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2013 mfw
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my horrible month is oct,gas/elec quarterly bill,car mot,annual service
£48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
debt/mortgage free 28/11/14
vanguard shares index isa £1000
credit union £400
emergency fund£500
#81 save 2018£42000 -
black_taxi wrote: »my horrible month is oct,gas/elec quarterly bill,car mot,annual service
Ouch! I understand, I was car tax, MOT, car insurance, annual parking ticket etc. Over a grand when I only get ~£600 a month0 -
how much is your residential annual parking?£48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
debt/mortgage free 28/11/14
vanguard shares index isa £1000
credit union £400
emergency fund£500
#81 save 2018£42000 -
black_taxi wrote: »how much is your residential annual parking?
It's not residential (thank goodness!) it's for my university - £125 for the year.0 -
Reporting two October overpayments of £358.90 and £9.04 thankyou!:heartsmil Stay-at-home-mummy of two, pinching the pennies but loving it! :heartsmil
Spreadsheeter, piggybanker, envelope-system user!
:exclamati Debt £1400/£6500 21.5% :exclamati
:question: Emergency Fund £0/£500 0% :question:0 -
No 129 checking in with an additional payment of £48 for October - I'm just trying to keep myself motivatedMortgage when started October 2011 : £94,134
Total mortgage balance Mar 2016 [STRIKE]£78,417[/STRIKE] [STRIKE]£77,523[/STRIKE] [STRIKE]£76,181[/STRIKE] £72,001
Offset Saver account Mar 2016 [STRIKE]£45,238[/STRIKE] [STRIKE]£45,666[/STRIKE] [STRIKE]£47,593[/STRIKE] £52,093
Mortgage paying interest on Mar 2016 [STRIKE]£33,179[/STRIKE] [STRIKE]£31,859[/STRIKE] [STRIKE]£28,588[/STRIKE] £19,9070 -
Good afternoon Voucher Man
#86 on your list.
Please could you amend my 2013 overpayment target from £16831.70 to £15,587.20
This reflects some over payments that were used to reduce a combination of monthly payments and/or term.
Normal monthly repayments will take care of the mortgage, whilst maintaining regular over payments at the same time.
I am on target to clear my mortgage by the year end, if not well before, all depends on my fluctuating income and/or unexpected bills.
Just a small note to Lavender Bees, I believe Santander want somewhere in the region of £250 to redeem my mortgage early, the rotters!0 -
That time of week again so time to get everyone up to date.
A few September ops - icontinuetodream (and one for October), FacelessNumber, southportguy, My Life and skaps (along with an October update- well done target reached :T)
And for October - Lomcevak, ajmoney, Gadfium, Calfuray (+57p for July & an increased target), kansaskitty, freddykrueger, UnionGirl and NellieB.
NPowerUser I've amended your target.
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Another £10 to the op from an ama$on sale....google docs updatedMortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
Mortgage OP £50/£600 House Fund £420/£50000 -
Sorry VM, another 26.06, went to the bank today...0
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