Debt Free in 2015 - Who's with me?!?!?!?

Debtbusterintraining

Well done dolly rocker,I think to have that willpower this time of year to put the extra to the debt will see you in good stead for next year.

[Deleted User]

Debtbusterintraining wrote: »

Well done dolly rocker,I think to have that willpower this time of year to put the extra to the debt will see you in good stead for next year.

Thanks my darling!!!

I have actually got a little plan together & if I stick to it rigidly then I could be debt free by December 2014 - Now this might not happen cos if & when things crop up then money may need to go elsewhere but I am gonna give it a good go anyway!

Eeeeeeeeeeeeeeeek so excited

Dxxx

SS6624

Hi everyone and I hope you don't mind me joining?

During December I decided to focus on clearing my debts by December 2015 before I celebrate my 50th birthday in Jan 2016. So I couldn't believe my luck when I found this thread yesterday and subscribed immediately.

My total debt to clear as it stands is £15,948.13 - so I need to pay a minimum of £443.06 per month or more if my budget allows to get it paid earlier!!!! :eek:

Ideally I would finish sooner and save a pot to do something exciting to celebrate the end of the debt and my big 50 birthday!

My first payments will start on 1st Jan so will be back to update my totals then, unless I get a chance to pop on to catch up on all your progress - good luck everyone.:T

gobbygal_2

Hi I'd like to join please.
My husband is due to retire from the forces in Aug 2016 with a reasonable gratuity and pension - I don't want to use this money on paying off our debts so would like to be DF before then and Dec 2015 is a good point to aim for.
We have 2 grown up daughters (19 & 20) who are both working and financially independent so our spending should be greatly reduced from now !!
I'll tot up my/our debts properly for New Years Eve then I can start 2013 with a firm idea of how I'm going to tackle this problem.

I have joined the sealed pot challenge 6 to save for next years Christmas presents and started saving £2 coins so I feel 2013 will be a good year.

[Deleted User]

SS6624 wrote: »

Hi everyone and I hope you don't mind me joining?

During December I decided to focus on clearing my debts by December 2015 before I celebrate my 50th birthday in Jan 2016. So I couldn't believe my luck when I found this thread yesterday and subscribed immediately.

My total debt to clear as it stands is £15,948.13 - so I need to pay a minimum of £443.06 per month or more if my budget allows to get it paid earlier!!!! :eek:

Ideally I would finish sooner and save a pot to do something exciting to celebrate the end of the debt and my big 50 birthday!

My first payments will start on 1st Jan so will be back to update my totals then, unless I get a chance to pop on to catch up on all your progress - good luck everyone.:T

Hey welcome to the thread!

Thats a good target to try & achieve & just think of the celebrations when you have done it!!

Dxxx

[Deleted User]

gobbygal wrote: »

Hi I'd like to join please.
My husband is due to retire from the forces in Aug 2016 with a reasonable gratuity and pension - I don't want to use this money on paying off our debts so would like to be DF before then and Dec 2015 is a good point to aim for.
We have 2 grown up daughters (19 & 20) who are both working and financially independent so our spending should be greatly reduced from now !!
I'll tot up my/our debts properly for New Years Eve then I can start 2013 with a firm idea of how I'm going to tackle this problem.

I have joined the sealed pot challenge 6 to save for next years Christmas presents and started saving £2 coins so I feel 2013 will be a good year.

Hey welcome to the thread!

I am saving the 20ps & 50ps aswell & also the £1.00 per day challenge - They really help me to stay focused so they do.

Whatever I have in my tub when it gets emptied is going straight to the debt I wont be spending mine in the Jan sales until I am debt free!!!!!!!!!!!

Dxxx

the_storm_fisherman

Hi all
have had a a quick update
i had a chance to up date all my spred sheets with the correct info and my snow ball indicator puts me debt free by june 2015 this is a consertive date as i have a small emergency fund which i will use to pay off any debts when it is ok to do so

the_storm_fisherman

Deleted_User wrote: »

Hey welcome to the thread!

I am saving the 20ps & 50ps aswell & also the £1.00 per day challenge - They really help me to stay focused so they do.

Whatever I have in my tub when it gets emptied is going straight to the debt I wont be spending mine in the Jan sales until I am debt free!!!!!!!!!!!

Dxxx

like wise after taking stock i dont really need any more stuff only things i will have to buy are food and other esstials like toilletries ect i intend to make full use the garden this year as fruit and veg are becoming more expensive this will also help with the on going weight loss

ps i will post my weightloss challenge up in the next few days it will run from friday to friday as this gives eveyone a fighting chance to lose weight as weekends are always the worst times

anyone out there want to join me?:)

[Deleted User]

Meeeeeeeeeee - I really need to get back on the diet

Dxxx

daisystar

I would love to join please!! I joined this website aaaaages ago, then lurked from time to time but I was so excited by this thread I just had to post for the first time!! (Had to reset my password and everything )

I am 31, married with a baby boy and have approx £45K of debt :eek: This has been coming down slowly but I worked out my DFD as sometime in 2018, and I need to get my !!! in gear as that is simply too long. So....... December 2015 sounds just perfect!!
I will get my numbers in order before the new year, work out how to update my signature etc and crack on :j I may need to calm down on the smilies tho..........
Thanks so much for the inspiration, this may just improve my life a little bit xxx