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New Life, My DFW Diary!

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  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    Wow Themaccas. I've just looked at your sig!! You've done really well. I find looking and reading everyone elses stories really motivating. And I keep thinking that once I've paid everything off I'll be freeing up about £500 a month!!!

    Some good savings and holidays to be had there. Not to mention saving for a house!!
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • atypicalblonde
    atypicalblonde Posts: 3,057 Forumite
    Lucy1982 wrote: »
    She said she'd also make sure I cut up my Store cards once I have paid them off.

    Cut them up now hun to reduce any spending temptations xx
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    Cut them up now hun to reduce any spending temptations xx
    True! At the moment they are hidden in a box at home. I think I want something symbolic once I've paid them off. I might give them to Mum as I know she wont let me get at them!!

    She's good like that.
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • atypicalblonde
    atypicalblonde Posts: 3,057 Forumite
    Good idea hun. which is your first card to bite the dust going to be? x
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    One only has a balance of £30.11 (I should have paid it in one, but we learn) so the cheque is sat ready and waiting at home.

    The next one I'm going hard has a balance of about £433 and an APR of 24.9 % eek!!! But I'm going to try and pay £100 off this a month.
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • malvena_2
    malvena_2 Posts: 213 Forumite
    Just wanted to say that i have just read your diary and it has inspired me to start over again. I have fallen off the wagon recently and been feeling a bit annoyed with myself. Definately going to sort some stuff for Amazon/ Ebay.

    The weight loss is fantastic too. This is another on of my new challenges and all I can think of is chocolate cake. I hope I have the same willpower as you.

    Good luck

    Malvena
    DFW Nerd no 546
    Official 10k New Years Resolution
    £10k by 31/12/2008
    Earn £10 a day in Jan challenge: Target £310 - So far £184.98
    January Shopping Challenge : Target £50 - Spent £16.05
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    Thanks Malvena

    I'm glad you want to get back on the wagon. I've been struggling with the weight loss recently. I've only managed to lose 1 pound in the last 6 weeks :mad: But I'm going to stick with it. It's a little be like getting myself out of debt, as much as I would love to wake up thin and debt free, it's not going to happen and I need to work at it.

    But that's part of the fun. You learn never to do it again. Well hopefully :rotfl:
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • malvena_2
    malvena_2 Posts: 213 Forumite
    I guess one pound in six weeks may be frustrating you but over 4 stone in 10 months is amazing. You should be really proud of that achievement. I was going to do a little jump for joy smilie but I can't get them to work.

    Will be looking forward to further updates.
    DFW Nerd no 546
    Official 10k New Years Resolution
    £10k by 31/12/2008
    Earn £10 a day in Jan challenge: Target £310 - So far £184.98
    January Shopping Challenge : Target £50 - Spent £16.05
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    I promise to keep you updated. I'm waiting for my slimming consultant to call me back for a good talking to!

    But I feel a little more in control of my food today which must be a good sign!
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    Hi Guys

    Well I'm aiming for a NSD today. And I need it!

    I completely lost control of my food last night :confused: my slimming consultant didn't ring me so I am on my own until I weigh in this evening :eek: But I think I'll have a chat with him then and see what he says.

    But I'm really tired, which isn't helping anything. So I'm going to stay away from shops as I'll run the risk of buying something I don't need. I have loads of work to do today so I'll eat lunch at my desk which means I can't go to Sainsbury's at lunchtime :T

    I'll update later to let you know how I get on, food and money wise.

    Have a good day all

    :A
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
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