Pay ALL your debt off by Xmas 2013

GingerAngles

update for me... )

075 :j GingerAngles £4213.00 /£14194.00 29%

minicooper272

Oh dear, it's all down hill from here... I've taken over the spreadsheet! I've offered to help out for the time being while Spag goes on Mat leave. Please bear with me, as I don't have access to update the front pages, and also still need to get to grips with the spreadsheet.

Thanks Spagbol for all your great help so far :j:j And don't worry - we'll be able to fend for ourselves! Keeping everything crossed for the hubby and the little'un!

32b3in2013

Ooooh, minicooper is in charge

I got a low interest rate loan yesterday and cleared all my mums debts. I will be back in a minute to do an update.

32b3

Edit #189 £7538.00 / £7538.00 - 100%

My mums debts were all on high interest credit cards so the loan will help bring the total amount I pay down. I will be able to pay off the loan in 6 months at my current rate of monthly payments.

minicooper272

32b3in2013 wrote: »

Ooooh, minicooper is in charge

I got a low interest rate loan yesterday and cleared all my mums debts. I will be back in a minute to do an update.

32b3

Edit #189 £7538.00 / £7538.00 - 100%

My mums debts were all on high interest credit cards so the loan will help bring the total amount I pay down. I will be able to pay off the loan in 6 months at my current rate of monthly payments.

Oh you're making me work for it aren't you :rotfl: Congratulations on the loan - that will make a huge difference, and I bet your Mum really appreciates it! Roll of honour to follow (hopefully)

minicooper272

DEFT FREE ROLL OF HONOUR!

:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j

#189 32b3in2013 paid £7538

:j:j:j:j 22nd October 2013 :j:j:j:j


:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j

32b3in2013

minicooper272 wrote: »

Oh you're making me work for it aren't you :rotfl: Congratulations on the loan - that will make a huge difference, and I bet your Mum really appreciates it! Roll of honour to follow (hopefully)

Loll, I was testing you, and you succeeded :T:rotfl:

I was getting a bit annoyed looking at my credit record and seeing no open accounts lol

kerri_dfw

Yay congratulations 32b3 that's awesome and I'm sure you'll beat the 6 months anyway as you'll be saving on interest.

I'm a little scared of minicooper being in charge, she's a spreadsheet whizz


I'm at 5% of my savings target I think I need to break it down into 3 different yearly amounts though. So before Christmas I need to have saved £4600 to have the money in the bank that I used to pay off the debts.


So...I need a number please minicooper as a savings update from me...


2051.38/4600 44.59% (rounding down)

SpagBol

minicooper272 wrote: »

Oh dear, it's all down hill from here... I've taken over the spreadsheet! I've offered to help out for the time being while Spag goes on Mat leave. Please bear with me, as I don't have access to update the front pages, and also still need to get to grips with the spreadsheet.

Thanks Spagbol for all your great help so far :j:j And don't worry - we'll be able to fend for ourselves! Keeping everything crossed for the hubby and the little'un!

Thank you so much minicooper, I could weep with relief :rotfl::rotfl:

If you are happy to update the spreadsheet, email me on the first of the month with the up-to-date spreadsheet and monthly total and I will update the font sheet

kerri_dfw wrote: »

Yay congratulations 32b3 that's awesome and I'm sure you'll beat the 6 months anyway as you'll be saving on interest.

I'm a little scared of minicooper being in charge, she's a spreadsheet whizz


I'm at 5% of my savings target I think I need to break it down into 3 different yearly amounts though. So before Christmas I need to have saved £4600 to have the money in the bank that I used to pay off the debts.


So...I need a number please minicooper as a savings update from me...


2051.38/4600 44.59% (rounding down)

I think I just squeezed a new number in for you on my last front page update Check the front page but I think it was #190 or #191. Well done you, you are on fire at the moment!:j

kerri_dfw

aww thanks Spagbol yes I am now #191 you really don't have long left now do you. I'm sat with a tub of C3lebrations wondering where all the yummy ones have gone, then realised I ate those yesterday whoops!

LolaLemon

Update!

I eventually got my head together and checked my accounts, I have slightly over £800 in one account and £600 in the 'car' accont. And £100 in the house.

Almost there!!! (I do owe £2500 for the car tho, but this was a more managable amount for me. I'm hopingt o be nearly £2000 by Christmas time)

Total £1500 / £1600