Pay ALL your debt off by Xmas 2013

amr547

his_missus wrote: »

A strange obsession to have...have you got a cooking bug?:D
Have you an addiction of Teflon?:D

Do you actually need new pans? Can you afford new pans? Think of :money: 's mantra.

Nope, it's a want not a need, I can get by on the pans I've got! I will wait until Christmas and ask people to buy me pans :rotfl:

kerri_dfw

I neeed my CC to come either that or the OH's student loan. I can't even access my online account, how rubbish is that! Whoever compromised my account needs a kick up the backside.

amr547

kerri_dfw wrote: »

I neeed my CC to come either that or the OH's student loan. I can't even access my online account, how rubbish is that! Whoever compromised my account needs a kick up the backside.

When did you order a new one? it totally sucks! I left my bank card in the bank machine a little while ago, it was a nightmare not having it!

ButterflyBee

Well! I did it! bought my car and now need to make a plan to pay it off.

Time to do the new budget and aim for a SMART new goal!

SPECIFIC - SETTLE HALF TOTAL DEBT OF £8250 BY XMAS
MEASURED - 8MONTHS £550.00 / MONTH
ACTION - SET UP DIRECT DEBITS FOR 3 CR CARDS
REALISTIC - BUDGET CAREFULLY AND SPEND CASH ONLY
TIME - 01.12.2013 = £4000.00 O/S

Marks, get set, go!!!

braddy970

Hi all, number #133 here, my new total on payday is....
£2660.87 / £7354.26
36.18 % / 100%

amr547

ButterflyBee wrote: »

Well! I did it! bought my car and now need to make a plan to pay it off.

Time to do the new budget and aim for a SMART new goal!

SPECIFIC - SETTLE HALF TOTAL DEBT OF £8250 BY XMAS
MEASURED - 8MONTHS £550.00 / MONTH
ACTION - SET UP DIRECT DEBITS FOR 3 CR CARDS
REALISTIC - BUDGET CAREFULLY AND SPEND CASH ONLY
TIME - 01.12.2013 = £4000.00 O/S

Marks, get set, go!!!

I like it!

ButterflyBee

amr547 wrote: »

I like it!

THANKS!:T:o:T

fennmad

ButterflyBee wrote: »

Well! I did it! bought my car and now need to make a plan to pay it off.

Time to do the new budget and aim for a SMART new goal!

SPECIFIC - SETTLE HALF TOTAL DEBT OF £8250 BY XMAS
MEASURED - 8MONTHS £550.00 / MONTH
ACTION - SET UP DIRECT DEBITS FOR 3 CR CARDS
REALISTIC - BUDGET CAREFULLY AND SPEND CASH ONLY
TIME - 01.12.2013 = £4000.00 O/S

Marks, get set, go!!!

Love it! your enthusiasm is great. I might need to look at my debt like this.

fennmad

SpagBol wrote: »

Hi Gang! :D

I have updated the front page finally, thank you all for your patience I do try to keep the spreadsheet updated daily so let me know if I have missed your update and I will grovel my apologies.

My update for a DD that has gone out:

#002 £1518 / £45000 3.37%

:j

Wow just seen I am over 20% cleared. I'm shocked I have been able to do that much already!:D

kerri_dfw

Go on then I'll try a SMART too

SPECIFIC - SETTLE Credit card by Xmas £2500 and OD of £350
MEASURED - 8MONTHS £312.50/ MONTH
ACTION - Stop using credit card for daily spends
REALISTIC - budget carefully, hide card, use £50 from sister each month to clear OD
TIME - 01.12.2013 = £2850.00 O/S

Although it is less than this thinking about it, but it's a start So I have to pay off £12.09 a day....eep!