Pay ALL your debt off by Xmas 2013

amr547

Just checked OH's credit report on N*ddle, his rating has gone from 1 to 3! I don't think the lenders will be jumping to lend him money though :rotfl:

Mine's 3 too, but I think it's because of the amount of accounts I have open :eek:

braddy970

Hi all, made some payments this morning, new total is :
#133 - £2678.87 / £7354.26 ..
36.42 % / 100%

minicooper272

Woop woop! My landlord has replaced the internet router, and my internet works like normal again! I couldn't be happier :j:j It will make all the difference - I was having to figure out how people make long distance relationships work without skype...

Checked my spreadsheets earlier, and with my pay rise, I'm now perfectly on track to meet my target in time for Christmas. I'm tempted to increase my target for the year, but I will wait and see where I am after August (car insurance and MOT month). I have a fund, but it won't be big enough in time, and I'd rather just have the one month payment holiday.

minicooper272

ISA interest is in... Spag, I have the biggest update of the year so far:

#141 £740.86/3250 = 22.80%

That is a grand total of 86p :rotfl: Still, it's nice to earn interest for a change!

amr547

Wallpaper has been stripped off in preparation for re-wallpapering tomorrow! A grand total of three sheets are needed:rotfl: but at least it will look pretty again.

I am back at work tomorrow - eek. At least I only have to do one day then it's the weekend!

1stTimer

Grrr have a tidy sum owed to me this month what with eBay sales, bootfair sales and money I have lent to people and at the moment I can't declare any of it!

Payday is too long away and I need another update.. Feel like I'm stuck at the moment:(

amr547

I feel sad knowing I'm stuck in this dump until we can buy. And I feel that we are never going to be able to buy. Massive downer tonight...

melskii

SpagBol wrote: »

Hi and welcome :wave: you are #167 keep us updated

Will do Hopefully next month the amount will have gone down and not up again xx

recurrent-ostrich

SpagBol wrote: »

It has been a slow year here, by this time last year I think we had paid off about £5k :eek:

You're not wrong! My progress is shocking, but everything seems to be so much more expensive. Our fuel bills, food bills, energy bills, everything has gone up and both hubby and I work for the public sector and have had pay freezes (including increment freezes) for the last 2 years. However, we pay for our holiday this month and three of the five of us have their birthdays this week, so I'm hoping that by next month things will settle down a bit!

SpagBol

minicooper272 wrote: »

ISA interest is in... Spag, I have the biggest update of the year so far:

#141 £740.86/3250 = 22.80%

That is a grand total of 86p :rotfl: Still, it's nice to earn interest for a change!

Woo hoo well done

recurrent-ostrich wrote: »

You're not wrong! My progress is shocking, but everything seems to be so much more expensive. Our fuel bills, food bills, energy bills, everything has gone up and both hubby and I work for the public sector and have had pay freezes (including increment freezes) for the last 2 years. However, we pay for our holiday this month and three of the five of us have their birthdays this week, so I'm hoping that by next month things will settle down a bit!

I suppose it's good that the debt is going down, albeit slowly. Our holiday in June is all paid for now but god knows how we will buy anything there!! No savings at all!!