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Pay ALL your debt off by Xmas 2013

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  • SpagBol
    SpagBol Posts: 1,371 Forumite
    Happy Birthday to my Birthday Buddy, PrincessLou :beer::beer:
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • HelenPie
    HelenPie Posts: 502 Forumite
    amr547 wrote: »
    it's in the kitchen! it's part of what i think looks like an extension so i'm wondering if it's even got insulation. the LL turned down insulating the loft last month (it's got 60cm in it atm) so i think he's probably done it all on the cheap.. we are renewing our lease on saturday (don't want to but no choice) so i'm going to show them the photos and ask them if they could do something about it cos its affecting my chest.

    i think i'm gonna ask OH to bleach it tomorrow. it's making my chest bad just being ni there let alone trying to wash it!

    here's the other part of the wall! http://i50.tinypic.com/15ev6fd.jpg

    Once the problem is resolved, you can get special paints/undercoats designed to inhibit mould growth - I bought soe for our downstairs toilet as we had condensation issues in there.
    ---

    Happy Birthday

    to SpagBol and PrincessLou

    Hope you both have lovely days
    :beer::j:beer::j
    :j
    Debt Free By Xmas 2013 #010 £16,660.26/£16,660.26 100% paid, DFD 25/06/13! :D
    :j
  • SpagBol wrote: »
    Happy Birthday to my Birthday Buddy, PrincessLou :beer::beer:

    Happy Birthday to you too Spag Bol! :j :beer:

    Hope you have a great day!
    Mortgage - £105,500
  • his_missus
    his_missus Posts: 3,363 Forumite
    Debt-free and Proud!
    Kerri - when I buy goodies, I hide them from Hubby or he'd eat them all in one go. He didn't like it at first but he's come round to my way of thinking eventually. I actually did the "you've eaten your share of chocs/crisps etc, these are mind so tough!" and enjoyed my goodies peevishly in front of him :rotfl:
  • fennmad
    fennmad Posts: 83 Forumite
    SpagBol wrote: »
    Happy Birthday to my Birthday Buddy, PrincessLou :beer::beer:

    _party_ HAPPY BIRTHDAY SpagBol and PrincessLou, Hope you both have a fab day

    :bdaycake:
    2017 Challenges
    DFBX17 #14 £70.14/£21,321
    Xmas 2017 #37 £0/£352

    DFBX14 No.81 £2572.28/£9611.51
    £2 Savers Club #74 £84/£300
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    his_missus wrote: »
    Kerri - when I buy goodies, I hide them from Hubby or he'd eat them all in one go. He didn't like it at first but he's come round to my way of thinking eventually. I actually did the "you've eaten your share of chocs/crisps etc, these are mind so tough!" and enjoyed my goodies peevishly in front of him :rotfl:
    After I'd explained to him how he'd hurt my feelings, especially as I'd gone out of my way to make him a really lush packed lunch (HM lemon rice, some nice kettle chips, olives, HM sundried tomatos, tomatos, apple, avocado) he came round to my way of thinking as I told him he can have them in his lunchbox instead of crisps sometimes :D Now to go and hide the rest of the goodies...I have had to explain you don't open the 2nd layer of biscuits until you've eaten the top layer...this didn't go down too well as he doesn't like butter biscuits haahaha

    Happy birthday SpagBol :)

    No debt busting for me today but I have just cashed out another £5 SB AGV and am going to go eat some of that lemon rice now om nom nom, ooh or some HM breadmachine bread....
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • XSpender
    XSpender Posts: 3,811 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Happy Birthday SpagBol and PrincessLou.

    I hope you both have a lovely day :)
    Save £10,500 - £2673.77 - 25.5%
    Pay off £7000 - £1743 - 19.4%
    Make £2021 extra income - £99.75
  • Kerfuffle
    Kerfuffle Posts: 1,384 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Well I'm finally off the starters block.

    I've updated my signature accordingly and I'm happy to say that I've managed to transfer 459.53GBpounds to my various pots.

    304.16 to repay an interest free loan from Bank of Mum and Dad
    83.87 to the 'Save 12K in 2013 challenge'
    71.50 to overpay my mortgage.

    #24 304.16 / 14300



    Thanks to everybody who contributes to the thread as this keeps the motivation going.
  • AMR457 - I had problems with condensation and have found de-humidifier very good. I always put it on now when drying washing. I also use cooker extractor. The black mould may not clean off completely as it stains - damp paint mentioned above is good. If no kitchen extractor open window while cooking (and put 10 more jumpers on)

    Good luck as mould is very bad for chests X
    Debt Free. Have my Van. :) Find dream
    Frugal 2016 Target @£400 per month
    Month 1 £400/£400 Total of 6 Months: £/£2400
    Food £0/£120 pm Diesel £0/£100 Me/DD £0/£80 Yearly (clothes/holidays/presents) £0/£100

    It's not the end, it's the journey and how we travelled.
  • Hi everyone!

    Sorry I've not posted for a few days and sorry I haven't read back either, work is absolutely mental - I've done four 16 hour days and got sent home "early" at 5.30pm today (having started at 7.15 this morning!) - on the plus side, I've halved the number of tax returns on my list which means I get the weekend off yay!

    Direct debit went out today so my numbers now look like this:-

    #058 - £331.52/£19,362 - 1.71%

    Hope everyone is well - I promise I'll keep up better in February!

    Win x
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