Debt Free in 2015 - Who's with me?!?!?!?

*121*

Deleted_User wrote: »

Welcome to the challenge!!

Do you have a plan in place to get this all paid off?

I have worked out all my repayments & also anything extra that I can save - I love being organised & writing everything down!

Dxxx

Dolly I'm just working out where I am at the moment I will be putting a plan together over the long weekend.

CommitedToChange

I'd love to join in as well please. My DMP DFD is June 2018 - but I'd love to change that to Dec 2015.

I need to get back on track in 2013 as I've been really slack this year - and made the next few months much much harder than they need to be

I have started a second job to earn some more cash - but not guarenteed income sadly, and will get back on e-baying and swagbucking in my free (ha) time.

Here's to a fab and debt free 2016 :beer:

the_storm_fisherman

Hi all
a great nsd today unexpected i did a 6 1/2 mile walk
As is my normal sat routine where i am out on downs or in the country here around (portsmouth) south-east hants - west sussex area.
I joined to local ramblers group to keep fit and have made many friends, although it is cheap £3-£5 for petrol money plus £3 for a drink in the pub afterwards. i think of no better way to excercise on the cheap as it requires no speciallist gear to get going just your own two feet.

recurrent-ostrich

I've weighed in today for the start of my diet....it wasn't great, but was less than I was expecting considering its just after xmas. Will weigh in for my first weeks results on sat morning next week.

kittiej

Hi DR, and everyone else.

Just been having a nosey at your thread and will be lurking if that's OK? I'm not hoping to pay debts off by Dec 2015 but to graduate and just wanted something to bob along with to keep morale up. 3 years seems like such a long time doesn't it?

In addition I want to save £15k by then so will keep up with you even if it's for the timeline of events lol.

Good luck ev1

the_storm_fisherman

recurrent-ostrich wrote: »

I've weighed in today for the start of my diet....it wasn't great, but was less than I was expecting considering its just after xmas. Will weigh in for my first weeks results on sat morning next week.

i hate too think what my weight has gone up by this month, but is was good to have a break too recharge the enthusiam for up-coming challange with new years eve looming ever nearer i will wait until friday too start then it will be down to buisness so bring it on

Newyorkdreams

Hi Dolly Rocker and everyone! I would love to join this challenge if that's ok?! I posted a rather long first post a couple of weeks ago as I had been lurking for a while but had never had the courage to post. I had my light bulb moment at that time and I feel that my head is in such a better place since I became a debt free wannabee, it feels kinda good and I am inspired so much by the people on this forum.

I often refer to the debt as 'mine' but it's actually 'ours' between my husband and I. It's easier to just say it's mine, but I wanted everyone to know that as it's pretty high However, I have posted it and it's time to start tackling it. I had planned originally for a DFD of Dec 2016 but I'm going to put a stretch on that and aim for Dec 2015. My husband will be going to university in Sept 2014 so our income will drop by around £20, 000 per annum and we are hoping to have a baby in 2014 too so we need to get the majority of our debt paid off before these 2 big events!:):):) It's going be tough but not undoable!!!

I also want to lose weight in 2013 (I lost 5 stones for our wedding in 2009 and put it all back on!!! :(:(:() but we both gave up smoking nearly one year ago so that was a big achievement in 2012!

I'm looking forward to getting to know everyone and sharing this journey with you. We are in it for the long haul!!!

NYD xxx:rotfl:

[Deleted User]

Hey everyone

Spent the whole day wandering around town trying to find a dress for NYE, finally managed to get one in the very last shop!!

I am just going to spend the rest of the night lurking on here & chilling out.

Will watch a wee DVD later on I think.

Didnt make WW this morning so it will be Saturday for me.

I am going to be out on Monday, eating a big dinner on Tuesday, at my Mums on Wednesday then meeting my friends for lunch at some point aswell so dont want to go back to WW then still have a bad week with food & drink.

Dxxx

[Deleted User]

Newyorkdreams wrote: »

Hi Deleted_User and everyone! I would love to join this challenge if that's ok?! I posted a rather long first post a couple of weeks ago as I had been lurking for a while but had never had the courage to post. I had my light bulb moment at that time and I feel that my head is in such a better place since I became a debt free wannabee, it feels kinda good and I am inspired so much by the people on this forum.

I often refer to the debt as 'mine' but it's actually 'ours' between my husband and I. It's easier to just say it's mine, but I wanted everyone to know that as it's pretty high However, I have posted it and it's time to start tackling it. I had planned originally for a DFD of Dec 2016 but I'm going to put a stretch on that and aim for Dec 2015. My husband will be going to university in Sept 2014 so our income will drop by around £20, 000 per annum and we are hoping to have a baby in 2014 too so we need to get the majority of our debt paid off before these 2 big events!:):):) It's going be tough but not undoable!!!

I also want to lose weight in 2013 (I lost 5 stones for our wedding in 2009 and put it all back on!!! :(:(:() but we both gave up smoking nearly one year ago so that was a big achievement in 2012!

I'm looking forward to getting to know everyone and sharing this journey with you. We are in it for the long haul!!!

NYD xxx:rotfl:

Heyyyyyyyyyy welcome to the gang.

We are all gonna do great!

We will be rich & skinny before we know it.

Dxxx

sungiggs1

the storm fisherman thanks for the help :T


I have bought myself a new bill book for 2013, I have always used a bill book but I have bought a bigger one to log what we are spending non-bill money on :eek: