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Pay ALL your debt off by Xmas 2013

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Comments

  • ButterflyBee
    ButterflyBee Posts: 309 Forumite
    Tenth Anniversary Combo Breaker
    affordmylife wrote: »
    i feel like i will never have any sort of life. this month i have bought two books £15 and paid £12 towards some new plates. apart from paying for normal food and debt repayments that is it.
    fed up x

    I know exactly how you feel and that is unfortunately the peril of having debt.

    However! as soon as the debt is gone, I "will" treat myself, DD1 & DD2 to a weekend spa break. (perfectly timed for Xmas pressie) :T:o:T
    Return and Restart August 2016
    22 Months to be debt free Aug2016 £12971.00:p:o:p By Jun2018
    PAYDBX2016 #155 = £2268.93/£3414.93 00% paid
    UK Debt #00 = £9857.23/£13039 6% paid
    EmSavFund #204 = £85.00/£1000 6% paid
    Mortgage #00 = £183084/£183093 00% paid
  • Jonesy88
    Jonesy88 Posts: 959 Forumite
    Debt-free and Proud!
    edited 5 February 2013 at 4:48PM
    Please can i join?

    I really want to be debt free by the end of this year so we can start saving for a family and bigger house.

    Our current debts are:

    Credit Card £2000
    Loan £3000

    They were a bit bigger before today but the OCD side of me wants to start this challenge with a nice round figure!

    So total debt is £5000!
    :rudolf: DF by Xmas 2018: #83 £8,250/£15,000 55% :rudolf:
    SPC 7: #135 :staradmin | MFW 9.72% | Groceries: £6.49/£80 | Exercise 0/20 | NSDs 0/15
  • LunaLady
    LunaLady Posts: 1,625 Forumite
    Sorry SpagBol, I have another update :o

    Sorted out my monthly spreadsheet and have found another £52 which is spare so have paid that, bringing my total now to

    £318.86/£1566.

    I am 30 in 25 days, and would love to have paid off all my debt by then, with just under £300 to go. Its going to be a tough one but I want to get as close as I can.
    SPC #1813
    Addicted to collecting Nectar Points!! :D
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    NewLeaf wrote: »
    Spag Bol. I may be you. I hope you are me minus my tax bill x

    Oh crikey yes I didn't notice that :eek::rotfl:

    I have PAYE so don't notice tax so much but not sure it is quite that big a bill! On a positive note you must have had a good year :D

    Oh, and I've only lost 7lb so you are up on me there...
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • PinkPepperPot
    PinkPepperPot Posts: 140 Forumite
    Please may I join....I have £3288 to pay off before I can really start concentrating on saving for the future.

    Well done to all of you that have made such progress so far - I have seen some impressive figures on here! Now off to read some more of the thread and nick some more tips ;)
  • psychopathbabble
    psychopathbabble Posts: 5,892 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    This is a bit random and very off topic but my friend is currently training as a special police office (the volunteer ones) after 10 years of trying to get into the force. Any suggestions for a congratulations present? I can't think of anything!
  • choclover
    choclover Posts: 522 Forumite
    Ok, so I can't put it off any longer! I've updated my spreadsheet and it HURTS!!!

    #27 £194.79/£6000 (3.25%)

    Yes, it seems we've almost spent a grand in a week :eek: - No more spends for me!

    On the plus side, I've realised I'll be due holiday pay from work and I've recalculated my entire spreadsheet and it seems I can bring our DFD forward a few months to Feb 2015!!! :j:j:j
    £2013 in 2013 £866.71/£2013
    DF by Xmas 2013 #027£841.28/£6000 (14.02%) 12/2
    DFD February 2015 £2,303.63/£19,520.26 (11.80%)
  • Verityemilia
    Verityemilia Posts: 252 Forumite
    psychopathbabble wrote: »
    This is a bit random and very off topic but my friend is currently training as a special police office (the volunteer ones) after 10 years of trying to get into the force. Any suggestions for a congratulations present? I can't think of anything!

    Male or female ??? :)
    Seal pot challenge no 7- :) # 331 Saved £140 SPC - Target £30
    Grocery challenge - £100 a week
    Weekly Spend Challenge - £40 :)
  • psychopathbabble
    psychopathbabble Posts: 5,892 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Verityemilia wrote: »
    Male or female ??? :)

    Male sorry!
  • Verityemilia
    Verityemilia Posts: 252 Forumite
    Any good



    Personalised Police Mug- Male (A GoPersonalised Design) by GoPersonalised
    Permalink: http://www.amazon.co.uk/dp/B004NTFHXE


    Not very good at adding links ... X
    Seal pot challenge no 7- :) # 331 Saved £140 SPC - Target £30
    Grocery challenge - £100 a week
    Weekly Spend Challenge - £40 :)
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