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Pay ALL your debt off by Xmas 2013
Comments
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his_missus wrote: »A strange obsession to have...have you got a cooking bug?:D
Have you an addiction of Teflon?:D
Do you actually need new pans? Can you afford new pans? Think of :money: 's mantra.
Nope, it's a want not a need, I can get by on the pans I've got! I will wait until Christmas and ask people to buy me pans :rotfl:0 -
I neeed my CC to come :'( either that or the OH's student loan. I can't even access my online account, how rubbish is that! Whoever compromised my account needs a kick up the backside.Diary: Getting back on track for 2013 and beyondDEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
Beautiful daughter born 11.1.14Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]0 -
I neeed my CC to come :'( either that or the OH's student loan. I can't even access my online account, how rubbish is that! Whoever compromised my account needs a kick up the backside.
When did you order a new one?
it totally sucks! I left my bank card in the bank machine a little while ago, it was a nightmare not having it! 0 -
Well! I did it! bought my car and now need to make a plan to pay it off.
Time to do the new budget and aim for a SMART new goal!
SPECIFIC - SETTLE HALF TOTAL DEBT OF £8250 BY XMAS
MEASURED - 8MONTHS £550.00 / MONTH
ACTION - SET UP DIRECT DEBITS FOR 3 CR CARDS
REALISTIC - BUDGET CAREFULLY AND SPEND CASH ONLY
TIME - 01.12.2013 = £4000.00 O/S
Marks, get set, go!!!Return and Restart August 2016
22 Months to be debt free Aug2016 £12971.00:p:o:p By Jun2018
PAYDBX2016 #155 = £2268.93/£3414.93 00% paid
UK Debt #00 = £9857.23/£13039 6% paid
EmSavFund #204 = £85.00/£1000 6% paid
Mortgage #00 = £183084/£183093 00% paid0 -
Hi all, number #133 here, my new total on payday is....
£2660.87 / £7354.26
36.18 % / 100%The 1% Challenge #76 - Debt 1 = £620 - 1% = £6.20 - 4.3%
Debt 2 = £1600- 1% = £16 - 0%
Debt 3 = £1012 - 1% = £10.12 0%
Pay all your debt by Xmas 2016 #130- £465.86/£7636.46 - 6.1 %
Make £10 a day ~ Jan £182.49, Feb £373.650 -
ButterflyBee wrote: »Well! I did it! bought my car and now need to make a plan to pay it off.
Time to do the new budget and aim for a SMART new goal!
SPECIFIC - SETTLE HALF TOTAL DEBT OF £8250 BY XMAS
MEASURED - 8MONTHS £550.00 / MONTH
ACTION - SET UP DIRECT DEBITS FOR 3 CR CARDS
REALISTIC - BUDGET CAREFULLY AND SPEND CASH ONLY
TIME - 01.12.2013 = £4000.00 O/S
Marks, get set, go!!!
I like it!
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ButterflyBee wrote: »Well! I did it! bought my car and now need to make a plan to pay it off.
Time to do the new budget and aim for a SMART new goal!
SPECIFIC - SETTLE HALF TOTAL DEBT OF £8250 BY XMAS
MEASURED - 8MONTHS £550.00 / MONTH
ACTION - SET UP DIRECT DEBITS FOR 3 CR CARDS
REALISTIC - BUDGET CAREFULLY AND SPEND CASH ONLY
TIME - 01.12.2013 = £4000.00 O/S
Marks, get set, go!!!
Love it! your enthusiasm is great. I might need to look at my debt like this.2017 ChallengesDFBX17 #14 £70.14/£21,321Xmas 2017 #37 £0/£352
DFBX14 No.81 £2572.28/£9611.51£2 Savers Club #74 £84/£300
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Hi Gang!:D
I have updated the front page finally, thank you all for your patience I do try to keep the spreadsheet updated daily so let me know if I have missed your update and I will grovel my apologies.
My update for a DD that has gone out:
#002 £1518 / £45000 3.37%
:j
Wow just seen I am over 20% cleared. I'm shocked I have been able to do that much already!:D2017 ChallengesDFBX17 #14 £70.14/£21,321Xmas 2017 #37 £0/£352
DFBX14 No.81 £2572.28/£9611.51£2 Savers Club #74 £84/£300
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Go on then I'll try a SMART too
SPECIFIC - SETTLE Credit card by Xmas £2500 and OD of £350
MEASURED - 8MONTHS £312.50/ MONTH
ACTION - Stop using credit card for daily spends
REALISTIC - budget carefully, hide card, use £50 from sister each month to clear OD
TIME - 01.12.2013 = £2850.00 O/S
Although it is less than this thinking about it, but it's a start
So I have to pay off £12.09 a day....eep! Diary: Getting back on track for 2013 and beyondDEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
Beautiful daughter born 11.1.14Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]0
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