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Debt Free in 2015 - Who's with me?!?!?!?

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  • missladyannie
    missladyannie Posts: 595 Forumite
    Deleted_User wrote: »
    You may!

    Welcome to the gang

    Oooooh babies how lovely! How old is your first?

    Dxxx

    Thank you :rotfl:My son was 4 in September but we can't have another at the moment because of our outgoings :( so that is more than enough incentive to crack this!!

    Today I cut up my credit card and paid £275 from my wages from my second job to 3 different debts!
    Nov NSD: 8/7 Dec NSD: 1/10
    Sealed pot member #1443 2011: £106. 2012: £171
    Ninjakat challenge: Aim to clear two debts by April 2013
    100 day challenge: No toiletries or magazines 19/100 (3 x fails :()
    Extra payment a week challenge: Total to date: £2355.53
  • whataplum301
    whataplum301 Posts: 2 Newbie
    i have 4489 on store cards catalogues and credit cards ... have been paying each month but just the min only prob is ive not told my husband i think ill do it tonight.
  • recurrent-ostrich
    recurrent-ostrich Posts: 527 Forumite
    500 Posts
    Busy day today, I've been on a course, a very depressing course! But I didn't go shopping on the way home to cheer myself up, which is a bonus! :j
    Long haul supporter #290
    POAYDBX2014 #043
    LBM Dec 2011 Debt £51K Debt Nov 2014 £42K
  • the_storm_fisherman
    the_storm_fisherman Posts: 69 Forumite
    10 Posts
    edited 17 January 2022 at 12:09PM
    Deleted_User wrote: »
    Well done on your massive weight loss!!! 10st is like a whole person!

    Imagine how good it will be when you are debt free & mortgage free that will be fantastic!

    Dxxx

    Hi Dolly rocker

    i cant wait to get there but as always its a long haul i didnt relize how much my uncontrolled eating was costing me so much more wiser these days :)
    debt free as of 1/10/2014 and loving it :j
    All done using YNAB and Bank tree.:cool:
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Tenth Anniversary 1,000 Posts Name Dropper I've been Money Tipped!
    missladyannie wrote: »
    Thank you :rotfl:My son was 4 in September but we can't have another at the moment because of our outgoings :( so that is more than enough incentive to crack this!!

    Today I cut up my credit card and paid £275 from my wages from my second job to 3 different debts!

    Good for you thats quite a chunk to pay off!!

    Dxxx
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Tenth Anniversary 1,000 Posts Name Dropper I've been Money Tipped!
    edited 17 January 2022 at 12:11PM
    the_storm_fisherman wrote: »
    Hi Dolly rocker

    i cant wait to get there but as always its a long haul i didnt relize how much my uncontrolled eating was costing me so much more wiser these days :)

    Yeah I do realise how much I spend on naughty food!

    It has to stop

    Dxxx
  • AvaQuaver
    AvaQuaver Posts: 50 Forumite
    edited 23 September 2013 at 7:44AM
    Hello Everybody :wave:
    :heart: 'The time is now.' :heart:
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Tenth Anniversary 1,000 Posts Name Dropper I've been Money Tipped!
    AvaQuaver wrote: »
    Hello Everybody :wave:

    I hope you don't mind me joining. I too want to be debt free by December 2015.

    I have worked out that we need to pay £673 PER MONTH (incl minimum payments) to clear our debts in the next three years. If we pay more...we get debt free sooner.

    Good luck everybody; the AvaQuaver household will struggle a bit this month to deliver overpayments...due to Christmas but I am Ebaying like mad so even a few extra pounds can come off the total.

    I am looking forward to the Debt Free Journey with you all.:T

    AvaQuaver x x


    Heyyyyyyyyyyyyyy

    You seem to have it all planned out with your monthly payments so we will definately be debt free in 2015!!

    Dxxx
  • AvaQuaver
    AvaQuaver Posts: 50 Forumite
    Thank you Dolly. Thank you for starting this thread...great motivation for us all. And most importantly...good luck on your DFW journey too!!!

    AvaQuaver x x
    :heart: 'The time is now.' :heart:
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Tenth Anniversary 1,000 Posts Name Dropper I've been Money Tipped!
    AvaQuaver wrote: »
    Thank you Dolly. Thank you for starting this thread...great motivation for us all. And most importantly...good luck on your DFW journey too!!!

    AvaQuaver x x

    Och no probs just think its good for us all to pop in & catch up every now & again.

    I need these wee challenges & support threads they really help me stay motivated.

    Dxxx
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