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Pay ALL your debt off by Xmas 2013

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  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    HelenPie wrote: »
    Oh dear! No auto-recover?
    No it's v1sio...turns out he's done some magic trick and saved it up until about an hour beforehand...I'm out of the dog house :D I have told him to save it to a drive and keep 3 days worth at least, silly boy he should know all this.

    Debt busting news...today is a NSD! I cannot believe how many I'm wracking up as I haven't had any unplanned spends since NYD :D:D:D
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • eddi
    eddi Posts: 274 Forumite
    HelenPie wrote: »
    Oh dear! No auto-recover?

    I just typed exactly the same response and when I hit "preview post" you'd done it first lol

    @Kerri - at least you're out of the dog-house now. And quite quickly too it seems.
  • jakes-mum wrote: »
    :eek: :eek: I dont do phones! :rotfl:. Have absolutely no idea what my details were for either card . . . hmm maybe i'll just send a request in to both of them and see if anything comes of it :o

    I didn't either, I just rang and said I had a loan with you approximately 6-8 years ago, what were the account numbers? After some searching, they eventually found me :)
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • jakes-mum
    jakes-mum Posts: 4,642 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I didn't either, I just rang and said I had a loan with you approximately 6-8 years ago, what were the account numbers? After some searching, they eventually found me :)

    I did try that with marbles before and because they sold out to Virg1n they say you have to contact them about anything, and of course Virg1n want nothing to do with it as it was a marbles account :mad:
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • I don't know about you lot, but I'm always the sort that thinks my boss and colleagues all think I'm an incompetent, slow, waste of space, and can't wait to send me back to the scrap heap! I got a copy of my one year review today though, and was pleasantly surprised, so feeling nice and positive today :j I hope HR/payroll think the same way!

    Completely forgot, but my expenses were transferred today. They haven't arrived in my account yet but I decided to pay off another £50 and 'reimburse' myself when the funds come through.

    #17 £3161/3486 = 90.68%

    Spagbol, I feel like I keep creating so many updates for you, but I'm too excited to hold off on them! :rotfl: I don't think I'll be able to find any more money until payday though.
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    can someone tell me what the difference is between mould caused by damp and mould caused by condensation??? is there a difference?
  • mumsiemum
    mumsiemum Posts: 254 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    #17 £3161/3486 = 90.68%

    Spagbol, I feel like I keep creating so many updates for you, but I'm too excited to hold off on them! :rotfl: I don't think I'll be able to find any more money until payday though.

    I'd be the same - you are soooooooooooooo near now - I hope you have got a treat planned for when you are DF!!!

    Well done on the review!!
    February 2021 GC £301.45 / £300.00
    March 2021 GC £266.41 / £280.00
    April 2021 GC £53.19 / £300.00
  • mumsiemum
    mumsiemum Posts: 254 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    amr547 wrote: »
    can someone tell me what the difference is between mould caused by damp and mould caused by condensation??? is there a difference?

    I'd be interested to know this too!
    February 2021 GC £301.45 / £300.00
    March 2021 GC £266.41 / £280.00
    April 2021 GC £53.19 / £300.00
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    mumsiemum wrote: »
    I'd be interested to know this too!

    we had a water leak in Oct and was left with damp patches on the walls (no mould). sent pics to the agency they said LL said he will fix it up in the spring. atm my walls are pretty gross!

    http://i45.tinypic.com/2h7ewbt.jpg and the plaster has cracked here too, i'm a bit worried about it!
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    amr547 wrote: »
    we had a water leak in Oct and was left with damp patches on the walls (no mould). sent pics to the agency they said LL said he will fix it up in the spring. atm my walls are pretty gross!

    http://i45.tinypic.com/2h7ewbt.jpg and the plaster has cracked here too, i'm a bit worried about it!
    Eww that's not nice, have you tried to clean it? The walls are probably quite damp if it's from the water leak. You could try a dehumidifier if anyone you know owns one to try to dry the walls out a bit. Although my experience of walls like that is they have to redo the brickwork where it's yucky. Is it in a bedroom?
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
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