2013 mfw

Ruthy1604

Hi

Number 143 reporting an overpayment for September of £638.40.
Thanks
Ruth

rockabelle

Morning all. Final payment for the month of £300 please.

slowlyfading

Submitted my update for September

theyorkbrood

The York Brood ... No 20 ... £200 initial payment for October.... can't believe there is only 2 more payments this year :eek:

VoucherMan

Still a few more September ops to be added, but it's the end of the month so time for an update.

A few more now - liz-paul, Ruthy1604, rockabelle, kate1979 and slowlyfading.

And an early October one for theyorkbrood



Still down quite a bit on last month although that may change by the time the rest of September's figures are added. Just short of £800,000 so far this year :T


Overpayment Target / September Total / Year to date
1. Spiggle £8400 / £ / £1496
2. elantan £6000 / £550 / £4855
3. froddington £4000 / £ / £3700
4. lemonpopsicle £2500 / £ / £2500
5. black taxi £10000 / £1000 / £9400
6. toerag33 £10000 / £ / £9350
7. kirstypark £14000 / £1717.73 / £9794.36
8. toerag33btl £6000 / £619 / £5898
9. lulabelle1 £16800 / £497 / £16800.8
10. Southernman £3000 / £170 / £2495.23
11. lighthousescotland £2500 / £250 / £2250
12. tattycath £3500 / £ / £942.9
13. Mortgagefreeby50 £1880 / £ / £1534
14. rockabelle £5000 / £300 / £3800
15. elliejay £6000 / £500 / £4500
16. icklehelen £3000 / £ / £2550.4
17. saver03 £900 / £ / £900
18. ecoelle £1620 / £125 / £1170
19. uzubairu £8500 / £900 / £8400
20. theyorkbrood £2500 / £223.57 / £1848.91
21. newgirly £9770 / £ / £4637.22
22. sarahevie £9700 / £ / £5000
23. muddywhitechicken £15000 / £6250 / £17790
24. catslovelycats £10000 / £ / £2100
25. Skittle £5000 / £ / £40
26. pammyj74 £6000 / £500 / £5423
27. QB Wolf £10000 / £ / £4350
28. mrsyallop £4200 / £ / £1934
29. Needhelpsaving £1000 / £ / £933.8
30. kandfs mam £6000 / £ / £3633.32
31. mothershipton £6000 / £ / £13500
32. Lomcevak £5988 / £735 / £4500
33. ictquizzer £5000 / £ / £1500
34. My life £20000 / £ / £14600
35. greent £10000 / £ / £8991
36. LavenderBees £10000 / £ / £5374
37. endoftherainbow £12000 / £87.04 / £784.35
38. OS QS £10000 / £ / £3333.35
39. chocoholic_chick £1100 / £260 / £260
40. Happy Ju £ / £ / £0
41. JCL £10000 / £100 / £5934
42. cats2012 £ / £ / £0
43. slowlyfading £7000 / £624.15 / £5404.12
44. bownyboy £12500 / £499 / £11134
45. pollyanna24 £26000 / £ / £21500
46. pavlovs_dog £2000 / £60 / £1347
47. evi3000 £41657.47 / £ / £29779.97
48. gallygirl £30721 / £5031 / £19384
49. Jackies £6000 / £ / £4495
50. ElusiveLucy £6000 / £500 / £4500
51. jaywhoopee £5000 / £321.63 / £3939.7
52. Dithering Dormouse £12000 / £ / £7725
53. Tilly MFW in 6 YRS £35000 / £ / £16500
54. rachelww1 £6000 / £ / £3500
55. BaconandEggs £7900 / £ / £7900
56. Mortgage Reduction Novice £ / £ / £0
57. Barny1979 £5000 / £ / £2110.54
58. Gadfium £16000 / £500 / £15000
59. illgetthroughthis £ / £ / £0
60. sillyinthepast £ / £ / £0
61. my definition £ / £ / £0
62. liz-paul £10000 / £800 / £7600
63. VoucherMan £3000 / £ / £1500
64. UnionGirl £1500 / £125 / £1125
65. rainbowcattail £8000 / £775 / £5585
66. *Jellie* £ / £ / £0
67. Anna Glypta £16000 / £ / £11000
68. skaps £5000 / £ / £4775.95
69. rubyd £4000 / £ / £200
70. ajmoney £2000 / £242.5 / £1900
71. Retire at 50 £10000 / £ / £3535
72. hannahnightmare £4000 / £ / £2000
73. PaddyPaws £3000 / £304.5 / £2648.37
74. glitterball £6000 / £ / £4000
75. Calfuray £1800 / £48.15 / £1625.52
76. CathT £2500 / £ / £742
77. Sue Donim £ / £ / £0
78. AvidSaver £3200 / £450 / £1703
79. pawlala £71000 / £3480.98 / £51134.05
80. lincoln-potter £19000 / £ / £19000
81. fluffysox £10000 / £579.42 / £9000
82. Kaz2904 £6316.14 / £ / £6316.14
83. marinia75 £10000 / £510 / £4972.42
84. Poppycat1 £11500 / £ / £2800
85. hildosaver £6000 / £350 / £11350
86. NPowerUser £16831.7 / £5779.43 / £12831.7
87. house_help £6000 / £ / £2000
88. Tony_R £7500 / £702 / £5778
89. darcyboo £3750 / £ / £3125
90. blackberrycurved £ / £ / £0
91. foxblade £5000 / £ / £520
92. icontinuetodream £16000 / £650 / £10805.4
93. everach £500 / £ / £135
94. LauraJo £56900 / £ / £19300
95. rd07 £12000 / £ / £10000
96. NellieB £4200 / £350 / £3650
97. kansaskitty £3300 / £ / £1200
98. wonderbee £ / £ / £0
99. wilsons £1200 / £ / £150
100. mortgage destroyer £5000 / £100 / £3450
101. Kel £ / £ / £0
102. twistedhazel £5500 / £667 / £4911
103. Dot Common £10000 / £ / £1670
104. kitjos £6000 / £ / £2380
105. happysocks £2516.76 / £209.73 / £1887.57
106. southportguy £45000 / £7575 / £34725
107. Matt The Chippy £13000 / £ / £7095.27
108. Mint1955 £6000 / £ / £4500
109. kate1979 £1000 / £50 / £590
110. jo101 £800 / £ / £50
111. Caeraugirl £9000 / £325 / £5725
112. moomi £1200 / £ / £189.65
113. mamamags £3000 / £ / £1195
114. Thrifty Pixie £4000 / £ / £3243.12
115. Jolaaled £13000 / £ / £7250
116. blizeH £ / £ / £0
117. cianalas £10000 / £550 / £7987
118. katiegizmo £1000 / £ / £424.41
119. kmcld2 £4020 / £ / £155
120. MoneyMission £1200 / £ / £1629
121. Flutteringby £ / £ / £0
122. thriftyscotslass £6000 / £ / £1900
123. Sundaysgirl £9900 / £1300 / £8000
124. iquit £4500 / £ / £2598.46
125. narnie1 £5000 / £ / £600
126. dave j £6956.24 / £ / £3897.37
127. Marie27lol £3000 / £150 / £2200
128. TwinnyD £4200 / £ / £73431.82
129. freddykrueger £5000 / £237 / £3453
130. addyboy1982 £3000 / £ / £500
131. Funkygibbon £3000 / £ / £2000
132. kbl £1600 / £ / £447.4
133. ixia £4500 / £ / £1500
134. Jo4nne £1000 / £ / £212
135. Time to face the music £7000 / £1498.93 / £6032.55
136. nicolula87 £1200 / £ / £359.61
137. Kerfuffle £6000 / £ / £2374.1
138. snappybadger £16000 / £ / £13001
139. Farel01 £1200 / £ / £50
140. FacelessNumber £840 / £ / £293.2
141. leunger £4000 / £ / £465
142. pixiedust09 £1000 / £ / £100
143. Ruthy1604 £3800 / £638.4 / £1895.51
144. southerndave £1341 / £ / £590
145. SpottyKnickers £ / £ / £0
146. emmita £6000 / £3157.05 / £3157.05
199. stewby £ / £ / £0

