Pay ALL your debt off by Xmas 2013

SpagBol

Jonesy88 wrote: »

Please can i join?

I really want to be debt free by the end of this year so we can start saving for a family and bigger house.

Our current debts are:

Credit Card £2000
Loan £3000

They were a bit bigger before today but the OCD side of me wants to start this challenge with a nice round figure!

So total debt is £5000!

Hi jonesy :wave: you are #146 :j

PinkPepperPot wrote: »

Please may I join....I have £3288 to pay off before I can really start concentrating on saving for the future.

Well done to all of you that have made such progress so far - I have seen some impressive figures on here! Now off to read some more of the thread and nick some more tips

Hi PinkPepperPot, you are #147 :wave:

Welcome both of you!! I will update the front page very soon but you can all get updating whenever you like

choclover wrote: »

Ok, so I can't put it off any longer! I've updated my spreadsheet and it HURTS!!!

#27 £194.79/£6000 (3.25%)

Yes, it seems we've almost spent a grand in a week :eek: - No more spends for me!

On the plus side, I've realised I'll be due holiday pay from work and I've recalculated my entire spreadsheet and it seems I can bring our DFD forward a few months to Feb 2015!!! :j:j:j

:eek: Never mind, keep plugging away!

SpagBol

Phew! I've finished updating and will update the front page now.

My own update on DH's payday:

#002 £1,697 / £45,000 3.77%

Sorry I haven't been on here much, I have had all sorts of family and work dramas going on. I will keep updating the spreadsheet and hope to get on here later for a good old catch up with everyone.

Keep debtbusting you wonderful people!! :j

Waywardbird

Small payment of £7.65 today.

#33 £650.81/£2396.77 27.15

ButterflyBee

I am happy to report that I have paid another £69.64 on to my Barclay card today. Not much but that brings my total down just a bit.

New total

#137 £1475.69/£6714.08

Well that's it now. The budget has been balanced and this is the last of the available funds on my bank account.

All I have left is £137.00 for the rest of the month on my groceries card which will have to do for food and Petrol until payday again.

affordmylife

ButterflyBee wrote: »

All I have left is £137.00 for the rest of the month on my groceries card which will have to do for food and Petrol until payday again.

that is seriously more doable than my £3.59 lol xx

psychopathbabble

trying_hard wrote: »

http://www.shedloadofgifts.co.uk/storeroom-categories/kitchen-accessories/policeman-bottle-opener

Is this any good? P&P will be £2.70 as it's under a fiver. They have other things salt & pepper pot etc. HTH

thanks it's so hard to find stuff!

ButterflyBee

affordmylife wrote: »

that is seriously more doable than my £3.59 lol xx

Oops!:eek:
Looks like we will need to start a new thread on how to live on £1 a week!

missy83_2

hey

found some money stashed away in another account this morning so managed to notch another £200 off the grand total!! Small steps but getting there slowly but surely!!

Total now paid £310, only £8690 to go!!

amr547

hi all!

OH gets paid on friday - we MIGHT be able to clear his DMP off by the end of feb! depends on us being very very strict with money.

32b3in2013

Hi

I came on here to confess. I bought a handbag and purse yesterday.

I didn't increase my debt, but it was (a lot of) money which I could have paid off of my credit card. Both were in the sale, but they still cost much more than I should have spent.

I feel disappointed in myself really

I will be relisting the ebay items which didn't sell lst weekend when free listing comes around again, but not sure I will make the amount I spent yesterday

32b3