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Pay ALL your debt off by Xmas 2013

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Comments

  • melskii
    melskii Posts: 29 Forumite
    It would make me extremely happy to be debt free for the first time in 5 years! That isn't going to happen as I'm applying to be a mature student but I would like to start with a clean slate!

    £2,787 to go!

    Good Luck to everyone this year and Congratulations to all the guys who did it last year!!! :beer:
    I love the free things in life :) (Won 2013: Gig Tickets)

    I hope to be Debt free before I start uni!
    August 2013: £1,529
    (Just to get a whole new fresh and exciting debt!)
  • Hello Spagbol,
    I cant seem to see in the very long trail of the thread if we need to change my debt amount from £6714.08 to the new balance of £7572.16 :o which is actually not as bad as I thought to be honest :)

    At the moment I am at a loss at to what "action" should be taken!!! :(

    Already slapped myself on my wrist for being spend naughty :rotfl:

    :money: will keep me on track though. :)
    Return and Restart August 2016
    22 Months to be debt free Aug2016 £12971.00:p:o:p By Jun2018
    PAYDBX2016 #155 = £2268.93/£3414.93 00% paid
    UK Debt #00 = £9857.23/£13039 6% paid
    EmSavFund #204 = £85.00/£1000 6% paid
    Mortgage #00 = £183084/£183093 00% paid
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    melskii wrote: »
    It would make me extremely happy to be debt free for the first time in 5 years! That isn't going to happen as I'm applying to be a mature student but I would like to start with a clean slate!

    £2,787 to go!

    Good Luck to everyone this year and Congratulations to all the guys who did it last year!!! :beer:

    Hi and welcome :wave: you are #167 keep us updated :)
    Hello Spagbol,
    I cant seem to see in the very long trail of the thread if we need to change my debt amount from £6714.08 to the new balance of £7572.16 :o which is actually not as bad as I thought to be honest :)

    At the moment I am at a loss at to what "action" should be taken!!! :(

    Already slapped myself on my wrist for being spend naughty :rotfl:

    :money: will keep me on track though. :)

    All changed :)
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    just spent £54 on paint and paint brushes, eeek. did save some money though as b and q has got paint on at 3 for 2.
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    amr547 wrote: »
    just spent £54 on paint and paint brushes, eeek. did save some money though as b and q has got paint on at 3 for 2.

    :eek::eek: what are you painting?
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • 32b3in2013
    32b3in2013 Posts: 2,470 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I want to make some more payment, this has been a really slow month :(
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    SPC 11 #7 - £968.46
    SPC 12 #7 - £2682.90
    SPC 13 #7 - £4829.85
    SPC 17 #7 - £7313.63
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    starnac wrote: »
    :eek::eek: what are you painting?

    the whole house :rotfl: two tubs for the kitchen - kitchen and bathroom paint, then a giant pot for the rest of the house. wasn't sure how much paint we'd need for the kitchen as we need to sort out mould, and its also a very long kitchen! i didn't think one 2.5l pot would do the job.
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    32b3in2013 wrote: »
    I want to make some more payment, this has been a really slow month :(

    feeling the same, ever since we paid off some of the other debts it feels like payments are slower!
  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    amr547 wrote: »
    the whole house :rotfl: two tubs for the kitchen - kitchen and bathroom paint, then a giant pot for the rest of the house. wasn't sure how much paint we'd need for the kitchen as we need to sort out mould, and its also a very long kitchen! i didn't think one 2.5l pot would do the job.

    My mum always bought an extra tub just in case, because you can always return the second pot if you don't use it. It's worse if the shop has run out and you're halfway through a paint job! Plus more likely they'll be from the same paint batch.
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    32b3in2013 wrote: »
    I want to make some more payment, this has been a really slow month :(

    It has been a slow year here, by this time last year I think we had paid off about £5k :eek:
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
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