Pay ALL your debt off by Xmas 2013

PaulieDoodle

Hello all!

Another £190 off catalogue for me, the end is so close I can almost taste it! Although the balance is £625, I've worked out that if I clear off the final BNPL item, I will only have to pay £350 cash and the rest will be interest won't be payable. (Fingers crossed!)

Also just got a £1500 bonus from work yippeee!!

So hoping to clear this off next week and clear off more of my overdraft and pay off my summer holiday.

Really glad I can do this as I was starting to become slightly demotivated..just the kick up the backside that I needed.

So new total:

#42 2242/7477

pinkskyatnight

No #106 update!!

managed to pay a whopping £1,750 towards debt this month! lots of cutting back and sold everything that wasnt nailed down on ebay! lol

we have now paid off £6,236.15 / £10,770.00 - £4,533.85 to go!!!

good luck everyone!

his_missus

Pinksky that is outstanding, well done!

Paulie - well done on earning the bonus at work!

pinkskyatnight

his_missus wrote: »

Pinksky that is outstanding, well done! QUOTE]

Thank you!! very chuffed!! :j

XSpender

Pay day today but won't be able to make payments until DH salary and bonus gets paid at the end of the month as they are DDs or getting paid from the bonus. May have to make a cheeky payment out of my wages though as it will be hard to wait another week :rotfl:

minicooper272

pinkskyatnight wrote: »

No #106 update!!

managed to pay a whopping £1,750 towards debt this month! lots of cutting back and sold everything that wasnt nailed down on ebay! lol

we have now paid off £6,236.15 / £10,770.00 - £4,533.85 to go!!!

good luck everyone!

That's fantastic! Well done you! :T

amr547

OH just picked up the new car, very good for the price, we think we got a bargain

Debtslayer

Another payment for me today please of £182.95 making my new figures:

DFBX No.40 £1164.28/£11209.95 = 10.39%

Finally made it to the 10% mark!!:)

SpagBol

32b3in2013 wrote: »

Hello

The last of last weekend's ebay buyers has now paid. 7 of the items I listed have bids, totalling £49, so I am hopeful that I will be paying some more this weekend coming.

Also, I have £110 due from Quidco at the next payment :j

Still a week to payday though!

Total now #11 - £3721.27/£10,224 = 36.40%

I am really happy, the balance on the credit card is now less that £1000, only by 14p, but less is less isn't it . It will be paid off by the end of May and then I will start on Very, which is the next most expensive debt :eek: According to whats the cost Very will be clear by the end of Sept, but I reckon it will be sooner than that, which will enable me to start on the next dearest debt and so on......

I never thought I would be so motivated. ntil I joned this challenge, I would just pay my minimum payments and then go out and buy something I didn't need or presents for others.

32b3

Well done 32b3, you are still doing so well:T My spending habits definitely changed doing this challenge last year. I now go into a sweat when I pay for a car park rather than park free or buy anything that hasn't got cashback or a voucher involved :rotfl::rotfl:

wanamove123 wrote: »

Hi everyone!

I'm a newbie, could i still join?? You're all doing brilliantly! Such a fab idea. Our target is...

8400

Hope this is all correct, first time i've posted in here

Hiya wanamove, you are most welcome :wave: and are #163. Good luck :j

kerri_dfw wrote: »

OH and I had a mahoosive row yesterday about saving for a mortgage when he starts earning. He's had yet another 2 job interview offers so there's now no doubt he's going to get a job. Although he is really hopeful about the one for the 2nd interview on Monday. Anyway it all resulted in we were just saying the same thing but in different ways oops!!! We've worked out if we are superbly good and live on my wages and save his then we should have a deposit in two years time from him starting work hurray \o/ Although, I will be here after I'm debt free as we need to pay off his £7.5k he owes Ll0yds and his student OD eep.

Just checked my credit card balance and it's now less than it was when I started the month (even though we've been spending on it) fleabay sales really do make a difference.

I've now had two sales on my little haberdashery business, I'm getting quite excited by this new venture.

I am a little at the moment though, I keep having memory loss. In the middle of the sentence I'll forget simple words, I'm remembering numbers the wrong way round, and I'll go to the kitchen for example and when I get there forget what I was doing even though it was getting a drink, or feeding the cats. I did some research last night and seems my total thyroidectomy is the cause, but they don't tell you that's one of the side effects do they I feel like I'm about 80 and I'm only 26! It's really embarrassing at work as well.

Kerri you should go to the docs and see if you need your thyroid meds adjusting and also ask for a vitamin B12 test. Glad to hear the website is going well :T

SpagBol

pinkskyatnight wrote: »

No #106 update!!

managed to pay a whopping £1,750 towards debt this month! lots of cutting back and sold everything that wasnt nailed down on ebay! lol

we have now paid off £6,236.15 / £10,770.00 - £4,533.85 to go!!!

good luck everyone!

Woo hoo, well done that's such an amazing total! :j:j

Debtslayer wrote: »

Another payment for me today please of £182.95 making my new figures:

DFBX No.40 £1164.28/£11209.95 = 10.39%

Finally made it to the 10% mark!!:)

Well done Debtslayer, over £1k and 10% that's 2 milestones :T:T