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Pay ALL your debt off by Xmas 2013

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Comments

  • 32b3in2013
    32b3in2013 Posts: 2,471 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Good evening

    Hope everyone is OK?

    Well, I would have made the £57 I needed to pay on my CC to get under £1k today if everyone who won an item had paid :eek:. Why would you wait until the last 20 seconds to bid on an item and then not pay? Its different if a bid is placed days before the item ends, the winner may not be near the computer, but they must be near the computer to bid within seconds of the end!!!

    Anyway, some have paid, and I have paid £20 off of CC.

    #11 - £3685.69/£10,224 = 36.05%

    I will be back to update when more people pay.

    I have listed 51 items today. I opened 3 drawers in my room and found loads of things I haven't worn for ages, so they are going!!

    32b3
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    SPC 11 #7 - £968.46
    SPC 12 #7 - £2682.90
    SPC 13 #7 - £4829.85
    SPC 17 #7 - £7313.63
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Evening all. Another £50 paid to report here making my new total

    #148 £1601.47/£14,174

    Hope everyone has had a good weekend
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    Why am I so impatient? :mad:
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    32b3in2013 wrote: »
    Good evening

    Hope everyone is OK?

    Well, I would have made the £57 I needed to pay on my CC to get under £1k today if everyone who won an item had paid :eek:. Why would you wait until the last 20 seconds to bid on an item and then not pay? Its different if a bid is placed days before the item ends, the winner may not be near the computer, but they must be near the computer to bid within seconds of the end!!!

    Anyway, some have paid, and I have paid £20 off of CC.

    #11 - £3685.69/£10,224 = 36.05%

    I will be back to update when more people pay.

    I have listed 51 items today. I opened 3 drawers in my room and found loads of things I haven't worn for ages, so they are going!!

    32b3

    I hear you, I often wonder why people do that too!

    I have listed 18 things today so hopefully next Sunday will be a good day. We didn't make it to the car booty, it was rained off!! :eek: We will go next week :T
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    starnac wrote: »
    Evening all. Another £50 paid to report here making my new total

    #148 £1601.47/£14,174

    Hope everyone has had a good weekend

    Well done Starnac :T
    amr547 wrote: »
    Why am I so impatient? :mad:

    Same here. I obsess about things too and research them to death on t'internet which makes me even more impatient!! :rotfl:
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    SpagBol wrote: »
    Same here. I obsess about things too and research them to death on t'internet which makes me even more impatient!! :rotfl:

    that's basically what i've been doing i am OBSESSED with moving (or buying??) and i ujst research it to death on the internet, seen loads of places id love to move then get aggravated cos i cant do it yet :rotfl: its not healthy......but i guess im 'wised up'
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    amr547 wrote: »
    that's basically what i've been doing i am OBSESSED with moving (or buying??) and i ujst research it to death on the internet, seen loads of places id love to move then get aggravated cos i cant do it yet :rotfl: its not healthy......but i guess im 'wised up'

    Yes I do this too :o
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • 32b3in2013, I use a sniping tool to win things from eBay, and I think a lot of people do that. So I'm nowhere near the computer when my last second bid comes in, often.

    Pay day today. I have just put myself into significantly more debt, for investment purposes (and I lent $1K to my mum so she can tart her house up a bit for sale, she'll pay me back from the settlement funds) so my accounts look awful. But I'm separating all of that out from the personal debt, and if I've done my sums right I am finally going to be back on track this fortnight, after a month of going backwards.

    Now to twiddle my thumbs and check the bank statement obsessively for the next 10 hours...
    MFW diary here. 1 Feb 2017 $229,371 - MFD Feb 2043 :eek: aiming for May 2028
    14 August 2017 - Refinanced: $220,000
    January 2019 $211,580 Current MFD 31 June 2036
  • 32b3in2013
    32b3in2013 Posts: 2,471 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    32b3in2013, I use a sniping tool to win things from eBay, and I think a lot of people do that. So I'm nowhere near the computer when my last second bid comes in, often.
    .

    Thanks, I didn't realise there was such a thing.
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    SPC 11 #7 - £968.46
    SPC 12 #7 - £2682.90
    SPC 13 #7 - £4829.85
    SPC 17 #7 - £7313.63
  • Almost double posting to say, FINALLY:

    #119 $6937.32/$8000


    It's rather nice seeing it written out like that, because in my bank account it looks much worse now that I've taken on this extra debt. But that's investment debt and I have to keep them separate for my own[STRIKE] in[/STRIKE]sanity.
    MFW diary here. 1 Feb 2017 $229,371 - MFD Feb 2043 :eek: aiming for May 2028
    14 August 2017 - Refinanced: $220,000
    January 2019 $211,580 Current MFD 31 June 2036
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