Debt Free in 2015 - Who's with me?!?!?!?

sungiggs1

Hi can I join please. We are aiming to be debt free not including the mortgage by the start of 2015.

We are going to put all spare money into paying off the credit cards in order listed on my signature. I am currently on unpaid part of my maternity leave until feb 13 so we won't be able to start properly paying off extra money until March when I am back at work.

Our target is to clear CC1 by May, CC2 by Aug, CC3 by Nov, then have a break for xmas, CC4 by Mar, CC5 by Apr, CC6 by July 2014??

We have bought a breadmaker and have started making our own bread which is much cheaper and tastier. Food is one of our biggest expenses so this is an area which we want to cut back on

Can anyone tell me how I get a line through my amounts in my signature once they have started reducing thanks

the_storm_fisherman

sungiggs1 wrote: »

Hi can I join please. We are aiming to be debt free not including the mortgage by the start of 2015.



We have bought a breadmaker and have started making our own bread which is much cheaper and tastier. Food is one of our biggest expenses so this is an area which we want to cut back on

Hi sungiggs1
welcome to the thread
have fun with bread machine we brought one a couple of years ago have not gone back to sliced bread since a couple of tips or suggestions

1. try and bake at least 1 day before use it makes slicing better.unless straight out the breadmaker(yum):D

2. watch the weights of the bags of the pre mixed stuff at it does vary.

3. best normal white loaf mix has to be tescos own have tried others ie morrisons,asda and sainsbury.

saffer_in_fylde

I'd like to join too!

I'm 32 and approx £8200 in debt. Most of it being overdraft debt. I'll do a sig later once I have figured out how to do it

[Deleted User]

the_storm_fisherman wrote: »

i had that same problem the same day starting a new job i went sick with a serve kidney infection which took 2 weeks to clear enough for me to return to work at first the doc was quite concerned as i had blood poisoning . although i called in a spoke to the bosses each day and i also followed their sick procedures they still wanted to give me a verbal warning which i disputed and won only just. the job only lasted 2 months before the made me redundant.

Jeez that is a nightmare!

Well I am now finished work until 7th January - yippeeeeeeeeeeeee!!!!!!!

Might even manage to get a couple of NSDs in there if I stay in & watch DVD's.

Dxxx

[Deleted User]

sungiggs1 wrote: »

Hi can I join please. We are aiming to be debt free not including the mortgage by the start of 2015.

We are going to put all spare money into paying off the credit cards in order listed on my signature. I am currently on unpaid part of my maternity leave until feb 13 so we won't be able to start properly paying off extra money until March when I am back at work.

Our target is to clear CC1 by May, CC2 by Aug, CC3 by Nov, then have a break for xmas, CC4 by Mar, CC5 by Apr, CC6 by July 2014??

We have bought a breadmaker and have started making our own bread which is much cheaper and tastier. Food is one of our biggest expenses so this is an area which we want to cut back on

Can anyone tell me how I get a line through my amounts in my signature once they have started reducing thanks

Hey course you can!!

You seem to have it all planned out already!

I have no idea about the line through the signature thingy I am kinda hopeless at stuff like that :rotfl:

Dxxx

[Deleted User]

saffer_in_fylde wrote: »

I'd like to join too!

I'm 32 and approx £8200 in debt. Most of it being overdraft debt. I'll do a sig later once I have figured out how to do it

Yayyyyyyy I thought this was gonna just be me rambling on for the next 3 years LOL we seem to have quite a wee group now

I am very happy about this :j

Dxxx

*121*

Hi guys long time lurker first time poster. I'd like to be in! I have been doing loads of thinking and working out over Xmas and I'm in a bad place financially I would love to me debt free by 2015.

I'm just coming to terms with how much I owe but it currently looks like

£20, 000.00 CC split over four cards.
£50,000.00 Family loads (0% interest).

with a high maintenance wife and three girls it's gonna be a challenge.

the_storm_fisherman

Deleted_User wrote: »

Hey course you can!!

You seem to have it all planned out already!

I have no idea about the line through the signature thingy I am kinda hopeless at stuff like that :rotfl:

Dxxx

Hi Dxxx
go to edit sig and hi-lite the text or numbers to strike through and click the last radio button on the top right-hand side as shown

[Deleted User]

*121* wrote: »

Hi guys long time lurker first time poster. I'd like to be in! I have been doing loads of thinking and working out over Xmas and I'm in a bad place financially I would love to me debt free by 2015.

I'm just coming to terms with how much I owe but it currently looks like

£20, 000.00 CC split over four cards.
£50,000.00 Family loads (0% interest).

with a high maintenance wife and three girls it's gonna be a challenge.

Welcome to the challenge!!

Do you have a plan in place to get this all paid off?

I have worked out all my repayments & also anything extra that I can save - I love being organised & writing everything down!

Dxxx

saffer_in_fylde

Deleted_User wrote: »

Yayyyyyyy I thought this was gonna just be me rambling on for the next 3 years LOL we seem to have quite a wee group now

I am very happy about this :j

Dxxx

I am so excited! I can't wait to be free!! :j