We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Mortgage Free in Three Yrs
Comments
-
Morning all!! Hope everyone is well today
Just phoned and paid another £46.59 off the mortgage!
£30 I earned from Lightspeed and £16.59 from 2 mystery shops!
Well done!
(And hi to the regulars - I'm de-lurking again for the regular quarterly update, ISTR that's due soon...)
@TallGirl - that is one obfuscatory letter. It took me a while to figure out what it was on about.0 -
OverlandLandy wrote: »Hi All
Just to let you know that I'm now 'Technically' MF.
Well done OverLandLandy Man!! (I always say man at the end to remind me you're a bloke cos your nick looks like it ends in lady when speed read!)
congratulations on securing a permanent job too.
That sounds like it was a great day for you!!:D
I'm hoping to join you in the technically MF' club in a month or two - out overpayment fund is invested in a higher rate fund, so there's no point taking it out early when we're only paying 0.99% interest on the mortgage. Still wondering about moving, doing up this place to a high standard, maybe an extension or just go on lots of wonderful holidays...
Lunasaver - sorry your circumstances mean you're leaving, at least with overpaying you can afford to leave and not be left with a burden of debt and nothing to show for it. Good Luck and Best Wishes in your next quest.Member of the first Mortgage Free in 3 challenge, no.19
Balance 19th April '07 = minus £27,640
Balance 1st November '09 = mortgage paid off with £1903 left over. Title deeds are now ours.0 -
Just called and paid anoth £26.65 off that I got for doing a mystery shop!!
Started at £109,825
Current balance £106,027.72Dream of being mortgage free....
APR 2007 - £109,825 FEB 2012 - £98,664.53:beer:0 -
Well done dawnylou and ailuro2. I expect this thread will be a haven of excitement as it's update time! (Off to PM TallGirl)
I'm still awaiting the offer and other legal stuff on my house sale and purchase, so am here for a while longer before I become massively indebted to mortgage and move over to the Take II thread. All possible because of the overpayments so far, and there's another healthy drop this month (some of the savings will be used on legal fees and enormous stamp duty tax).
Keep it up everyone, we're on the finishing straight!Mortgage Free thanks to ill-health retirement0 -
Updated sig, and am off to PM Tallgirl my update now July's figures are in.:DMember of the first Mortgage Free in 3 challenge, no.19
Balance 19th April '07 = minus £27,640
Balance 1st November '09 = mortgage paid off with £1903 left over. Title deeds are now ours.0 -
Is it sad that I am dead excited to see the update?? lol
I am phoning today (or tomorrow if I don't get home in time) to pay another £85.61 off the mortgage. Cashback earned from Quidco!!Dream of being mortgage free....
APR 2007 - £109,825 FEB 2012 - £98,664.53:beer:0 -
Woo Hoo !!!
Final payment came out of my account on Wednesday, I am now mortgage freeeeeeeee!! :beer:.
I would like to thank Tall Girl, AnW's Mum, Dithering Dad and many others who have put a lot of time and effort into this venture and would like to wish you all the very best of luck in your quests to be MF.
Keep going it is a wonderful feeling when you finally get there.
Good luck all !
:beer:0 -
Congrats Mushy61!
:j :money: :beer: :beer: :money: :j0 -
:j:beer::T Congratulations :T:beer::j
:j:beer::T Mushy61! :T:beer::jMortgage free as of 12/08/20!
MFiT-5 no 45You can't fly with one foot on the ground!0 -
FB #20 reporting in for next chart update...
Our July mortgage payments have now cleared. Today our mortgage is: £52,977.86
Creeping ever closer to £50k. So looking forward to being sub-£50k.
Tall Girl - I'll PM you.
FB.Mortgage and debt free. Building up savings...0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.8K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.8K Work, Benefits & Business
- 600.3K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards