2013 mfw

emmita

Payday today which means a sweep up of leftovers from my account and a rounding up payment of the mortgage means an over payment of £157.05 for #146 please VoucherMan.

Could kick myself - my plans were to make the transfers into a savings account - when I hit the 10% I need to make a capital OP. I completely messed up (polite way of saying it) as I transferred directly into the mortgage account directly Both mortgage and savings are the same building society, I did the transfer from my bank selecting the wrong account. Well I won't make that mistake again...

kirstypark

morning, have overpaid £250 this morning to no 7 - roll on payday :rotfl:

ecoelle

Higuys, hectic month here and forgot to update.

£125 OP for September x

ajmoney

No 70 reporting another OP of £7.75 for September. I am hoping to meet my new target (£2000) by the end of the month. I still don't think we can make it to our original target of £3k especially with the present buying for the festive season but I will see how close we can get.

black_taxi_2

aj present buying,hope it's just kids,adults immediate family we pick name out hat and £30 max that 1 person

chocoholic_chick

Morning all!

I signed up for this challenge at the beginning of the year but sadly have not made any overpayments until this month. As a result there's no chance I'm going to hit my target of £2000 of overpayments but I would still like a target to aim for. The £2000 would have worked out around £167 per month so with 4 months of the year left I could go for £668 but I want to push myself so can I change my target to £1100 please? I've managed overpayments of £160 this month as well

Time_to_face_the_music

Number 135 here :hello:

VoucherMan please can you increase my target to £7000?

Am hoping to smash through £5500 target next week and as this is my second increase from original target of £4000, I want to really give myself something to aim for :j

We now know that our total target, aka endowment shortfall is £9226, but we are being realistic in not putting that for this year. Everything we save this year will help for next year and with the strong possibility of redundancy looming, we need to keep the focus firmly fixed.

Thanks for everything you do for us, it is greatly appreciated :T

ajmoney

black_taxi wrote: »

aj present buying,hope it's just kids,adults immediate family we pick name out hat and £30 max that 1 person

Our present list has grown this year and we have an extra 5 to buy for now. My parents and grandparents, our siblings, my niece, DH, his son, girlfriend and children and DHs immediate work colleagues. I am hoping to be inventive and I have some ideas from the Christmas thread for DHs work colleagues which should keep the cost down.

black_taxi_2

immediate work colleagues :eek:

ajmoney

black_taxi wrote: »

immediate work colleagues :eek:

4 of them but rather than the bottle of wine that DH buys each of them every year I am going to make them the santa sleighs I have seen on the Christmas thread. I know it is not the spirit of Christmas but they have never bought him anything so I would rather give them some of my time in a present than money related presents that seem to grow each year.