Pay ALL your debt off by Xmas 2013

choclover

SpagBol wrote: »

Oooh interesting...when did you send your complaint off choclover? I have one pending with them I sent it in about 6-8 weeks ago.

I think it was the end of November, they wrote back asking for proof of address and change of name which I sent to them a week or two before xmas.

SpagBol

choclover wrote: »

I think it was the end of November, they wrote back asking for proof of address and change of name which I sent to them a week or two before xmas.

I sent mine (and DH's) in November, we had acknowledgement letters then DH had a letter saying he didn't have PPI and I got one saying they were still investigating it and that they send letters after 4 weeks to show they still care (I'm paraphrasing :rotfl:) but nothing since. I'm assuming that means I did have it...I'd need to send proof of name change too.

minicooper272

amr547 wrote: »

and here was me thinking january would be a good month.

oh has just had a letter from hmrc to say he owes them money in unpaid tax. it also says he claimed £3k in JSA in the last tax year, but he wasn't on JSA. :-/ hopefully it'll be sorted out with a simple phone call but a bit worried - what if someone has used his NI number to claim it ??

I had to produce lots of ID to claim JSA, which I think also needed my NI card, so it's not likely someone has claimed against his no. It will get sorted! I hope this is a sign refunds will follow soon!

Emptied my other tiramundi jar last night and have £35 in that one - owe less than £400 now! I'm still hoping I can get to the end of the month with money left over! I'm following a need not want group just now, so no unnecessary shopping, and also having a clearout.

Psycho at least it's not just me. I'm sure I'll be too busy to notice soon as well! Though my work colleague said he's had enough of our office and is looking around, and it's got me thinking about filling in my CV as well...

minicooper272

Debt update:

#17 £3111/3486 = 89.24%

If I can pay £27 more, I'll be over 90%. If I can pay £375 more, I'll be debt free :T

I've move my filling back to March, so think I can do this!

Now, off to my first fitness class of the year. Wish me luck! I ran up the stairs today, and apparently I'll need it... :eek:

amr547

minicooper272 wrote: »

Debt update:

#17 £3111/3486 = 89.24%

If I can pay £27 more, I'll be over 90%. If I can pay £375 more, I'll be debt free :T

I've move my filling back to March, so think I can do this!

Now, off to my first fitness class of the year. Wish me luck! I ran up the stairs today, and apparently I'll need it... :eek:

fantastic news well done!!!

amr547

reeeally want to pay off my loan have got enough to do so now. but my car insurance is due early march and i want to pay that off in one go ! hmmm...

SpagBol

minicooper272 wrote: »

Debt update:

#17 £3111/3486 = 89.24%

If I can pay £27 more, I'll be over 90%. If I can pay £375 more, I'll be debt free :T

I've move my filling back to March, so think I can do this!

Now, off to my first fitness class of the year. Wish me luck! I ran up the stairs today, and apparently I'll need it... :eek:

I did a davina DVD today and my legs HUUUUURT :eek:

You are doing so well, keep it up! :T

32b3in2013

Hiya

Another 3 things sold on ebay over the past 2 days, so I have paid another £55.64 off of credit card.

Total for #11 - £968.53/£10,224 = 9.47%

Hope to be back later in the week for another update.

32b3

couldsavemore_2

loubie_lou wrote: »

I don't know if anyone has ever had anxiety bought on by insomnia before but it has absolutely killed me the last month.

I have been emotional, had no appetite, irritable you name it but I think it's getting better now thank god. Has anyone ever suffered this before?

The only benefit is i've lost half a stone! :rotfl:

I think to make myself feel better i will make my first payment of the year:

#4 220/7172

I did suffer with this not last christmas but the one before, at its worst I sat in my car at 5.30 in the morning not knowing how to turn the lights on. i couldn't remember family names and forgot what i was saying. Doctor said i was worrying about my oh health. i was so tired, I then started to sleep everytime i sat down and slowly caught up ,symptoms slowly went away and im fine now

32b3in2013

SpagBol wrote: »

I have made a foolish challenge with myself. I am going to try and use up all of my 100 free 99p starts on ebay every month until the end of May. Even if they don't all sell, with some (hopefully) over 99p that should be an extra £500 ish.

This is on top of not drinking alcohol. I will go mad.

I might as well go the whole hog and invite my mother-in-law to stay :rotfl::rotfl::rotfl:

STEADY!! don't be too hasty :rotfl: