In the negative (to the not so nice) tune of £19771.50 ...

Want-To-Fit-In

Want-To-Fit-In wrote: »

Spending Diary Mon 7th - Sunday 13th.

Planned Spends
[STRIKE]£15 Gas[/STRIKE]
[STRIKE]£15 Electric[/STRIKE]
[STRIKE]£50 Provident [/STRIKE]
[STRIKE]£14 JD Williams [/STRIKE]
[STRIKE]£51 TXT Loan roll over[/STRIKE]
[STRIKE]£87.50 Mini Credit roll over[/STRIKE]
[STRIKE]£89.88 Moneybox roll over [/STRIKE]
[STRIKE]£550 Rent [/STRIKE]
[STRIKE]£240 Council Tax[/STRIKE]
[STRIKE]£50 (friend we owe)[/STRIKE]
[STRIKE]£30 Fredrickson[/STRIKE]
[STRIKE]£10 Reliable[/STRIKE]
[STRIKE]£10 Next
[/STRIKE]
Don't worry this only happens on the week payday falls it will be a lot less during the other weeks of the month.

Payday

All bills paid, plus £1000 of Loan 1. This wont have any more payments now until a dent has been made in Loan 2.

Over 20% paid :j

Want-To-Fit-In

Want-To-Fit-In wrote: »

Debt details are
Loan [STRIKE]£10000[/STRIKE] £9000
[STRIKE]Loan £2691 [/STRIKE]2400
[STRIKE]Loan £1835 100[/STRIKE] 0
[STRIKE]Provident £540 490 440 190[/STRIKE] 0
[STRIKE]Fredrickson £1950 1813.97 [/STRIKE] £1783.97
[STRIKE]Reliable Collections £650 555.96[/STRIKE] 545.96
[STRIKE]JD Williams £400 £258.64[/STRIKE] £244.64
[STRIKE]Next £100 £50[/STRIKE] 0

Moneybox 247 £389.88
[STRIKE]Txt Loan £351[/STRIKE] 0
Mini Credit £187.50
Mr Lender £400

Also have

[STRIKE]Rent arrears £900 £850[/STRIKE]
[STRIKE]Council tax £240 [/STRIKE]

Making an awful amount of [STRIKE]£19771.50 £16666.95 £15542.95[/STRIKE] £14951.95

Small update no payday until the 8th Feb now

Want-To-Fit-In

Well nearly the end of January already!

Next month is an expensive month with my birthday and 2 kids birthdays too. Although not doing anything for mine and the for the kids we will do a joint "party tea" at home just the 5 of us.

I need to really get my head down now on the budget we have overspent on alot of things and if we aren't careful the debt will creep back up.

rising_from_the_ashes

Wow! You're doing brilliantly :T... well done on being under £15k:j


Sorry for asking .... but what are money*box 247, mini*credit and mr*lender - these sound like PDL companies to me?

If they are - you might be better to concentrate on these first (rather than the loans) - as they're bound to have higher APRs .... HTH:)

Want-To-Fit-In

rising_from_the_ashes wrote: »

Wow! You're doing brilliantly :T... well done on being under £15k:j


Sorry for asking .... but what are money*box 247, mini*credit and mr*lender - these sound like PDL companies to me?

If they are - you might be better to concentrate on these first (rather than the loans) - as they're bound to have higher APRs .... HTH:)

Hello hope your okay?

Yep dreaded payday loans. They are actually nearly double whats on here now with the fees added on They should be gone by the 18th I hope. Or the majority of them. I cant leave us too short with it being both kids birthdays, I decided my birthday is cancelled this year as well as valentines.

rising_from_the_ashes

Great news they'll be gone shortly ... hate them!

Honestly, I'd rather eat plain rice (or a lot of other very boring things!) for a fortnight than ever go near one again!

Don't cancel your birthday .... just postpone it for a few weeks!;)

Want-To-Fit-In

rising_from_the_ashes wrote: »

Great news they'll be gone shortly ... hate them!

Honestly, I'd rather eat plain rice (or a lot of other very boring things!) for a fortnight than ever go near one again!

Don't cancel your birthday .... just postpone it for a few weeks!;)

Thank you How I feel right now I dont think I will be eating anything! Or even be bothered that its my birthday lol

I have never said it otlr felt like this before but I really hope the nurse admits me to hospital today, I just can't cope feeling this bad

Hope all is well

Want-To-Fit-In

Debt details are
[STRIKE]Loan £10000[/STRIKE] £9000
[STRIKE]Loan £2691[/STRIKE] 2400
[STRIKE]Loan £1835 100 [/STRIKE] 0
[STRIKE]Provident £540 490 440 190[/STRIKE] 0
[STRIKE]Fredrickson £1950 1813.97 [/STRIKE]£1783.97
[STRIKE]Reliable Collections £650 555.96[/STRIKE] 545.96
[STRIKE]JD Williams £400 £258.64 [/STRIKE]£244.64
[STRIKE]Next £100 £50[/STRIKE] 0

[STRIKE]Moneybox 247 £389.88[/STRIKE] 0
[STRIKE]Txt Loan £351[/STRIKE] 0
[STRIKE]Mini Credit £187.50 [/STRIKE]
[STRIKE]Mr Lender £400[/STRIKE] £325

Also have

[STRIKE]Rent arrears £900 £850[/STRIKE]
[STRIKE]Council tax £240 [/STRIKE]

Making an awful amount of [STRIKE]£19771.50 £16666.95 £15542.95 £14951.95[/STRIKE] £14299.57


I dont know why but feeling so unwell obviously played with my head and I cleared 2 more of the payday loans and some of the last one ...

Payday should see us sub 14K

rising_from_the_ashes

Ohhhh no - so sorry to hear you're feeling awful

I know it won't help but huge (((hugs))) from me xx

Are you having Chemo? (sorry tell me to p off as it's really none of my beeswax!)

Is there anything that will help?

Have you got someone (is OH good) to help with the children?

Take care of yourself hun xx - if you need to, phone the out of hours service

Want-To-Fit-In

rising_from_the_ashes wrote: »

Ohhhh no - so sorry to hear you're feeling awful

I know it won't help but huge (((hugs))) from me xx

Are you having Chemo? (sorry tell me to p off as it's really none of my beeswax!)

Is there anything that will help?

Have you got someone (is OH good) to help with the children?

Take care of yourself hun xx - if you need to, phone the out of hours service

Thank you xx

Yes Im on Chemo only 2 more left :j Then to have my spleen removed which I'm sure wont be as bad as this.

I think its because I cut down my anti sickness/painkillers because I feel bad on the children Silly really because now I feel worse