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New Life, My DFW Diary!

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  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    Right as part of my new life and attitude I have decided to add my overspend from this month onto my sig. It's debt as I went into my Lloyds OD. So it's there in black and white. Hopefully it will go down but that depends on my car service today. But it will be added and dealt with.

    I can't control it, so there is nothing more I can do about it.
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    Ok just heard back from the garage.....

    My car has just cost me £191!!! :eek: But on a plus side I have £130 saved up towards it!!:cool: So I just going to add the £60 onto my Lloyds OD in my sig. And start paying that off.

    Hopefully the carboot will add some money to it and I have £22.13 somewhere in banking limbo at the moment from Quidco so that will all help pay it off. I'm going to start sorting things out for the carboot tonight so if there is anything I think will sell well I'm going to pop it on Amazon and see what happens.

    But considering I can't control this I think I am taking it very well. I mean £60 isn't that bad is it?

    So long as I am careful hopefully the £180 will be a long shot and I can end the month within this. Well here's hoping!

    x
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • Lucy1982 wrote: »
    Ok just heard back from the garage.....

    My car has just cost me £191!!! :eek: But on a plus side I have £130 saved up towards it!!:cool: So I just going to add the £60 onto my Lloyds OD in my sig. And start paying that off.

    Hopefully the carboot will add some money to it and I have £22.13 somewhere in banking limbo at the moment from Quidco so that will all help pay it off. I'm going to start sorting things out for the carboot tonight so if there is anything I think will sell well I'm going to pop it on Amazon and see what happens.

    But considering I can't control this I think I am taking it very well. I mean £60 isn't that bad is it?

    So long as I am careful hopefully the £180 will be a long shot and I can end the month within this. Well here's hoping!

    x

    Breathe hon, breathe!
    Debt 17 12 06 - £7700.:eek: 1st Feb 07 £6903, getting there ;) 1st March 07 £6666 (yikes!) 1st April 07 £6329 17.8% 1st May £6085.48 21%, 1st June £5522.13 28.3%, 1st July £5194.46, 32.54%, 1st Aug £4700, 39%, 1st Sept £4411, 42.7% :j :j:j
    Dreaming of Another Country Club Number 12!!!!!
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    I've just read that back....

    So much for my doctor telling me to take life slowly huh!!
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    Hi

    This is my first post from home and I'm very excited about it. Picked up my car on the way home and managed to get nectar points, so it's looking good for Christmas!!

    I've been really naughty and had curry for dinner, don't tell anyone on the lenny challenge as I promised them I would be good this morning. Oh well will just have to start again tomorrow :o

    Going to finish updatingmy facebook page and then watch some TV.

    x
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • tigzem
    tigzem Posts: 2,361 Forumite
    Hi hun,

    Eek about your car but it could've been much worse. And at least you had the money saved for it.

    Yum ice-cream & chocs.... sounds good to me!! :rotfl:

    I'm on facebook too, gets quite addictive doesn't it!!

    I'll PM you my name so you can me as a friend if you want xx
    "Nobody made a greater mistake than he who did nothing because he could only do a little." Edmund Burke
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    It does, your right and I keep finding people from school which is nice.

    Chocolates and Icecream are lovely. But I am starting my diet a fresh today, so I am going to have to limited the choclate intake!

    I'm ok with my car, I've got some money for Quidco for it and I'm going a car boot on sunday and only need to raise another £40 to pay off the car, so it could have been much worse.
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I don't like chocolate, not that fond of Ice cream either. However I'm a savory sucker and I LOVE cheese, crisps. And you mentioned one of my other 2 weaknesses.....curry and chinese!

    Yummy.

    Fortunately, my fella cooks a mean curry and it's much healthier than those from the shops or restaurants.

    I too am a fellow Facebooker!

    Your so organised, I keep meaning to car boot but it's just getting the time. I have some books I'd like to get shut off but unfortunately there seems to be little or no profit/return to be made from the internet. So I figure they might do ok on the car boot.
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    I have to be this orgainsed, otherwise everything goes a bit manic!

    To be honest the car boot deals with 2 factors, I desperately need to declutter and raise some cash, so this is ideal. Only problem has been the weather. You really need a nice day to do one. But Sunday is looking good here.

    I love all food, it's a bit of a problem, but one I need to over come, otherwise all the weight will go back on. So I am sat here (working of course) putting together a menu for next week so I know what I am eating and where any of the bad things are.

    Makes me feel like I have control of it that way. As for selling on the internet, I've not done to badly on Amazon. They only take fee once you have sold something and I must have made about £100-£150 since April which isn't to bad.

    Facebook is great, I've manage to track so many people down.
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    What sort of things have you been selling if you don't mind me asking? I only really have books, the rest of the junk is my fiances, and I'm still working on getting him to part with it.

    I've made a few bob on ebay over the last year but none of the books I have to sell seem to be shifting on ebay or amazon. So I'm a bit stuck for ideas.
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
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