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New Life, My DFW Diary!

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  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Even better do you have and friends or relatives to go and visit that don't live near you?

    Free accom...ha ha
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    I know. I could, but I am trying to save for Christmas at the moment.

    I am going to Lincolnshire with my OH to see his parents at the end of the month, so that's a bit like a weekend away and as I've not met them yet I'll have my mine on something else. We have been talking about saving up and going somewhere next year.

    I think that so long as I have something to look forward to I'm ok. I know I would just feel guilty if I spent money on a holiday at the moment, which would defeat the point.

    I think the key for me is to not stress about things to much. Like extending my OD, there is nothing I can do about it, so I am just going to pay it off and cancel it completely when I am in a position to.
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    Morning.

    Well feeling much better after my panic attack at the bank yesterday :o . My £22.13 from Quidco has been paid into my bank account this morning :T , so I've transfered it into savings so it can go towards paying off my Lloyds OD. Hopefully I'll make some money at the car boot on Sunday to add to it.

    I managed to put on 3 pounds last night :eek: so I am going to stick to my new menu plan and see what happens, I know the reason I'm struggling is down to my panic attacks etc, but I am going to try really hard to lose some thing week.

    Other than that everything is ticking along ok. I've only got another 2 payments to make until I've paid off my Store card :j :D Which I am really pleased with. I've decided after all the bad news on here recently I should look at the positives. So not how much I've got left to pay, but how soon I'll have then next one paid off.

    So after my store card (nasty 24.9% APR!!) I'll be targeting the OD's and once they are gone that's it they are never coming back. I'm going to try really hard to get rid of as much as I can before christmas so I can have a good start to the new year.

    Take care everyone x
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • skint_spice
    skint_spice Posts: 13,436 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi Lucy,

    I just wanted to wish you luck with the carboot sale, hope it the sun shines on you and sales go well.
    I'm focussing on the % debt I've paid off now and that's helping me a lot, if I manage the xmas challenge that'll be over 50% gone!
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    That's a good idea. I'm nearly there with my Store card and the Lloyds OD should take to long, I was just hoping to get more of my A and L OD gnoe before Christmas.

    But you never know I could do it yet!
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • tigzem
    tigzem Posts: 2,361 Forumite
    Lucy WOW!!!!!

    Your before & after photos are AMAZING!!!! Wow.... you've done so well.

    I'm so impressed I think I need to join SW!

    x
    "Nobody made a greater mistake than he who did nothing because he could only do a little." Edmund Burke
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    Thank you!!

    I've had to have a good talk to myself over it in the last couple of days. I've not been doing very well so I'm starting a fresh today and really getting back into it, so hopefully will shift the next 2 stone at some point before christmas!!

    I'll check my profile when I get home, I have loads more photo's to add, its just finding the time.
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • tigzem
    tigzem Posts: 2,361 Forumite
    Do you go to classes?

    I did try SW ages ago and found it good as don't get hungry like I did on WW so it may work for me this time.

    I weigh 12st and am 5ft1, size 16/18 so need to lose a good 3 stone I reckon :eek:

    Another :T :T to you x
    "Nobody made a greater mistake than he who did nothing because he could only do a little." Edmund Burke
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    I do SW and love it.

    I'm 5 ft 6 and currently weight 12st 5, and about 12/14 so have another 2 stone to reach my 'healthy' body weight. Although I look much better than I did.

    I don't have the will power to do it if I don't go to class.
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    Just listed a few items on Amazon so hopfully they will sell and I'll have a little bit extra to go off my A and L OD. At the moment the only thing coming off that one is what I make on Amazon and while it's interest free, I feel better knowing that its coming down by a little bit.

    Feels like another positive step. Must keep them coming.
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
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