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In the negative (to the not so nice) tune of £19771.50 ...

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Comments

  • Want-To-Fit-In
    Want-To-Fit-In Posts: 147 Forumite
    Treadmill wrote: »
    Much as I hate the provvie, at least they won't add exorbitant charges on should you be late with a payment.

    I never thought of that. I'm going to see what Provident can offer on Thursday :)

    Thank you x
    POAMAYC #67 in 2013 £6304.93/£6000
    In the negative (to the not so nice) tune of £19771.50 ... 31.8% Paid :)
  • Want-To-Fit-In
    Want-To-Fit-In Posts: 147 Forumite
    Hello hope everyone is well?

    Got half of my list done, but the nursery asked for me to go and collect some forms to fill in, so decided to get the kids ready go to the nursery and then DS1 asked if we could go to the museum/aquarium in town. Its free so I said yes. We went there and the church and got home at tea time :o

    A really nice day and cost nothing :D

    Has to be something on the list more often :D

    I *think* I have filled the new diary's/calenders in no doubt some things will be missed.

    Next few days will be quiet other than little things and the monthly payday on Friday so payments can be paid :D x
    POAMAYC #67 in 2013 £6304.93/£6000
    In the negative (to the not so nice) tune of £19771.50 ... 31.8% Paid :)
  • Want-To-Fit-In
    Want-To-Fit-In Posts: 147 Forumite
    Want-To-Fit-In wrote: »
    To-do List
      [STRIKE]
    • Grocery shop[/STRIKE]
      [STRIKE]
    • Phone hospital and confirm treatment times[/STRIKE]
      [STRIKE]
    • Phone doctors for appointment and meds[/STRIKE]
      [STRIKE]
    • Prescription *Must not forget or I WILL run out*[/STRIKE]
      [STRIKE]
    • Call nursery for DS1 [/STRIKE]
      [STRIKE]
    • Call for school applications for DS1 [/STRIKE]
      [STRIKE]
    • Call over council tax and rent to sort new payments[/STRIKE]
    • Call tax credits to update income details (I overestimated by 8000£ :o)
      [STRIKE]
    • Book kids injections [/STRIKE]
      [STRIKE]
    • Try to organize at least one room in the house
    [/STRIKE]

    Okay that will keep me busy. I need to try to leave the house more. I suffer really bad with depression/anxiety and its got to the point I don't leave the house other than appointments I need to go to. This in turn is driving the kids stir crazy which then drives me crazy. I need to leave the house for some fresh air at least once a day. I have no excuse there's lots of free fun things to do with the little ones so I need to change.

    Time for a new list I think :)
    POAMAYC #67 in 2013 £6304.93/£6000
    In the negative (to the not so nice) tune of £19771.50 ... 31.8% Paid :)
  • Want-To-Fit-In
    Want-To-Fit-In Posts: 147 Forumite
    • Call tax credits to update income details (I overestimated by 8000£ )
    • Ironing (Lots of it :o)
    • File new paperwork into new files and make sure all is in order with everything
    • Sort Ebay things to send to friend for her to list
    • Sort toys into new boxes and keep this way!
    • Keep up with going out the house everyday :D

    Grocery shop done £31.87 spent so a bit over budget but did include a lot of things that will last the month :)
    POAMAYC #67 in 2013 £6304.93/£6000
    In the negative (to the not so nice) tune of £19771.50 ... 31.8% Paid :)
  • rising_from_the_ashes
    rising_from_the_ashes Posts: 12,433 Forumite
    10,000 Posts Combo Breaker Home Insurance Hacker! Debt-free and Proud!
    Want-To-Fit-In wrote: »
    Grocery shop done £31.87 spent so a bit over budget but did include a lot of things that will last the month :)

    This is my problem ... but if I don't buy stuff when it's on offer, the budget gets even more out of hand!

    I've a long way to go on the grocery side of things!
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Want-To-Fit-In
    Want-To-Fit-In Posts: 147 Forumite
    rising_from_the_ashes wrote: »
    This is my problem ... but if I don't buy stuff when it's on offer, the budget gets even more out of hand!

    I've a long way to go on the grocery side of things!


    Im usually really strict with it, but after DS first day at nursery and him being good he did have a few treats :o only about £2 though. so still £4 over :o
    POAMAYC #67 in 2013 £6304.93/£6000
    In the negative (to the not so nice) tune of £19771.50 ... 31.8% Paid :)
  • vitesse
    vitesse Posts: 38 Forumite
    Want-To-Fit-In wrote: »
    • Keep up with going out the house everyday :D

    I think this is really important, as somebody who works from home you can easily go stir crazy so I do try and get out most days, if nothing work related then walking the dogs. What I should really be doing is going for a run...
  • Want-To-Fit-In
    Want-To-Fit-In Posts: 147 Forumite
    vitesse wrote: »
    I think this is really important, as somebody who works from home you can easily go stir crazy so I do try and get out most days, if nothing work related then walking the dogs. What I should really be doing is going for a run...

    See I actually prefer to stay in, even putting the bins out makes me panic and feel sick etc but I don't want to hold my kids back and them to be like me so I have to make the effort
    POAMAYC #67 in 2013 £6304.93/£6000
    In the negative (to the not so nice) tune of £19771.50 ... 31.8% Paid :)
  • Want-To-Fit-In
    Want-To-Fit-In Posts: 147 Forumite
    Want-To-Fit-In wrote: »
      [STRIKE]
    • Call tax credits to update income details (I overestimated by 8000£ )[/STRIKE]
      [STRIKE]
    • Ironing (Lots of it :o)[/STRIKE]
      [STRIKE]
    • File new paperwork into new files and make sure all is in order with everything[/STRIKE]
    • Sort Ebay things to send to friend for her to list
      [STRIKE]
    • Sort toys into new boxes and keep this way![/STRIKE]
    • Keep up with going out the house everyday :D

    DS loves nursery I'm so pleased. I love he is having interaction with other small children other than just me and his brother/sister. His school forms are done even though I would love to home educate. It gives me a few more months to decide what we will do/look into home ed groups that are local :)

    Payday tomorrow so will have loads to do as well as the nursery run. Also need to collect my car, go to hospital and the kids have the dentist. I feel like I haven't had chance to sit down this week! It's really taking its toll and I could fall asleep stood up!
    POAMAYC #67 in 2013 £6304.93/£6000
    In the negative (to the not so nice) tune of £19771.50 ... 31.8% Paid :)
  • Want-To-Fit-In
    Want-To-Fit-In Posts: 147 Forumite
    Debt details are
    Loan [STRIKE]£10000[/STRIKE] £9000
    [STRIKE]Loan £2691 [/STRIKE]2400
    [STRIKE]Loan £1835 100[/STRIKE] 0
    [STRIKE]Provident £540 490 440[/STRIKE] 190
    [STRIKE]Fredrickson £1950 1813.97 [/STRIKE] £1783.97
    [STRIKE]Reliable Collections £650 555.96[/STRIKE] 545.96
    [STRIKE]JD Williams £400 £258.64[/STRIKE] £244.64
    [STRIKE]Next £100[/STRIKE] £50

    Moneybox 247 £389.88
    Txt Loan £351
    Mini Credit £187.50
    Mr Lender £400

    Also have

    [STRIKE]Rent arrears £900 £850[/STRIKE]
    [STRIKE]Council tax £240 [/STRIKE]

    Making an awful amount of [STRIKE]£19771.50 £16666.95 [/STRIKE] £15542.95
    POAMAYC #67 in 2013 £6304.93/£6000
    In the negative (to the not so nice) tune of £19771.50 ... 31.8% Paid :)
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