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Pay ALL your debt off by Xmas 2013

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Comments

  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    kerri_dfw wrote: »
    Jealous!

    OH has been invited back to give a presentation to the job interview people from Friday :D quietly optimistic as they said he would be a great fit there. It will be a really good starting salary too of £25-£27k! My base salary isn't much more than that :eek::eek::eek: Maybe I'm in the wrong job! Love my job though.

    Well done OH! :T:T that's really good for a starting salary... Obviously in the wrong job! I'm afraid I don't understand what you mean by base salary though... What's the difference?

    I've been sitting feeling really depressed at how little money I had left for the rest of the month. Suddenly realised it's pay day next week, and I have plenty to last me a week :T Going to hold off spending it though, I want to see how long I can make the tenner in my purse last!
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Well done OH! :T:T that's really good for a starting salary... Obviously in the wrong job! I'm afraid I don't understand what you mean by base salary though... What's the difference?

    I've been sitting feeling really depressed at how little money I had left for the rest of the month. Suddenly realised it's pay day next week, and I have plenty to last me a week :T Going to hold off spending it though, I want to see how long I can make the tenner in my purse last!
    I work for an America Corporate, so they give you a salary, then they top it up with benefits. You either use the benefits or you take the cash. So we don't get health, dental or anything unless we buy it from the top up of our salary.
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • loubie_lou wrote: »
    Payday tomorrowwwwwwwwwwwwwwwwwwwww :)

    :rotfl::D

    For me to, i can't wait to pay off some more debts :j.
    Emergency Fund £0/£500
    £365 in 365 Days #18 £520/£520
    £2.00 Savers Club 2017 #11 £300/£300
  • utopiah
    utopiah Posts: 316 Forumite
    Part of the Furniture 100 Posts Combo Breaker Mortgage-free Glee!
    Final payment to cc has been debited today so only have one cc left to pay which is at 0% until end of august. Payments are going to slow a bit though. I have some big payments due mainly Tax and insurance and a school trip to pay. Ive also had to shell out £130 on the car new battery and leaky sunroof all sorted now though. Anyway my update is
    #86 £2020/£4500 nearly half way!
    Mortgage free 25/9/2019 8years and 7 months early 😁😁😁
  • affordmylife
    affordmylife Posts: 1,224 Forumite
    Part of the Furniture Combo Breaker
    really fed up. got paid today. paid a lovely £500 off my credit card but only £121 counts toward debt once ive taken spends and interest off. its so damn slow and depressing and i absolutely hate my job at the moment.

    fed up .com.

    anyway

    no 41 £1371/£2500 54%

    sorry for the depressing post xx
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    got my HP statement today, still owe £5300:eek: we are going to attempt to pay this off in one lump sum early if we can, next year. so i shall be back for more debt busting :rotfl:

    zzzzzzzzz. mega tired today.
  • Jonesy88
    Jonesy88 Posts: 959 Forumite
    Debt-free and Proud!
    amr547 wrote: »
    got my HP statement today, still owe £5300:eek: we are going to attempt to pay this off in one lump sum early if we can, next year. so i shall be back for more debt busting :rotfl:

    Yay, we can pay off our cars together!
    :rudolf: DF by Xmas 2018: #83 £8,250/£15,000 55% :rudolf:
    SPC 7: #135 :staradmin | MFW 9.72% | Groceries: £6.49/£80 | Exercise 0/20 | NSDs 0/15
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    Jonesy88 wrote: »
    Yay, we can pay off our cars together!

    it was worth every penny , i love my car :rotfl: just kind of wish id had the cash to buy it without finance :D ah well! when are you planning to start paying off the car -if you havent already?
  • 32b3in2013
    32b3in2013 Posts: 2,471 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Evening

    Another couple of ebay buyers have paid so I have paid another £21.58 off of my credit card.

    #11 - £3707.27/£10,224 = 36.26%

    One more of last weekend's to pay.

    32b3
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    SPC 11 #7 - £968.46
    SPC 12 #7 - £2682.90
    SPC 13 #7 - £4829.85
    SPC 17 #7 - £7313.63
  • Jonesy88
    Jonesy88 Posts: 959 Forumite
    Debt-free and Proud!
    amr547 wrote: »
    it was worth every penny , i love my car :rotfl: just kind of wish id had the cash to buy it without finance :D ah well! when are you planning to start paying off the car -if you havent already?

    Me too. 1st payment goes out in April. Its on a 3 year term but allows extra payments - the total value of the finance plus interest was £5506.96 so the ocd part of me immediately paid the £6.96 so i have a round figure! I plan on overpaying as i go along to maintain round figures and then in 2014 really step up the payments to clear it altogether.
    :rudolf: DF by Xmas 2018: #83 £8,250/£15,000 55% :rudolf:
    SPC 7: #135 :staradmin | MFW 9.72% | Groceries: £6.49/£80 | Exercise 0/20 | NSDs 0/15
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