxing day!

    I got some lovely presents, fleecy pyjamas, fleecy cover, hot water bottle (is this a hint?) Some money for then sales, and a garden weather station (not the humongous ones), which I am geekily excited about!

    Paid another £350 off, which means I now have a total of #17 £2971/3486 =85.23%

    I owe just £515 now, and could have this paid off by end of January if I live the most frugal January and February possible!
  • nctmum
    nctmum Posts: 128 Forumite
    Can you add me please? I have £7037.55 to shift. Thanks!!
    :xmastree:POMDB Xmas 2013 Board - Paid off £12k in 2012 :j:j :xmastree:


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