southerndave

Hi VM. I think I'd be better off coming off this spreadsheet when you next update. I simply cannot work out how to express my off-set mortgage balance against what should be and therefore work out what is overpaid or not. This make my figures meaningless, so don't want to skew the overall results. Sorry.

LavenderBees

hi, VM

finally have my electricity problem sorted, and paid the cheaper than expected bill, so have £340 to put towards September's overpayment. Better than I expected..

I've updated my signature.

cheers

LB xx

pawlala

Hello everybody. I haven't posted here for a couple of months but I have been updating the spreadsheet at the end of the month. I'm pleased to say I have overpaid £3480.98 this month and £5500 last month, I'm now on 72% of my target of £71000 towards my 2nd mortgage (free)dom.

I am still on target to be MF by 31st December, but living costs and other things are not making it an easy target. Thankfully, I seem to have accrued lots of vouchers here and there and plenty of stuff for Christmas already so the expense later in the year will hopefully not derail my plans too much.

I have found cheap car insurance and a penchant for batch cooking. Every little counts to what I hope will be one hell of a New Year's Eve!

#79

liz-paul

Southerndave - not sure if I understood you or not but my mortgage is an offset. We don't have any set payments to make apart from interest, therefore any capital repayments are in my mind (and for the sake of this challenge) - overpayments. hth

froddington

No 3 - payday today so made an OP of £300