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New Life, My DFW Diary!

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  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    Good Morning all.

    Well I am back at work so will be updating regularly again. I fell off the wagon completely in the last 2 weeks :mad: So I will be spending the rest of the month on a very tight budget and will hopefully not do to much damage to my lloyds OD. But nevermind life happens sometimes and it's my own fault. I learnt to knit while I was off which meant I bought needles and wool. Although I have made 2 scarfs which I going to be christmas presents for some friends so that's not to bad is it?

    My current account is currently £89 OD and I am waiting for Quidco to transfer £22 into it. And I still need to pay my £500 back in from my A and L account. So things aren't that bad, but they are not great either. But as I have managed to get myself back in this situation I will manage to get myself out of it again.

    I have my car booked in for it's service on wedns which hopefully will come within the £127.00 I have saved up for it. If not I'll just have to start repaying my lloyds OD again.

    So feeling ok, I'm getting back to normal, just need an easy week as my frist one back and I am sure I'll be back to normal soon.

    x
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    Oh and I've dropped below the £9,500 mark!!!!
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • skint_spice
    skint_spice Posts: 13,432 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done. You've been feeling rough but you haven't gone too badly off the rails just think what you would have spent in the past - yikes!!!
    Congratulations on getting below the £9500, reaching those landmarks is a great feeling!
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    It's could have been much worse your right. it's just not a nice feeling knowing that I've made things worse for myself. But I'll sort it out, I always do. Plus I've realised now which means I can control it for the rest of the month.

    I just need to be really careful.
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Well done Lucy - imagine what you would hve done had you not had your LBM!

    Do you have any little ones to buy Christmas presents for? Me and DD saw the CUTEST knitted things at a craft fair this weekend - one was a little farm, with all the tiny farm animals knitted, then stuffed. I think you can get the patterns free from the internet and apparently they don't take long (I wouldn't know :) ). Just a thought?

    Sea xxx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    No, I don't have any little ones. Although i am thinking of moving onto bobble hats, but only once I've been paid!! I've got a tester ball at home to teach myself the stitches, but I guess in the long run it will work out a cheaper way of doing christmas as I can spread the cost.

    Just had a quick look at my budget as it might not be as bad as I think it is. Still looks like I will go OD, but hopefully it wont be by much.

    Edit - I will pay some off and not add to it!
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Hmm.. you've got me thinking now Lucy! I wouldn't make them for my kids but perhaps if I dug out the needles, I could make them for cousins, friend's kids etc. Hmmm....or will it just end up being a half finished project again lol.

    Good luck with the bobble hats!
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    Some might see it as cheap, but at least time and thought will have gone into it. I have a really good book which shows you how to make some really nice things, not so much your old fashioned cardi's etc, more funky scarfs and wraps etc.

    Great gifts. And it keeps me busy so I'm not eating or out spending even more money!!
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    Just logged into Quidco to check the status on some money I'm owed and it's been received!!

    Just waiting for the money to be paid into my account!
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • tigzem
    tigzem Posts: 2,361 Forumite
    Welcome back Lucy...
    "Nobody made a greater mistake than he who did nothing because he could only do a little." Edmund Burke
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