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Pay ALL your debt off by Xmas 2013

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Comments

  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    I've just realised I have £600 of expenses owing to me! I must keep on track of those as that's money that work owe me!!!
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    OMG!! Holiday shopping!!

    Someone tell me to stop. I have just bought both kids a towelling throw on thing for the beach (11% off and £co cashback) and now getting myself some crocs (20% off and £co) good savings but still £60 lighter :eek::eek::eek:
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • loubie_lou
    loubie_lou Posts: 1,368 Forumite
    Part of the Furniture Combo Breaker
    Payday tomorrowwwwwwwwwwwwwwwwwwwww :)

    :rotfl::D
    In debt no more!
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    loubie_lou wrote: »
    Payday tomorrowwwwwwwwwwwwwwwwwwwww :)

    :rotfl::D

    Yeeeeeeeeeeeeeeeeeehaaaaaaaaaaaaaaaaaaaaaaa :j:j:j
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    loubie_lou wrote: »
    Payday tomorrowwwwwwwwwwwwwwwwwwwww :)

    :rotfl::D
    Jealous!

    OH has been invited back to give a presentation to the job interview people from Friday :D quietly optimistic as they said he would be a great fit there. It will be a really good starting salary too of £25-£27k! My base salary isn't much more than that :eek::eek::eek: Maybe I'm in the wrong job! Love my job though.

    Ooh and my baby cat has started asking me for cuddles in the morning, it's so cute. He doesn't jump up on me yet though, just walks round chatting to me until I pick him up. Love him! Although then the siamese gets jealous and I end up with both of them up here.

    By the way, it's really hard to scan in expenses when you switch to a non-windows operating system! No wonder I have £600 waiting to be paid back
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    loubie_lou wrote: »
    Payday tomorrowwwwwwwwwwwwwwwwwwwww :)

    :rotfl::D

    Bit jealous of that. My payday feels ages away :( but on the upside when it does come I should have 2 wages so I will live off the smallest and pay the biggest off the o/d which should hopefully clear it :j

    Shame i'm wishing my life away in the process :o
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • XSpender
    XSpender Posts: 3,811 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Payday on Friday for me:jbut my DD dont come out until after DH is paid on the 28th, early cos of Easter. He gets his bonus this month and it is already been dished out and allocated to debts and house repairs on paper:rotfl:

    I am still waiting on the settlement figure on my secured loan so I can make an adjustment to the balance.

    It is very quiet payment wise in the XSpender household between paydays although I do have a random £4 odd sitting in my overpayment pot which could be paid over to the mortgage;)
    Save £10,500 - £2673.77 - 25.5%
    Pay off £7000 - £1743 - 19.4%
    Make £2021 extra income - £99.75
  • LolaLemon
    LolaLemon Posts: 958 Forumite
    Ninth Anniversary Combo Breaker
    amr547 wrote: »
    Eeek! That's not good - I hope you get all your cash back too :(
    Lolalemon when it comes to stealing bank details, it can be anywhere you've used your card in the last 6 months. It's happened to 2 of my credit cards before! Thankfully all the payments were declined (I don't know whether to be insulted they thought £180 at JD Sports was fraud...)
    SpagBol wrote: »
    Oh no how awful. I had that when I was a student, they had sent my new card to shared accommodation and someone had nicked it :( Hope it is all sorted out soon and you aren't left out of pocket.

    Thankfully nothing was taken, it was payments to William Hill the bookies, i've never 'shopped' in their, so the payment was declined, apparently they tried it a few times during the week. So glad that i was paying the car insurance in one go or the direct debit would have went through and the person/people who tried to use my card might have gotten lucky at some point.

    Feel as though im never goingt o get any paymnets made as i cant get one off payments started til i have a fone beside me to confirm the payment.
    Aw well, tonight i am appliying for PPI claims... i have an irrational fear of forms!
    Living Simply, not simply living.
    Cheap Christmas '15

    Frugal Living for fifth year running. (2010-2015)
    Weight Loss - 5b/55lb
    Books Read 2015- 7/30
  • fennmad
    fennmad Posts: 83 Forumite
    Jonesy88 wrote: »
    Just paid the final £500 off OHs credit card. We officially have no credit card debt! :D

    #146: £2150/£5000 43%

    Thats fab news well done. Its a great feeling.
    kerri_dfw wrote: »
    I'm going to work on the SEO today, I've googled the site and it is coming up but the descriptions are bad so that means I need to work on the metadata. :) When I've done that can I ask you all to google me? :D

    Let us know when you want us to google and I will get goggling from where ever I can. :)
    kerri_dfw wrote: »
    Jealous!

    OH has been invited back to give a presentation to the job interview people from Friday :D quietly optimistic as they said he would be a great fit there. It will be a really good starting salary too of £25-£27k! My base salary isn't much more than that :eek::eek::eek: Maybe I'm in the wrong job! Love my job though.

    Good Luck to your OH again. Its best not to get to excited when they say things like that but does sound very positive :T
    2017 Challenges
    DFBX17 #14 £70.14/£21,321
    Xmas 2017 #37 £0/£352

    DFBX14 No.81 £2572.28/£9611.51
    £2 Savers Club #74 £84/£300
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    I'm still working on the metadata....BUT I've just had my first sale :D only a tiny sale, but it might lead to more (here's hoping).

    So this evening I am designing business cards to go in the package, I'm making them myself as I have loads of card, very MSE. I also made my own logo, also MSE :D NB. I am probably the worst graphic designer on the market lol
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
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