Debt Free in 2015 - Who's with me?!?!?!?

Debtbusterintraining

Hi Dolly rocker I feel I've done not so bad so far(I really had no other choice) but I'm terrified that this month is going to set me back so I'm also looking forward to January so I can get back on track again, think I might sign up for some challenges next year maybe one challenge at a time and see how I go,this website has been a godsend so far. Hope everyone has a cheap and cheerful day ahead of them,I'm off to work soon so should be a LSD.

Cranny44

Yes count me in i have a DFD of Dec 2015... and need to make sure i keep on target for no later so good to join others in the same boat

[Deleted User]

Debtbusterintraining wrote: »

Hi Dolly rocker I feel I've done not so bad so far(I really had no other choice) but I'm terrified that this month is going to set me back so I'm also looking forward to January so I can get back on track again, think I might sign up for some challenges next year maybe one challenge at a time and see how I go,this website has been a godsend so far. Hope everyone has a cheap and cheerful day ahead of them,I'm off to work soon so should be a LSD.

I'm the same December has totally killed my debt busting!!!

Cant wait to just get back into the groove in January.

Also need to lose weight so new year = new me!

Dxxx

[Deleted User]

Cranny44 wrote: »

Yes count me in i have a DFD of Dec 2015... and need to make sure i keep on target for no later so good to join others in the same boat

Yayyyyyyyyyyyyy roll on the DFD!!

Dxxx

missladyannie

Can I join in too please!? This would tie in nicely with me wanting to clear a substantial amount of debt before we consider having second child. I'm going to subscribe to the thread xx

Th1984

Dec 2015 is where I am aiming for as well! Still have a large amount of debt but am overpaying where I can and everything is on the least interest possible.

I budget on my basic wage and then any overtime/bonuses/instructors allowance gets split 1/3 to overpayment, 1/3 to emergency find savings and 1/3 to those things which make life enjoyable. My sons swimming cass fees or the occasional family meal etc.

My LBM was 12 months ago and I am just sitting here toting up. How I have done....

ETA - Have paid back 6170.82 in the last 12 months, in that time we have moved house, kitted out the kitchen, had an amazing MSE holiday (flights were wedding presents and my uncle let us use his apartment rent free for 10 days)

Feeling quite proud of that right now

recurrent-ostrich

I'm wanting to lose weight too! I'm hoping to shift 3 stone of excess weight and about ten grand of excess debt in 2013! :rotfl:

the_storm_fisherman

Hi All
i have been a long term lurker on the forum i had my LB moment back in April this year thought is was about time i nailed my color's so to speak to the mast my snowball calc gives a current date of Nov 2015 excluding the mortgage or 2022 including the the Mort . when i get some more time i will post my current finance status.
ps see my next post re slimming help

the_storm_fisherman

part 2

i have currently lost over 10ST and still losing i am not going to a slimming club now as money has got very tight so flying solo. so if anybody needs any questions, help or inspiration i will try to answer

MrDJB192

count me in - my estimated DMP debt-free-date is mid 2016 which is too far away. I'm sure with a couple of kicks up the backside and some moral support, I can shave at LEAST 6 months off that