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Rising to the top of the ocean - and staying afloat!
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No worries Rising & I know the problems of the bleeping middle of the night saga,bah.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
rising_from_the_ashes wrote: »*sigh* thankfully I've got some of the vile - but very good - mouthwash stuff left from when I was in hospital ......
Hope you don't mind me asking but don't suppose you could give me the name could you? x
My mouth is so sore I'm struggling to drink/eat anything from the ulcers of treatment.
Hope they go down soon and you feel better xPOAMAYC #67 in 2013 £6304.93/£6000
In the negative (to the not so nice) tune of £19771.50 ... 31.8% Paid0 -
Hiya!
I had to post once I read those first few posts detailing everything... Someone like me, I looooove lists and organising and whatnot so I know where everything is at!
Will keep reading!0 -
Want-To-Fit-In wrote: »Hope you don't mind me asking but don't suppose you could give me the name could you? x
My mouth is so sore I'm struggling to drink/eat anything from the ulcers of treatment.
Hope they go down soon and you feel better x
No probs at all WTFI it's this stuff
I was prescribed it when I was in hospital (had never heard of it before) and wasn't sure if you could get it without a prescription but looks like you can& not too expensive either:T Your local chemist may well keep it!
http://www.amazon.co.uk/Chlorhexidine-gluconate-antiseptic-mouthwash-300ml/dp/B003DV6HWSecho_and_narcissus wrote: »Hiya!
I had to post once I read those first few posts detailing everything... Someone like me, I looooove lists and organising and whatnot so I know where everything is at!
Will keep reading!
Welcome Echo yup ... never quite as happy as when I have a list (or two!;) - expect a few to appear in the next day or so!:rotfl:Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
Right .... back to my usual fettle today
First on the list is to re-organise the cats room *sigh* again!
I'd got it all sorted out with the new (ginormous) litter tray hiding round the door .... 2nd tray had been in the lounge with wee cat when they were separated and I'd stuck this in the room for a few days (but due to having re-organised the room, it won't fit!) ...... finally took it away yesterday and ........
They were beeping back to trying to kill each other last night - for heaven's sake they should be able to share a litter tray without incident ..... but it appears not :mad:
So ... going to have to put the room back to its original layout as that's the only way I can fit both trays in *sigh* - really liked it this way too!Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
Hi Rising, :hello:
Think you may be stuck with separate toilets for your moggies now they've got used to that arrangement.. cats are real prima-donnas, aren't they?rising_from_the_ashes wrote: »I was prescribed it when I was in hospital (had never heard of it before) and wasn't sure if you could get it without a prescription but looks like you can& not too expensive either:T Your local chemist may well keep it!
http://www.amazon.co.uk/Chlorhexidine-gluconate-antiseptic-mouthwash-300ml/dp/B003DV6HWS
..Wow that is loads cheaper than the branded version! (I had no idea there was an alternative to Cors*dyl - must have wasted enough money on the latter in the past year to pay for a slap up meal - bah humbug :mad:).0 -
Just de-lurking to say Savers have the cheap version too if you don't want to wait for amazon to deliver.0
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Think you may be stuck with separate toilets for your moggies now they've got used to that arrangement.. cats are real prima-donnas, aren't they?
The most annoying bit about the whole thing is ... when there are 2 trays down, they both use the same 1 and the other is rarely touched :mad:
Really, really don't understand cats!:o..Wow that is loads cheaper than the branded version! (I had no idea there was an alternative to Cors*dyl - must have wasted enough money on the latter in the past year to pay for a slap up meal - bah humbug :mad:).Just de-lurking to say Savers have the cheap version too if you don't want to wait for amazon to deliver.
Thanks JayJay will keep that in mind as I will need to get some more at some point. Robin it's funny as I've not looked it up before & was expecting it to be a lot more expensive too as knew the branded one is really expensive - still .. you can save from now on:money:Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
This is def a WIP and will be added to .... thought if I didn't make a start I'd never get anywhere!
- Be nicer to me:o - it's OK to chill / relax ...
- Have a pamper on a Sunday & use some of the mountains of smellies I've got - it's free!:)
- Have lots of lovely walks with Maisie
- Update spending diary every day for the whole year
- Update spending spreadsheet every weekend from spending diary
- Update budgeting spreadsheets as required
- Do a To Do list everyday - it works!
- Stick to budgets - Groceries needs a lot of work:eek:
- Continue bulk buying pets stuff to make savings
- Pay off OD
- Ensure money transfers done on time
- Get Emergency Fund to £500
- Save all £2, 50p and 20p
- Keep up with VSP all year (may use to pay off lump sum to OD depending on how this is reducing)
- Look for new job
- Get new job!
- Meet up with DF buddies soon!
- Try to keep a handle on hoarding / stocking up tendencies .... yes I might get snowed in for a month .. but that doesn't mean I need 6 months of x and y at all times of the year
- Use up stocks before buying more stuff - unless it's an absolutely to die for / not to be missed / once only offer ... otherwise, it'll probably be on offer again before I really need it!
Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
Good list Rising,
How are you going to monitor how well you are doing? I think I did a list like this last Jan but never referred to it. Maybe I will post it once a month with the ones crossed out that I have done.
Good luck and see you next year!
BanwaDebt £26k 18/10/140
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