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In the negative (to the not so nice) tune of £19771.50 ...

12467…14

Comments

  • Want-To-Fit-In
    Want-To-Fit-In Posts: 147 Forumite
    Spreadsheets done for all through next year up until Jan 14.
    Need a plan of what to do with shopping etc/NSD and challenges. I can see it be a long painful slog in between debt updates because it only really changes once a month on payday. I might do PADS even if its only rounding down the bank by a few pence not sure yet.
    POAMAYC #67 in 2013 £6304.93/£6000
    In the negative (to the not so nice) tune of £19771.50 ... 31.8% Paid :)
  • rising_from_the_ashes
    rising_from_the_ashes Posts: 12,433 Forumite
    10,000 Posts Combo Breaker Home Insurance Hacker! Debt-free and Proud!
    Want-To-Fit-In wrote: »
    Treatments well under way leaving me feeling pretty rough/half bald and generally not up to much. Also the news of and op when its finished. I should think myself lucky it's not the worst diagnosis and my treatments actually having a positive affect. Although right now its hard to think that way.

    Awwww (((hugs))) hun, sounds like you're having a rough time - great news if they are working tho' but I know what you mean about it being hard to think that way .... (I'm losing loads of hair atm:()


    Wishing you all the best for 2013 :)
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Want-To-Fit-In
    Want-To-Fit-In Posts: 147 Forumite
    rising_from_the_ashes wrote: »
    Awwww (((hugs))) hun, sounds like you're having a rough time - great news if they are working tho' but I know what you mean about it being hard to think that way .... (I'm losing loads of hair atm:()


    Wishing you all the best for 2013 :)

    Thank you xx

    You too :) x
    POAMAYC #67 in 2013 £6304.93/£6000
    In the negative (to the not so nice) tune of £19771.50 ... 31.8% Paid :)
  • Want-To-Fit-In
    Want-To-Fit-In Posts: 147 Forumite
    So today has been yet another lazy day.
    Spends on £10 Gas £10 Electric
    Hoping for no more spends until Thursday when shopping will be done.

    This house is beginning to really get on my nerves. It's tidy too look at but nothings organised anymore. How can having a male at home for 2 weeks cause so much destruction? Slowly I'm going to reorganize everything over the next few days before OH is back at work Wednesday then it will just be keeping on top of everything :)
    POAMAYC #67 in 2013 £6304.93/£6000
    In the negative (to the not so nice) tune of £19771.50 ... 31.8% Paid :)
  • rising_from_the_ashes
    rising_from_the_ashes Posts: 12,433 Forumite
    10,000 Posts Combo Breaker Home Insurance Hacker! Debt-free and Proud!
    WTFI just noticed your sig .... wow! You've paid over 50% of your POAMAYV in 2013 already! Wow! Well done!!!
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Want-To-Fit-In
    Want-To-Fit-In Posts: 147 Forumite
    rising_from_the_ashes wrote: »
    WTFI just noticed your sig .... wow! You've paid over 50% of your POAMAYV in 2013 already! Wow! Well done!!!

    Thank you it will be slow and steady from now though :) We used the OH overtime and bonus to clear one of the loans to a friend nearly, we really wanted to clear the payday loans with it but the friend needed it back urgently after having a problem herself, so it couldn't be helped that he needed it before the payday loan company x
    POAMAYC #67 in 2013 £6304.93/£6000
    In the negative (to the not so nice) tune of £19771.50 ... 31.8% Paid :)
  • System
    System Posts: 178,377 Community Admin
    10,000 Posts Photogenic Name Dropper
    Welcome to the forum, loved reading your journey so far. I'll subscribe & follow it further. Good luck for 2013.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Want-To-Fit-In
    Want-To-Fit-In Posts: 147 Forumite
    moaning_myrtle wrote: »
    Welcome to the forum, loved reading your journey so far. I'll subscribe & follow it further. Good luck for 2013.

    Thank you :) x
    POAMAYC #67 in 2013 £6304.93/£6000
    In the negative (to the not so nice) tune of £19771.50 ... 31.8% Paid :)
  • Want-To-Fit-In
    Want-To-Fit-In Posts: 147 Forumite
    This week is a lazy week. I haven't even been to the supermarket :o

    Will update properly later :)
    POAMAYC #67 in 2013 £6304.93/£6000
    In the negative (to the not so nice) tune of £19771.50 ... 31.8% Paid :)
  • Want-To-Fit-In
    Want-To-Fit-In Posts: 147 Forumite
    edited 6 January 2013 at 9:59PM
    Debt details are
    Loan £10000
    [STRIKE]Loan £2691 [/STRIKE]2400
    [STRIKE]Loan £1835 100[/STRIKE] 0
    [STRIKE]Provident £540 490 440[/STRIKE] 240
    [STRIKE]Fredrickson £1950 [/STRIKE]1813.97
    [STRIKE]Reliable Collections £650[/STRIKE] 555.96
    [STRIKE]JD Williams £400[/STRIKE] £258.64
    [STRIKE]Next £100[/STRIKE] £70

    Moneybox 247 £389.88
    Txt Loan £351
    Mini Credit £187.50
    Mr Lender £400

    Also have

    [STRIKE]Rent arrears £900 £850[/STRIKE]
    [STRIKE]Council tax £240 [/STRIKE]

    Making an awful amount of [STRIKE]£19771.50[/STRIKE] £16666.95
    POAMAYC #67 in 2013 £6304.93/£6000
    In the negative (to the not so nice) tune of £19771.50 ... 31.8% Paid :)
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