2013 mfw

Time_to_face_the_music

Number 135 reporting in with 1st overpayment for October being £79.59 please VoucherMan :beer:

Which I think makes my total year to date £6112.14/£7000

October is going to be a very tight month as we need essential roof repairs but will try and make at least one more overpayment, even if it's only a little 'un. Had always planned on having November as a month off for Christmas and car expenses for the year.

In worst case scenario, we need £9226 by June next year, our target is now at 66.25% so may ease off a little until next year but am still determined to meet £7000 target for 2013. Am under threat of redundancy at the moment so if I am made redundant and get a new job, we could be in a good place. Fingers crossed for that one :rotfl:

Well done on all of the over payments and congratulations to everyone who is very close to being mortgage free :T

Thanks as always to VoucherMan and to everyone for the amazing support here

freddykrueger

No 129 checking in - managed to make an additional overpayment today of £500 for October following an unexpected bonus at work. Some went to paying my cc off and the rest.....yes you guessed it

rainbowcattail

Hi All
No 65 with an october overpayment of £200. I was really hoping to be under the magic £35k mark on the mortgage by the end of the year but I think we will be just short. however when i look back to a 6/7 years ago, how much we were paying and not knowing about overpayments and generally wasting money I know we've come a long way

Happy overpaying all
x

kirstypark

hello, another £160 overpaid tonight to number 7 thanks to my son's rent money.

VoucherMan

At last. finished topping up my emergency fund. Maybe now I can join the rest of you and make a few decent ops. Forgot to put my last 2 ops on the chart but all up to date now. Just need an extra £400 in the next couple of months to reach my target.



Back to business with the Friday update.

icontinuetodream, Calfuray, kirstypark, Tony_R, Marie27lol, Needhelpsaving (target reached :T), JCL, ecoelle, Time to face the music, freddykrueger, rainbowcattail and jaywhoopee all have October updates added.

And for September icklehelen & two for QB Wolf (2 submitted for September. I'll assume it's correct unless you say otherwise)

chocoholic_chick

No 39 here

Managed to save on my grocery spends this month so sent another small OP of £60 today :j

QB_Wolf

VoucherMan wrote: »

two for QB Wolf (2 submitted for September. I'll assume it's correct unless you say otherwise)

Oops no, the total for September is £275, my fault I filled the form in twice by mistake :doh:

VoucherMan

QB_Wolf wrote: »

Oops no, the total for September is £275, my fault I filled the form in twice by mistake :doh:

Corrected.

NPowerUser

I now have final settlement figure from Santander to complete my journey.

16 days to go to Monday 4th November 2013 when we shall be in a position to pay the final overpayment (chunky), final monthly mortgage payment and rip off early settlement charge.

Its been a lot easier being part of this thread over the past 10 months as a great source of encouragement.

I will update further on Monday 4th November 2013 and continue to follow this thread until the end of the year.

Good luck everyone.

LavenderBees

NPowerUser wrote: »

I now have final settlement figure from Santander to complete my journey.

16 days to go to Monday 4th November 2013 when we shall be in a position to pay the final overpayment (chunky), final monthly mortgage payment and rip off early settlement charge.

Its been a lot easier being part of this thread over the past 10 months as a great source of encouragement.

I will update further on Monday 4th November 2013 and continue to follow this thread until the end of the year.

Good luck everyone.

Fab! :T

I have my mortgage settlement money sitting in my personal account ready to transfer to my mortgage account at one minute past midnight on Tues 29th Oct.

It's a good feeling!! I'm sure you'll enjoy your moment as will I :beer:

Not long to go now :j