Pay ALL your debt off by Xmas 2013

triple_choc_chip

Gawd! Only been debt free for a week and it's soooo boring!

I'm really bored; I keep looking at the bank balance - it's ok, it'll last until payday - no more d/d's or s/o's to come out, nothing doing at all.

Since I paid off the cards I've been phoning to cancel them as I only need two at the most so now I'm not getting much post either... really boring!

At home I keep checking things like the electric meter reading(!). I don't need any shopping so I can't go looking for bargains and I'm so over just spending for the sake of it that I really don't want to buy anything - how boring is that?

I need a new challenge, any ideas? I work full time and I'm doing a college course so I don't need something to fill hours, just a diversion I suppose, like the debt busting was, I dunno, just bored!!!:rotfl:

Jonesy88

triple choc chip - do you have a savings goal you could work towards?

triple_choc_chip

Jonesy88 wrote: »

triple choc chip - do you have a savings goal you could work towards?

No, perhaps it's a goal I need?

I have opened an ISA where I'm squirrelling my child benefit as I will have to repay some of it and I've got a Junior ISA now for my son. I've set up little e-savers in my Nat West a/c to separate monies for holidays and budgeting, but I don't actually have a goal or prize that I will be saving for.

Mmmmm this needs more thinking about - what do I really [STRIKE]want [/STRIKE][STRIKE]need[/STRIKE] want?

Jonesy88

Could you maybe join a savings challenge on here? like save £2013 in 2013? Thats not too specific.

minicooper272

triple choc chip I think a savings goal is exactly what you need! Do you have a dream holiday anywhere? Take the kids to Disnay World? House deposit?

chocoholicqueen

Just a quick update

#156 £2637.92/£9117.41

Also i have just come back from a few nights away with the family and we stayed in a travelodge and as we only paid £29 a night i was really dreading what the room was going to be like but it was fine and i would definately recommend it if anyone is looking for a cheap place to stay.

his_missus

Not caught up on the thread but just saw Spagbol's rant about BT at top of page. We've just switched to Bt and now our laptops won't connect to the wifi, allegedly it's a Toshiba with Vista laptop issue!?!?!?

amr547

thanks to the horrible gas bill my monthly payments are now £90 p/m!!! makes me feel sad what else i could spend that on.....we have asked to change back to quarterly bills so we can track the usage more easily when the new boiler system is in.

minicooper272

amr547 wrote: »

thanks to the horrible gas bill my monthly payments are now £90 p/m!!! makes me feel sad what else i could spend that on.....we have asked to change back to quarterly bills so we can track the usage more easily when the new boiler system is in.

You're definitely getting the new boiler then? That's good news! At least your payments can only go down!

hismissus we have BT in our house share and I'm not very impressed with it either - it's constantly disconnecting, and the hub doesn't seem to have a very wide range on it. Signal upstairs is very patchy for me, and it's not just because of vista.

amr547

minicooper272 wrote: »

You're definitely getting the new boiler then? That's good news! At least your payments can only go down!

hismissus we have BT in our house share and I'm not very impressed with it either - it's constantly disconnecting, and the hub doesn't seem to have a very wide range on it. Signal upstairs is very patchy for me, and it's not just because of vista.

sounds like it, we are just waiting for a date now... will ring on friday if we've not heard by then.

we have virgin, i can't fault it. they even sent out a new modem when ours broke and they hand delivered it on a sunday! :rotfl: hows that for customer service!