In the negative (to the not so nice) tune of £19771.50 ...

[Deleted User]

Hi Want-To-Fit-In just popping in to say hello.

Have subscribed to your diary and will be cheering you on x

Want-To-Fit-In

Deleted_User wrote: »

Hi Want-To-Fit-In just popping in to say hello.

Have subscribed to your diary and will be cheering you on x

Thank you

The more the merrier

rising_from_the_ashes

Want-To-Fit-In wrote: »

I have some money but I plan to leave mine at home so I don't spend on treats for the kids (This is my biggest down fall they ask for nothing but I can't help thinking well they've been good or done x its only £1/£2 but it soon adds up )

Ahhhhhhhh - yup! Those are the ones you need to pay special attention to then! At least you do know that you're "guilty" of doing it which is great!

Want-To-Fit-In wrote: »

I need to start thinking about my Xmas shopping too. I'm really tempted to tell family we really can't afford it. We don't see them etc and to be honest I could do without buying another 18/20 gifts

mmmmm that's a lot!:eek:

Make a(nother!) list of everyone and then do some serious looking through it.

Who are they all - immediate family (parents / siblings with kids / siblings without kids / kids etc - and see whether it's possible to cut down at all - sorry but that's a lot to be buying for (and presume that's not everyone & you've already bought some of them?)

Want-To-Fit-In wrote: »

Hospital for treatment
Food from what we have in. *must resist the lovely coffee at hospital*

Ahhhhh seems to be far too many of us having these pesky hospital appts just now - hope everything goes OK.

As for the coffee ..... personally, I feel it's an essential (for me anyway - I seriously need it when I get there - it's a booger of a place to get too and takes ages .....) but I can get carried away sometimes:o

I now set myself a £5 limit for an all day visit like today or £2 for a routine appt (covers a coffee & I take some biccies with me) ... there are some deserved needs in life!;)

Want-To-Fit-In

rising_from_the_ashes wrote: »

Ahhhhhhhh - yup! Those are the ones you need to pay special attention to then! At least you do know that you're "guilty" of doing it which is great!

I left my purse and money at home today so I had no choice not to get anything

mmmmm that's a lot!:eek:

Make a(nother!) list of everyone and then do some serious looking through it.

Who are they all - immediate family (parents / siblings with kids / siblings without kids / kids etc - and see whether it's possible to cut down at all - sorry but that's a lot to be buying for (and presume that's not everyone & you've already bought some of them?)

There all mum/dad/in-laws and then siblings and one nephew, but I don't buy my mum already she knows our situation. My dad passed away. and my sister just gets something handmade from the kids. So I find it hard to justify the expense on 20 gifts for people I've seen about 5 times in 7 years of being together. I really think I'm going to avoid them other than homemade gifts of the gifts and something for my nephew.


Ahhhhh seems to be far too many of us having these pesky hospital appts just now - hope everything goes OK.

As for the coffee ..... personally, I feel it's an essential (for me anyway - I seriously need it when I get there - it's a booger of a place to get too and takes ages .....) but I can get carried away sometimes:o

I now set myself a £5 limit for an all day visit like today or £2 for a routine appt (covers a coffee & I take some biccies with me) ... there are some deserved needs in life!;)

That's the same, I'm lucky the district nurse comes with anti-sickness etc, because the hospital I need to visit is a good hour journey each way so coffee is usually bought (needed ) I might start taking some juice with me will think about that.

Want-To-Fit-In

Want-To-Fit-In wrote: »

Tomorrows plan

Hospital for treatment
Toy cupboard if I'm up to it
Another NSD
Food from what we have in. *must resist the lovely coffee at hospital*

Kids have nursery tomorrow so at least they are entertained for the day for free!

