Pay ALL your debt off by Xmas 2013

32b3in2013

LoveaDove wrote: »

Hi Guys and Dolls,

On the home stretch...just one more pay day to go (End of November) and my debt will be officially busted!! My figures stand:

#183 £3930/£4130 - 95.16% Paid

:T

Excellent news. Well done xx

minicooper272

Loveadove very excited by your latest update - count-down to debt freedom!

kerri & triple very jealous of your badges - I want one!! :rotfl:

triple_choc_chip

minicooper272 wrote: »

kerri & triple very jealous of your badges - I want one!! :rotfl:

When you became debt free, did you post it up on the Debt Free Roll of Honour? There's a link in a sticky at the top of the dfw forum.

The badger pootles around giving out a variety of badges so if you post on there you should get one next time he's about. It took 3 months to get mine.

ETA: http://forums.moneysavingexpert.com/showthread.html?t=291326

chocoholicqueen

DH's pay day today, so here's an update,
#156 £3598.07/£9117.41

I to will still be here in 2014. We have just had to pay out £610 to get the car fixed and usually this would of gone on the CC but thanks to joining this thread and better management of our money this year, we paid it out of some savings we had :j.

I know i will be spending alot in the next few months, not only xmas but also 2 of my sons birthdays but again i already have money put aside for this, so i can't wait to start shopping. I'm so glad i joined this site.

kerri_dfw

Chocoholic - that's an awesome amount to have saved towards Christmas, well done Do you have lots of presents to buy? We're going cheap, cheap, cheap this year and making most of our presents. The limoncello is stewing already

chocoholicqueen

Kerri it's the first time i have ever saved that much, so i'm really pleased with myself. I've even saved my tesc* clubcard vouchers and saved through their christmas saving club, so thats the food sorted.

I have 12 nieces and nephews to buy for, my mum, mil, fil and wife, nan and oh's brother and wife. I also have our 3 kids and me and dh just have something small.

I know if i told them i was cutting down or not buying for any of them this year, they wouldn't mind but i like christmas and i'm careful through out the year and although not very mse, i do like to treat my family.

I have found some great deals on hotukdeal and i always go through a cashback site, i always search the internet for the cheapest price before i buy, so that part of mse is staying with me.

I have to ask what is Limoncello?

amr547

urrrg i'm having a nightmare of a time! too much stuff to pay for i just want to saveeee.

minicooper272

triple_choc_chip wrote: »

When you became debt free, did you post it up on the Debt Free Roll of Honour? There's a link in a sticky at the top of the dfw forum.

The badger pootles around giving out a variety of badges so if you post on there you should get one next time he's about. It took 3 months to get mine.

ETA: http://forums.moneysavingexpert.com/showthread.html?t=291326

Ahh thanks! I might post there for the end of the year, as it will be nice to look back and reflect on what I've achieved since then too!

kerri_dfw wrote: »

We're going cheap, cheap, cheap this year and making most of our presents. The limoncello is stewing already

Oh yum! I made this last year - it went down really well! If you're interested, I also have a recipe for arancello, which is the orange equivalent. My limoncello worked out at about £1.70 a bottle, but the arancello was closer on £3 a bottle, so up to you. It's amazing though - like cointreau (I'm making a batch just for myself this year!)

chocoholicqueen wrote: »

Kerri it's the first time i have ever saved that much, so i'm really pleased with myself. I've even saved my tesc* clubcard vouchers and saved through their christmas saving club, so thats the food sorted.

I have to ask what is Limoncello?

Well done on all the saving! Must have been amazing to make the car payout from savings! Also limoncello is a lemon flavoured liquor (I think it's Italian). It's basically lemon peels soaked in vodka, and then you pour in about a bottle worth of sugar syrup, so it's very very sweet!

chocoholicqueen

Ooh that does sound interesting, might have to have a go at making some. Although seeing as I'm merry after 1 glass of wine, it could make for a very interesting Christmas:rotfl:.

minicooper272

Go for it! This is the recipe I used: http://www.bbcgoodfood.com/recipes/1087/limoncello

It says 2 weeks to make, but I'd suggest leaving the lemon peels in as long as you can, it will bring out more flavour. It's not too strong either, it's too sugary to be drinking loads!

I split mine out into 250ml bottles, but unfortunately the ones I bought were square shaped. My friend left hers in her parents fridge while she went travelling for a few months and her dad kept asking her about the amazing salad dressing she left in the fridge... Took her a while to realise he'd been pouring limoncello all over his lunchtime salads!