Pay ALL your debt off by Xmas 2013

InsertWittyName

Not signing up but subscribed to the thread

If anyone's not sure about joining and looking for inspiration I cleared £19k last year in this challenge and became debt free!

32b3in2013

Hello again

Can I join now please?

My total debt, which I want to clear by the end of 2013 is £10,224:eek::eek:
Looking forward to getting this cleaed by the end of 2013:beer:

mumsiemum

InsertWittyName wrote: »

Not signing up but subscribed to the thread

If anyone's not sure about joining and looking for inspiration I cleared £19k last year in this challenge and became debt free!

That's brilliant! :T:T:T I bet that feels soooo good! I'm looking forward to fianlly paying off the rest of mine early next year.
MM

parsniphead

Hi Spag Bol and thanks for starting the thread.:j

I have been looking at the debts and have added a little more. I would like to start afresh and if I look at the previous figure and see 85% paid off I will start to procrastinate.

So for 2013 I would like to declare my target as

£6500

This is over what I need to pay off but want to start saving for new windows and a kitchen.:rotfl:

:xmastree::xmassign::xmastree:

mrsyallop

Hi everyone
I am in again this year and would like to pay off my remaining debt of £2224 and overpay on my mortgage so that I am free of the negative equity so please put me down for

6424:j:j

Less than last year as this year was painful at times!
I'd like to save something too but I have not set a target on that.

mrsyallop

I feel quite Christmassy now! How odd!

jakes-mum

Helloooooooooooooooooooo :wave: its ok im here now, I knew you were all missing me

hmm now do I declare £4k to be saved in 2013 to add to my 'pot' or do I declare £6K and start with £1300 already saved so I have a nice big percentage? :rotfl: is that cheating??

Who wants to come wrap the kids christmas prezzies then? ive been up there 2 bloomin hours and im only halfway through :eek: :eek: and how the bl**dy hell do you wrap a kick boxing bag thats already stuffed :think: do I have enough wrapping paper? especially as I also need to wrap a trampoline :eek: this might be the year I actually run out of wraping paper :eek: we never thought we would see the day :eek: :rotfl:

mf0u1098

Hey everyone! Nice shiny new thread! Can I please ask that any current DFBX12'ers make sure that they put their end of years totals onto the old thread so I can do my DFBX12 Challenge total after midnight tonight?

Thanks everyone xxx

nomi01

Hi can you sign me up too please. I am aiming to pay off £2500 by xmas 2013

minicooper272

spagbol thanks for the new thread!!!! I only have ]£865 left to pay but think I would like to carry forward from last year, which gives a total of[COLOR="rgb(255, 0, 255)"] £2621/£3486=75.19%[/COLOR] - it's up to you how you prefer to do it. Thanks!