Pay ALL your debt off by Xmas 2013

lindsloo

Hey everyone

Reporting in now my laptop has been fixed and returned with my geeky spreadsheets lol.

#142 £2,651.92 / £14,300.37 18%

I paid off CC1 of just under 2k in two months doing the 1 debt vs 100 days, I still have a month left so I have set myself the target of clearing a interest accruing £600 (half paid already) on a £2.5k CC then clear the online catalogue which has about £428 on.

GAME ON wooooooop

amr547

i'm quite glad that oh and I don't have any children, they sound expensive

just trying to work stuff out, may be able to pay off sofas + catalogue on the next pay day, which means we are still Debt Free by 15th june and still on track as planned but with an extra car!

32b3in2013

NewLeaf wrote: »

003 :j Newleaf £5780.00 / £40000.00


once I see it over 10K I will be so happy

I only have 9 months to make it which means I need to fine £3,802 a month to do it :eek:

It seems impossible

You have done really well so far Newleaf. Even if you don't manage £3802 per month, imagine how far you would have got by the end of December if you carry on as you are

SpagBol

NewLeaf wrote: »

003 :j Newleaf £5780.00 / £40000.00


once I see it over 10K I will be so happy

I only have 9 months to make it which means I need to fine £3,802 a month to do it :eek:

It seems impossible

You are my idol Newleaf! You can do it of course!! :j:j

minicooper272 wrote: »

I've got a big decision to make - I have about £800 in premium bonds, which is a combination of 18th, 21st and graduation money, £150 from my original teenage savings and £100 of winnings. The gift money came with a condition that I can't spend it on perishable things, and I don't want to 'waste' it on a chunk of jewellery. Should I put it towards a house deposit?

Yes you should! You could always give a target of 5 years later to buy a painting or something that will last?

amr547 wrote: »

i'm quite glad that oh and I don't have any children, they sound expensive

Yes they blimmin' well are but they make you laugh a lot so it's almost worth it :rotfl::rotfl::rotfl:

SpagBol

£8 on ebay yesterday and £33 so far to finish today :T:T

That should help pay for my passport! :j

Scuppered 2 weeks in a row for car boot sales because of the weather :mad:

XSpender

I have sold DH old iPhone That doesn't work properly for £86 and the money should be in our account early next week. I have also found somewhere that will give me £45 for my water damaged phone. I am really pleased with that as I thought no one wold buy it or I would have to try flogging it on eBay.

DH has also decided to sell some of his old fancy DVD equipment on fleabay so that should raise another £40-50.:). I just need to decide which debt to pay off. It will either go to offset the secured loan or pay off DH HP which only has a couple of hundred left.

We sorted and listed the contents of our big larder cupboard last night and it is amazing how much we have been storing for Mr T while they store our money:eek: I see a store cupboard challenge coming up;)

SpagBol

I'm trying to persuade DH to sell our stereo system on ebay, 2 exactly the same sold recently for £80-£90 and we never use it!! That means we could also sell all our CDs! We just use a few albums that are on our MP3s really and docking speakers. He is finding it hard to let go though:D

amr547

SpagBol wrote: »

Yes they blimmin' well are but they make you laugh a lot so it's almost worth it :rotfl::rotfl::rotfl:

About the same with the bunnies to be honest :eek: people don't realise how expensive rabbits are - you should expect to pay up to £1000 a year if you don't have any expensive vet bills!

it's their 1st birthday next week! Awwwww.

Fleurlur

Looking at the budget planner for next month, it's going to be a big debt busting month!!

chocoholicqueen

I've also managed to pay £30 off of another small debt, so i'm ready to update my totals.

#156 £1350.83/£9117.41

This thread is really keeping me motivated, so thanks everyone and especially spagbol.