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Rising to the top of the ocean - and staying afloat!

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  • pixiechick99
    pixiechick99 Posts: 3,729 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    TheBairn wrote: »
    Thank you for the welcomes & sorry for the typo's (on the iPad & have cat on knee - excuses, excuses I know).
    As the Scots will have realised I have nicked the aviator, name & signature from the Broons.
    Maybe I am more of a Daphne working towards a Maggie !!

    My family are all Scottish..I've been down here since I was 3 though - when I was young I LOVED The Broons and Oor Wullie!:rotfl: my gran laughed at me reading them:)
    I really need to sort out a new signature!
  • Want-To-Fit-In
    Want-To-Fit-In Posts: 147 Forumite
    Happy New Year :D

    All the best for 2013 x
    POAMAYC #67 in 2013 £6304.93/£6000
    In the negative (to the not so nice) tune of £19771.50 ... 31.8% Paid :)
  • rising_from_the_ashes
    rising_from_the_ashes Posts: 12,433 Forumite
    10,000 Posts Combo Breaker Home Insurance Hacker! Debt-free and Proud!
    Morning everyone

    images?q=tbn:ANd9GcSMEMFKtlajBEmix2gl3xnjsqaXhLjVC4rmub5YA7ycGZnDeV91

    Wishing everyone a healthy, happy & prosperous year ... hope there's no sore heads around!:D
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • WantToBeSE
    WantToBeSE Posts: 7,729 Forumite
    I've been Money Tipped! Debt-free and Proud!
    Happy New Year, Rising! :)
    £10k of Debt

    Debt Free Diary https://forums.moneysavingexpert.com/showthread.php?t=6026621
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Happy New Year! :D
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • TheBairn
    TheBairn Posts: 20 Forumite
    Seventh Anniversary Combo Breaker
    Happy New Year.
    Had a slightly fuzzy head this morning but some irn bru sorted it.
    Lovely, sunny day here, so may actually move off the sofa & venture out.
    Hope everyone else is getting a respite from the recent wet conditions.
    Take care x
    me like bitin' Jelly Babies' heids aff !
  • postingalwaysposting
    postingalwaysposting Posts: 13,987 Forumite
    Happy New Year Rising! _party_
  • mummybearx
    mummybearx Posts: 1,921 Forumite
    Good morning, happy new year!

    Sorry, good afternoon :o lol!

    Here's to 2013 :beer:
    Can't think of anything smart to put here...
  • beanielou
    beanielou Posts: 95,625 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy new year one & all.
    Hope it's a good 'un.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • rising_from_the_ashes
    rising_from_the_ashes Posts: 12,433 Forumite
    10,000 Posts Combo Breaker Home Insurance Hacker! Debt-free and Proud!
    Awwww thanks all :D

    Just back from DM&Ds ... had a lovely roast dinner :D and not at all peckish!


    BUT .... being majorly tempted to spend on a want and it's only DAY 1 of the year :eek::eek::eek::eek:

    Coffee pod machine thing (you know the ones I was going to get DF for Xmas:o) reduced to £39.99 ...... pods work out about 47p / serving for a Latte / Hot choc etc (which I'd prob use) and about 30p for coffee

    BUT if I get one at work (we unfortunately have a *bucks in our canteen :eek::o) they're £1.80 .... and I'm afraid I get at least 1 / week (and if I'm totally honest, it's usually 2 ... but I do try not to go over that :eek::eek:)

    So ..... say 50p / serving would save me £1.30 each time x 2 / week ... say £2.50 / week - so the machine would pay for itself in errrrr 16 weeks

    *sigh*

    What to do :eek:
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
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