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Pay ALL your debt off by Xmas 2013

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  • SpagBol wrote: »

    I've asked for the Shred DVD for my birthday...I hear it's brutal.

    Level 1 of the shred is on YouTube if you want a look! I don't have the space for it, my room isn't big enough to lie flat in!
  • I think I managed about four days of the Shred last year and I was swearing vengeance on Jillian - very good though if you can keep up with it!
  • eddi
    eddi Posts: 274 Forumite
    SpagBol wrote: »
    Oh haven't heard of that one, what's it about?

    It's a true story about a family caught up in the Boxing Day tsunami. This is a story from the guardian about the film by someone who was also staying beachside in Khao Lak.

    http://www.guardian.co.uk/film/filmblog/2013/jan/04/the-impossible-beautifully-accurate-film?intcmp=239

    It was absolutely amazing. I cried on and off all the way through :cry:
  • HelenPie
    HelenPie Posts: 502 Forumite
    SpagBol wrote: »
    I've asked for the Shred DVD for my birthday...I hear it's brutal.

    I've got a whole set of Jillian DVDs. Shred is the only one I've tried. I managed the 10 days of level 1 but clearly wasn't ready for L2 - nearly killed me on the first exercise :eek: Kinda gave up after that :rotfl:

    I'm a happy bean - found 52p whilst sorting out my paperwork at work :p Then found out that a friend who I commute with received a refund of a whole day in December when she renewed her season ticket. well, the day in question was the last day on my ticket last year so hadn't yet been recoded as a refund day when I did my renewal. I went to ask about it last night and am now £15 better off :j:j Even better, when I put the money in my purse, I found the £80 I was paid for a cake on Sunday that I've not even touched and had pretty much forgotten about!! How amazing is that (plus it means I haven't been spending since before then :A) :T

    Happy day :D

    H x
    :j
    Debt Free By Xmas 2013 #010 £16,660.26/£16,660.26 100% paid, DFD 25/06/13! :D
    :j
  • Ruthy1604
    Ruthy1604 Posts: 543 Forumite
    Part of the Furniture 500 Posts
    SpagBol wrote: »


    I've asked for the Shred DVD for my birthday...I hear it's brutal.

    OMG it IS brutal. I did it last year and could barely walk after the first day. Lifting my arms to put them on the steering wheel was agony :o:o
    10lb to lose & keep off in 20204.5lb/10lb:rotfl:
  • jakes-mum
    jakes-mum Posts: 4,641 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Question for the PPI claimers amoung you, was it EGG or Marbles that forced you to take PPI out with your credit card :think: I certainly remember a very heated conversation with a smug bloke on the phone, what must have been 7 - 8 years ago, where he said I HAD to have PPI or I couldnt have the card (as that was their terms and conditions :mad:).

    The downside fo being a bit of a CC hopper is I now cant remember which card it was and it was the only card I had PPI with (hence the very headed telephone call at the time ;))
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • jakes-mum wrote: »
    Question for the PPI claimers amoung you, was it EGG or Marbles that forced you to take PPI out with your credit card :think: I certainly remember a very heated conversation with a smug bloke on the phone, what must have been 7 - 8 years ago, where he said I HAD to have PPI or I couldnt have the card (as that was their terms and conditions :mad:).

    The downside fo being a bit of a CC hopper is I now cant remember which card it was and it was the only card I had PPI with (hence the very headed telephone call at the time ;))

    Just call them and ask? I couldn't remember who my loan PPI was with so I called both companies :) use saynoto0870.com to get free/landline numbers instead of calling the premium numbers.
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • jakes-mum
    jakes-mum Posts: 4,641 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Just call them and ask? I couldn't remember who my loan PPI was with so I called both companies :) use saynoto0870.com to get free/landline numbers instead of calling the premium numbers.

    :eek: :eek: I dont do phones! :rotfl:. Have absolutely no idea what my details were for either card . . . hmm maybe i'll just send a request in to both of them and see if anything comes of it :o
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Oh there are tears in our house, the fuse flipped whilst the OH was doing his uni assignment and the power went out (I may have been asking the maintenance guy why the fuse box made a buzzy noise, and he might have everso slightly touched the fuse at the time). He appears to have lost 2 days of work!!! My question is...why did he not have a backup on an external hard drive like most normal IT geeks do?!?! He apparently saved the wrong copy to dr0pbox last night
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • HelenPie
    HelenPie Posts: 502 Forumite
    kerri_dfw wrote: »
    Oh there are tears in our house, the fuse flipped whilst the OH was doing his uni assignment and the power went out (I may have been asking the maintenance guy why the fuse box made a buzzy noise, and he might have everso slightly touched the fuse at the time). He appears to have lost 2 days of work!!! My question is...why did he not have a backup on an external hard drive like most normal IT geeks do?!?! He apparently saved the wrong copy to dr0pbox last night

    Oh dear! No auto-recover?
    :j
    Debt Free By Xmas 2013 #010 £16,660.26/£16,660.26 100% paid, DFD 25/06/13! :D
    :j
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