2013 mfw

lighthousescotland

:j Yeah! Congratulations JCL and Mrs to be JCL! :j

NPowerUser

#86 updating

In addition to the o/p of £1000 reported a few pages back on 3rd September, I have today made an additional o/p of £4779.43

That has really hammered the savings but I needed to make it to try and stay on track to try and hit my year end goal.

Just three and a half months left to try achieve a difficult but still achievable goal.

Good luck one and all x

ajmoney

No 70, I have made a couple of payments over the weekend totalling £110.45 which takes September's total to £234.75

LavenderBees

JCL wrote: »

She did indeed!

Well, I think that calls for a :beer: and a :j

Congratulations!

LB xx

PS hope you negotiated on the ring price :money:

:rotfl:

emmita

Hi, I wonder if someone can advise. I'd like to join as I moved house in July and consequently have a bigger mortgage but a dream house. My mortgage only allows me to pay off capital on amounts greater than £2180. So that's my concern, could I join because I wouldn't as such be making regular overpayments instead I would be paying into an account and then when I get to £2180 then make the payment. See what I mean?


Feel good today, we saved money on the move by moving ourselves and I have a sofa from the auction saving money so I reduced my mortgage by 6 months by paying off £3000. It feels so good.

LavenderBees

emmita wrote: »

Hi, I wonder if someone can advise. I'd like to join as I moved house in July and consequently have a bigger mortgage but a dream house. My mortgage only allows me to pay off capital on amounts greater than £2180. So that's my concern, could I join because I wouldn't as such be making regular overpayments instead I would be paying into an account and then when I get to £2180 then make the payment. See what I mean?


Feel good today, we saved money on the move by moving ourselves and I have a sofa from the auction saving money so I reduced my mortgage by 6 months by paying off £3000. It feels so good.

Yes, that's similar to what I do - I can only pay 10% without incurring fees, so I save as much as I can, declare those savings on this thread as though they are overpayments, and pay my 10% when I'm allowed to. Ultimately (NEXT MONTH!!),I'll use my overpayment savings to pay off my mortgage. :T

Join us...:)

emmita

LavenderBees wrote: »

Yes, that's similar to what I do - I can only pay 10% without incurring fees, so I save as much as I can, declare those savings on this thread as though they are overpayments, and pay my 10% when I'm allowed to. Ultimately (NEXT MONTH!!),I'll use my overpayment savings to pay off my mortgage. :T

Join us...:)

Many, many thanks - I'm really focused and this thread is just what I need. Am joining

emmita

Joined my target is to overpay £6000 and today I've overpaid £3000.

Time_to_face_the_music

Number 135 reporting in with 1st overpayment for September being £586.27 please Voucherman :beer:

Which I think makes my total year to date £5119.89/£5500 :T

July next year, we WILL be mortgage free :j

Well done on the over payments and thanks everyone for all of the support

VoucherMan

emmita wrote: »

Joined my target is to overpay £6000 and today I've overpaid £3000.

Welcome along. added at number 146.


Also while I've got the sheet open.

Ops added for Gadfium, NPowerUser, ajmoney and Time to face the music.

.