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Pay ALL your debt off by Xmas 2013

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Comments

  • Hi everyone!

    I'm a newbie, could i still join?? You're all doing brilliantly! Such a fab idea. Our target is...

    8400

    Hope this is all correct, first time i've posted in here :)
    Debt free by xmas #163 257.78/8400 = 3.07%
    April grocery 232.28/350
  • 32b3in2013
    32b3in2013 Posts: 2,471 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hi everyone!

    I'm a newbie, could i still join?? You're all doing brilliantly! Such a fab idea. Our target is...

    8400

    Hope this is all correct, first time i've posted in here :)


    Hello :hello:

    Spagbol will be along soon to give you a number :D

    Welcome aboard :beer:

    32b3
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    SPC 11 #7 - £968.46
    SPC 12 #7 - £2682.90
    SPC 13 #7 - £4829.85
    SPC 17 #7 - £7313.63
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    32b3in2013 wrote: »
    Hello

    The last of last weekend's ebay buyers has now paid. 7 of the items I listed have bids, totalling £49, so I am hopeful that I will be paying some more this weekend coming.

    Also, I have £110 due from Quidco at the next payment :j

    Still a week to payday though!

    Total now #11 - £3721.27/£10,224 = 36.40%

    I am really happy, the balance on the credit card is now less that £1000, only by 14p, but less is less isn't it :D. It will be paid off by the end of May :D and then I will start on Very, which is the next most expensive debt :eek: According to whats the cost Very will be clear by the end of Sept, but I reckon it will be sooner than that, which will enable me to start on the next dearest debt and so on......

    I never thought I would be so motivated. ntil I joned this challenge, I would just pay my minimum payments and then go out and buy something I didn't need or presents for others.

    32b3

    same!!! this thread was definitely what i needed to keep me on the straight and narrow, and now i cant wait to make payments! i thikn my life will be boring when im debt free :rotfl:
  • Debtslayer
    Debtslayer Posts: 447 Forumite
    A payment of £42.33 for me today please making my new figures:

    DFBX No.40 £981.33/£11209.95 = 8.75%
    Current Mortgage 01.10.17 £113,513.88
    MFW Start Mortgage: £114,794.64
    Current MED: 2036:eek: Target MED: 2026 ;)
    Overpayment Target for remainder of 2017: £2,000
    Mortgage overpayment savings: £684.80
    MFW No 124 :money:
  • 32b3in2013
    32b3in2013 Posts: 2,471 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    amr547 wrote: »
    same!!! this thread was definitely what i needed to keep me on the straight and narrow, and now i cant wait to make payments! i thikn my life will be boring when im debt free :rotfl:


    I know what you mean, what will I do when I am not adjusting sreadsheets and adding payments on whats the cost?
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    SPC 11 #7 - £968.46
    SPC 12 #7 - £2682.90
    SPC 13 #7 - £4829.85
    SPC 17 #7 - £7313.63
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    32b3in2013 wrote: »
    [/B]

    I know what you mean, what will I do when I am not adjusting sreadsheets and adding payments on whats the cost?

    i know :eek: hopefully i'll enjoy seeing the money build up in my account instead though :D
  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    amr547 wrote: »
    i know :eek: hopefully i'll enjoy seeing the money build up in my account instead though :D

    I don't ever see myself not saving for something - mortgage, mortgage over payments, wedding, children, children's uni, retirement. It will all need a spreadsheet, I'm sure of it!
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    ahhhhhhh stupid snow
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    OH and I had a mahoosive row yesterday about saving for a mortgage when he starts earning. He's had yet another 2 job interview offers so there's now no doubt he's going to get a job. Although he is really hopeful about the one for the 2nd interview on Monday. Anyway it all resulted in we were just saying the same thing but in different ways oops!!! We've worked out if we are superbly good and live on my wages and save his then we should have a deposit in two years time from him starting work :D hurray \o/ Although, I will be here after I'm debt free as we need to pay off his £7.5k he owes Ll0yds and his student OD eep.

    Just checked my credit card balance and it's now less than it was when I started the month (even though we've been spending on it) :D fleabay sales really do make a difference.

    I've now had two sales on my little haberdashery business, I'm getting quite excited by this new venture.

    I am a little :( at the moment though, I keep having memory loss. In the middle of the sentence I'll forget simple words, I'm remembering numbers the wrong way round, and I'll go to the kitchen for example and when I get there forget what I was doing even though it was getting a drink, or feeding the cats. I did some research last night and seems my total thyroidectomy is the cause, but they don't tell you that's one of the side effects do they :( I feel like I'm about 80 and I'm only 26! It's really embarrassing at work as well.
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • Totally off topic to houses etc but those of you asking how uptodate N0ddle is... i've just seen that it tells you when each account was updated if you go into the 'view accounts' section
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
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