Other than the hospital nothing got done .. oh I got another NSD too

Early night tonight and will do the jobs tomorrow

optimistic-mummy

**subscribes** your doing really well hun. keep it up!!
sorry to hear about the hospital appointments. hope they all go/went well or as well as they could ((hugs)) good luck xx

Want-To-Fit-In

Want-To-Fit-In wrote: »

Spending Diary Mon 10th - Sunday 16th.

Planned Spends
[STRIKE]£15 Gas[/STRIKE]
[STRIKE]£15 Electric[/STRIKE]
[STRIKE]£50 Provident [/STRIKE]
£50 (Friend I owe then clear with her)
[STRIKE]£35 (Same as above)[/STRIKE]
[STRIKE]£14 JD Williams [/STRIKE]
[STRIKE]£51 TXT Loan roll over[/STRIKE]
[STRIKE]£45 Mini Credit roll over[/STRIKE]
[STRIKE]£85.50 Moneybox roll over [/STRIKE]
[STRIKE]£550 Rent [/STRIKE]
[STRIKE]£240 Council Tax[/STRIKE]
[STRIKE]£85 (Another friend we owe)[/STRIKE]
[STRIKE]£70 (Same as above)[/STRIKE]
[STRIKE]£70.45 Pawn shop [/STRIKE]
[STRIKE]£30 Fredrickson[/STRIKE]
[STRIKE]£10 Reliable[/STRIKE]
[STRIKE]£10 Next[/STRIKE]
£75 Big Shop

Still no spends on anything other than the above and I have to say our bank looks so much healthier!

Will sort the rest tomorrow and go shopping. All Xmas shopping to be done this weekend and some cards to post

Want-To-Fit-In

Want-To-Fit-In wrote: »

Debt details are
Loan £10000
Loan £2400
Loan £1835
Provident [STRIKE]£540[/STRIKE]490
Fredrickson [STRIKE]£1950 [/STRIKE]1920
Reliable Collections [STRIKE]£650 [/STRIKE] 640
JD Williams[STRIKE] £400[/STRIKE] £386
[STRIKE]Next £100[/STRIKE] £70

Moneybox 247 £260.50 (Rolled over)
Txt Loan [STRIKE]£351[/STRIKE] 234
Mini Credit £145 (Rolled over)

Also have

Rent arrears [STRIKE]£900 [/STRIKE] £850
[STRIKE]Counil tax £240 [/STRIKE]

Making an awful amount of [STRIKE]£19771.50[/STRIKE] :eek::eek: £19230.50

£541 paid

Also paid/bought

Kids bedroom carpets
Laminate flooring for all downstairs
Xmas tree and decorations/cards/gift wrap

Still need to get this week
Single mattress
Bits to finish kids bedrooms

Want-To-Fit-In

Well its time to come back and fess up!

Some of the debt is higher, although quite alot has been paid off some others (one of the loans needed some paying back sooner than hoped so we had to borrow from elsewhere to pay these)

Debt details are
Loan £10000
Loan [STRIKE]£2691 [/STRIKE]2400
Loan [STRIKE]£1835[/STRIKE] 100
Provident [STRIKE]£540 490[/STRIKE] 440
Fredrickson [STRIKE]£1950[/STRIKE] 1813.97
Reliable Collections [STRIKE]£650[/STRIKE] 555.96
JD Williams [STRIKE]£400 [/STRIKE]£258.64
Next [STRIKE]£100 [/STRIKE]£70

Moneybox 247 £389.88
Txt Loan £351
Mini Credit £187.50
Mr Lender £400

Also have

[STRIKE]Rent arrears £900 £850[/STRIKE]
[STRIKE]Council tax £240 [/STRIKE]

Making an awful amount of [STRIKE]£19771.50 £19230.50[/STRIKE] £16675.95

Want-To-Fit-In

Treatments well under way leaving me feeling pretty rough/half bald and generally not up to much. Also the news of and op when its finished. I should think myself lucky it's not the worst diagnosis and my treatments actually having a positive affect. Although right now its hard to think that way.