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Pay ALL your debt off by Xmas 2013
Comments
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M*croft are very very naughty! OH has just signed up to checkmy*ile to see if the accounts have all been closed, three have but m*croft haven't - they accepted the f&f settlement but it says OH still owes £34! have sent a query about it. good thing we checked else it couldve been there for a long time coming.0
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Hi
A payment of £214.50 for me today; making my new figures:
DFBX No.40 £1428.78/£11209.95 = 12.75%Current Mortgage 01.10.17 £113,513.88
MFW Start Mortgage: £114,794.64
Current MED: 2036:eek: Target MED: 2026
Overpayment Target for remainder of 2017: £2,000
Mortgage overpayment savings: £684.80
MFW No 124 :money:0 -
32b3 - At the moment I have only sold 2 tops, sigh! But I am going to be loading lots more pics on my photobucket tonight and tomorrow, so fingers crossed we get some more money rolling in! I prefer doing it this way as no ebay fees, and no posting either! Lol, I don't wish I had taken out more debt, just wish I had taken the PPI on my loan, cards etc at the time so I could be reclaiming it all now!, just want the PPI refunds to clear debt! Hey ho, never mind!
Spagbol - sorry to hear about the lack of commission, keeping fingers crossed your ebay sales go well. You are doing brilliantly with that top you are selling! £40 is a fab total for one day's ebaying, good job!!! I wish someone would buy our wedding stuff we have listed currently on ebay!
Minicooper - definitely sell the jacket! Great tip for picking up bargains on ebay re: spelling mistakes, must remember that one! I am sorry to hear the signs are that the payrise letter won't bear good news, but keeping everything crossed for you all the same x
Amr - hope you start to feel better soon now you have some potions to take, bad times on paying double though, I hate that kind of thing, since going on "project debt destruction" it kills me not to be able to buy the best deal for whatever it is we need!!! Pants to your rubbish landlord, I swear they do it deliberately because they know you will eventually get fed up and do it yourself. I hope you get the Moorcroft thing sorted soon, my husband's creditfile is not correct, there are still things on there that aren't showing correctly since his bankruptcy, he has had row after row with one of the companies :mad:, but has now given up as it will fall off next year anyway as the date on it at the moment is from 5 years ago, so 1 more year and it will disappear thanks to the 6 year thing on creditfiles.
Debtslayer - well done, I was hoping to be over 10% myself by this point of the year, so well done, great achievement:T
Today we went for an afternoon tea with a twist (the teapot had cocktail in it:beer::T) with our friends courtesy of the lovely groupon. The cocktail was for the four of us, but as two were driving myself and my friend's husband had to drink all of the cocktail. I got a bit squiffy :rotfl:. Listing more things to sell while a bit tipsy is an experience let me tell you!!!:DCo-op loan: £2672.38. :eek: £2886.64 / £5559.02
HF's B'card: £2468.00 0% until November '17 _pale_ £255 / £2524.00
HF's FD Loan: £5467.78. :eek: £918.72 / £6386.52
Total: £5376.62 / £15814.78 33.99%
http://forums.moneysavingexpert.com/showthread.php?t=5344322
Emergency fund - £53.24 / £500 No. 108 in PYDOXMAS160 -
Newlywed_Saving_Ninja wrote: »32b3 - At the moment I have only sold 2 tops, sigh! But I am going to be loading lots more pics on my photobucket tonight and tomorrow, so fingers crossed we get some more money rolling in! I prefer doing it this way as no ebay fees, and no posting either! Lol, I don't wish I had taken out more debt, just wish I had taken the PPI on my loan, cards etc at the time so I could be reclaiming it all now!, just want the PPI refunds to clear debt! Hey ho, never mind!
Spagbol - sorry to hear about the lack of commission, keeping fingers crossed your ebay sales go well. You are doing brilliantly with that top you are selling! £40 is a fab total for one day's ebaying, good job!!! I wish someone would buy our wedding stuff we have listed currently on ebay!
Minicooper - definitely sell the jacket! Great tip for picking up bargains on ebay re: spelling mistakes, must remember that one! I am sorry to hear the signs are that the payrise letter won't bear good news, but keeping everything crossed for you all the same x
Amr - hope you start to feel better soon now you have some potions to take, bad times on paying double though, I hate that kind of thing, since going on "project debt destruction" it kills me not to be able to buy the best deal for whatever it is we need!!! Pants to your rubbish landlord, I swear they do it deliberately because they know you will eventually get fed up and do it yourself. I hope you get the Moorcroft thing sorted soon, my husband's creditfile is not correct, there are still things on there that aren't showing correctly since his bankruptcy, he has had row after row with one of the companies :mad:, but has now given up as it will fall off next year anyway as the date on it at the moment is from 5 years ago, so 1 more year and it will disappear thanks to the 6 year thing on creditfiles.
Debtslayer - well done, I was hoping to be over 10% myself by this point of the year, so well done, great achievement:T
Today we went for an afternoon tea with a twist (the teapot had cocktail in it:beer::T) with our friends courtesy of the lovely groupon. The cocktail was for the four of us, but as two were driving myself and my friend's husband had to drink all of the cocktail. I got a bit squiffy :rotfl:. Listing more things to sell while a bit tipsy is an experience let me tell you!!!:D
Sounds like my kind of tea party!DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:0 -
003 :j Newleaf £5980.00 / £40000.00Mortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130 -
Thought this was never going to happen this month but finally managed to sort out a payment of £150 so;
No 38;- £850/£2000Mortgage Owed: Sept 14 - £107398.200 -
Morning
Another ebay item has been paid for so my new total is
#11 - £5719.95/£10,224 = 55.95%
Another 1 to be paid, but on for 99p,.. every little helps
Happy Sunday everyone
32b3SPC9 #125 - £816.85
SPC10 #125 - £851.81
SPC 11 #7 - £968.46
SPC 12 #7 - £2682.90
SPC 13 #7 - £4829.85
SPC 17 #7 - £7313.630 -
i was hoping i just had a cold or something but its bloomin' tonsillitis! really can't afford to have time off work, don't get paid if i don't go!0
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i was hoping i just had a cold or something but its bloomin' tonsillitis! really can't afford to have time off work, don't get paid if i don't go!
amr there seems to be a virus going around just now, as a few people at my work (inc me) have just had this!
I realised it's ISA interest time, but will have to wait til tomorrow to find out what my interest is. I've only got £740 in there, and I've only had it open for 3 months, so it won't be much! Still, it's all for a good cause!0 -
i'm going to open an ISA soon methinks! not sure where to go / who to go with but hum.
if i stay off work tomorrow i'll lose a bit of moneyblah but health comes first right?? we will still be debt free by 15th june, i am determined!
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