Pay ALL your debt off by Xmas 2013

minicooper272

amr547 wrote: »

we don't want to buy a new build, they are poorly constructed and tiny from what i have seen......wonder how it will impact on houses already built though?

a new build development here has just finished, £165k for a 3 bedroom with allocated parking and a tiny garden!!! are you having a laugh. i live in a terraced house down the road and you can buy one of these for £80k... granted no parking, but you get a lot more room!

I was just having a debate with my OH on this. I think if I was buying a flat, I'd go for new (means parking), but I'd prefer a slightly older house. The OH would only consider new though, as they are more energy efficient, and because tighter building regulations makes them safer. Well I do a fair bit of work for new housing developments, and don't find developers very trustworthy...

amr547

minicooper272 wrote: »

I was just having a debate with my OH on this. I think if I was buying a flat, I'd go for new (means parking), but I'd prefer a slightly older house. The OH would only consider new though, as they are more energy efficient, and because tighter building regulations makes them safer. Well I do a fair bit of work for new housing developments, and don't find developers very trustworthy...

my aunt lives in a new build, its about 3 years old and apparently the house is crumbling! :eek: which is obv gonna be cos its still 'setlling in' but still, im not sure id want to live in a house like that.

then someone on here had their garden cave in, for some reason....crazy!

kerri_dfw

New builds are shoddy workmanship, anything that goes up THAT quickly isn't going to be well made. Remember the old triangle, you can have only two: cheap, fast, good

amr547

kerri_dfw wrote: »

New builds are shoddy workmanship, anything that goes up THAT quickly isn't going to be well made. Remember the old triangle, you can have only two: cheap, fast, good

exactly why i wouldn't buy one! lol. my rented house isn't the prettiest but it's been here 110 years!

Debtslayer

Hi
Another payment for me today please of £100; new figures are:

DFBX No.40 £939.00/£11209.95 = 8.38%

starnac

kerri_dfw wrote: »

New builds are shoddy workmanship, anything that goes up THAT quickly isn't going to be well made. Remember the old triangle, you can have only two: cheap, fast, good

A friend of mine bought off plan. She went one day to check on it about a month before she was due to move in and found that they'd built it backwards with the kitchen where the living room should be and vice versa :eek: they had to rip it all out and re do the plumbing to put it back to how it should be on the plans :eek: I mean if they missed something as obvious as that what else did they miss? :eek: I wouldn't have moved in!

utopiah

I have lived in a new build for nearly 8 years. I felt exactly the same about new builds shoddy, pokey, no character. It was only a pushy estate agent that got us to view. After lots of persuading I relented and viewed the house. I fell instantly in love with it and have never looked back. They are so energy efficient this house is so much cheaper to run than our much smaller 1930's house. Our rooms are huge we have 3 decent sized double bedrooms (2 with ensuites) 26x 14, 21x 17 and 18x10. 1 single room 9x8.
none of the rooms join each other (bathroom between). My lounge and kitchen diner are spacious. When we bought it, old houses of this size were at least £20,000 more, they also needed some work doing to them or just didnt have parking. The only down side is the pokey garden we have. I would definately buy another new build rather than an old house. We have spent nothing on maintenance on this house apart from a lick of paint here and there. I'm a total convert.

SpagBol

loubie_lou wrote: »

Payday :D:D

#4 £1381/£7345

Baby steps still. Trying to get to that elusive 2k savings mark so I can pay of my credit cards. Although I have enough to pay off one I might get impatient and pay off one of them as they are about £1k each :rotfl:

Under 6k owing now

Can I ask why don't you pay them off? Are they 0% interest? I would get them paid off and closed down! :cool:

Just to wade into the new build debate, when they are done well I really like them but you can't beat a beautiful victorian house! Also they do all seem to have tiny gardens. Around here space is such a premium (London commuter town) and all new builds are either garden developments (good spec but tiny gardens) or conversions of old buildings. Old psychiatric hospitals seem to be plentiful around here and they make fantastic flats and the houses have quite long gardens. We went to look at one and I fell in love with the house and the setting but they wanted about £250 pcm for charges on top of CT!!! :eek::eek:

minicooper272

kerri_dfw wrote: »

New builds are shoddy workmanship, anything that goes up THAT quickly isn't going to be well made. Remember the old triangle, you can have only two: cheap, fast, good

Built quickly doesn't mean it'll be shoddy. A lot of things these days are built off-site, and then shipped to site. It can really reduce construction health and safety risks, and improve quality, as it wasn't exposed to the elements while it was being installed. Quicker construction often means a better design, you just can't guarantee the developer/contractor will use the quality of materials you specify. They might use their 'years of experience' and decide a lower grade concrete will do the same job.

amr547

I'm still not convinced by new builds esp as the ones here are just so expensive compared to older houses. They tend to be built in rough areas too!

Doing really well with cash this month, actually! OH is paid tomorrow, he transfers money over to me to pay the rent which goes out sunday so will go out saturday but as the money is due saturday i won't get it til monday.....but for a change i won't be in the negatives befause of it so its all good :-) hurry up MY pay day on wednesday!!