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Trying not to fall off the DF wagon
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I have finally got my backside into gear and rung up the W00lwich to get details of where to send mortgage overpayments to. I've now set up the details on my online banking and sent a test payment of £1.71 (just to make sure it gets there). Once I know that's OK I will send an extra £100 every payday and anything extra I can afford throughout the month.
Apart from that it has been a NSDIt's not how far you fall - it's how high you bounce back.... :jHappiness is not a destination - it's a journey0 -
Also just set up a spreadsheet to calculate how much mortgage is remaining depending on how much in overpayments I make each month - thanks very much to Financial BlissIt's not how far you fall - it's how high you bounce back.... :jHappiness is not a destination - it's a journey0
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Got a text from the CSA this morning to tell me that my maintenance will be going into my account on Tuesday. That's also the day I'm expecting the child benefit to go in. It's the day before payday too so I will be in the unusual (for me at least) position of being a few hundred ££££ in credit on the last day of the (salary) month :T
Did the food shop tonight and it came to £37.39. This included a lovely blue glazed pot for the garden for £6.99 which annoyingly I have just discovered has a crack down one side so I will change that tomorrow. I still have £22.53 left in the grocery account too!
Meal plan
Saturday - HM lasagne
Sunday - Jamaican Jerk Chicken, rice and broccoli
Monday - risotto
Tuesday - at Mum's
Wednesday - Salmon Pasta
Thursday - spag bol or tuna steaks
Friday - at Mum's
We are going to have a relatively lazy day tomorrow. I have stacks of washing to do. I also want to change the beds. Going cycling and skating on Sunday so everything else must be done tomorrow.It's not how far you fall - it's how high you bounce back.... :jHappiness is not a destination - it's a journey0 -
So much for having a lazy day today - I haven't stopped! We changed the pot, went to sainsbugs for petrol (£41), also got pasta, hair dye and v0ltar0l (pulled a muscle in my back at Tuesdays pole class and have been suffering ever since - £12.95), popped to Lid1 to have a look at their cycling stuff and got a top (£6.99) and dd wanted some smoked salmon - she has expensive tastes - (£2.79) and then finally went to the butchers for mince and chicken breasts (£8).
I have been rather a domestic goddess today. I've changed both beds and managed to wash and dry all the bedding. So nice to be able to get washing on the line. Not a cloud in the sky today, sunny but still quite cold here but the sky was an amazing blue colour.
I started making the lasagne sauce and whilst it was simmering dd and I started tidying up the back garden. It really needed it. We only have paving slabs but there were so many weeds and moss growing between them all. We managed to clear everything up and dd tidied up all our tubs, hanging baskets and pots and dug over all the earth so everything looks really neat and tidy now. I am going to find a pressure washer to borrow and really give the paving slabs a good clean. Afterwards I am going to repoint between all the slabs so it really looks neat and helps prevent weeds coming back up. I have vague recollections of saying I would do this last year.....
The lasagne was lovely but afterwards I felt so tired. I cleared up and whilst dd had her bath I nodded off in the armchair so I came up to bed before 9.30! Must be all that lovely fresh airJust going to read a bit for now.
It's not how far you fall - it's how high you bounce back.... :jHappiness is not a destination - it's a journey0 -
I s anyone still reading? No matter if not, I'll keep wittering on to myself - it keeps me focused
I did a 21 mile bike ride with my friend yesterday. He regularly runs 10k before breakfast so I thought it was going to be really hard work but I was actually encouraged that he couldn't keep up with meThis is good because I have signed myself up for another bike ride this weekend - 30 miles this time which will be the most I have attempted.
I got another text from the lovely people at the CSA to tell me that another weeks money will be paid this week. I think that will go into my account on Wednesday which is also payday.
I popped to Lid1 this evening to get some of their bike stuff (primarily inner tubes which they no longer had) but a lot of it was gone. So annoyed at myself for not getting it all on Saturday. I did pick up a padlock and a pump so they will come in handy. I will order my puncture resistant tyres this week too.
I also bought some tuna and peppers so I can make myself some tuna pasta salads this week for lunch. Now that the weather has got so much warmer I just can't face soup every lunchtime Total spend £13.42.
I'm watching The Hoarder Next Door. Just makes me want to clean.....It's not how far you fall - it's how high you bounce back.... :jHappiness is not a destination - it's a journey0 -
I'm reading, lovely, just not been very good at replying to you:o
Do keep posting, I enjoy your diary. I got bored rambling to myself though in mine, doesn't take much to knock my confidence;)
Best get ready for work, have a lovely day:jI really need to sort out a new signature!0 -
pixiechick99 wrote: »I'm reading, lovely, just not been very good at replying to you:o
Do keep posting, I enjoy your diary. I got bored rambling to myself though in mine, doesn't take much to knock my confidence;)
Best get ready for work, have a lovely day:j
Thanks PixieYou really should get back to your diary. I always enjoyed reading it and you were my main inspiration to become debt free
It's not how far you fall - it's how high you bounce back.... :jHappiness is not a destination - it's a journey0 -
I'm still reading too
just not posting much as kinda flying by -still adjusting to new job and evenings at gym!
Rosa xxDebt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc0 -
Payday tomorrow so I have shuffled money around between accounts. I've also ordered myself some puncture resistant tyres, some new inner tubes, some padded cycling shorts and some of those gels that are supposed to replace energy when you exercise.
DD is still having a bit of trouble at school but the problem now seems to be that she's feeling unnerved by her old best friend being nice all the time! She went in very upset this morning. This school year has been awful. I think she's worried that if she goes back to being friends with this girl again and then she suddenly turns nasty as seems to be her habit then dd will get hurt again. I've told her to just be nice and polite but be on her guard. I think this girl has realised that she's now missing having dd as a friend and is regretting acting as she has. I know this happens to all kids at some point and I know that girls can be particularly nasty but it's horrible when you are going through it. The one thing I hope will come out of this is that dd will gain confidence to do things on her own and not be continually paired up like so many others in her class.
My friend made a good point about our girls being only children of single parents makes them behave differently to others who have 2 parents and siblings. It's true we spend more time with them and they are used to playing on their own or having more one on one adult time with us - it's bound to make them act a little differently.
Well that turned into quite a waffle...well done if you're still with me after all that lot
It's going to be a nice day again tomorrow. Nice to finally be able to switch the central heating off. Time for the usual panic about not having any summer clothes though. Have painted toenails in readiness for flip-flopsIt's not how far you fall - it's how high you bounce back.... :jHappiness is not a destination - it's a journey0 -
Hahaha my toenails have been painted too;)I even epilated my legs too, this is me trying to be more groomed....lets see how long it lasts:)
Sorry to hear that dd is having a bit of an unsettled time at school. I found my two had the most friendship problems in the last couple of years of primary - much better at secondary. Though girls can still be bi**chy now of course, mine have more confidence and the ability to 'not give a sh*t' really:rotfl: I remember quite a few spats in primary with dd1, was very hard with me working there too and seeing her upset at times but having to stay out of it. She has a great attitude now though, if someone doesn't like her she couldn't care less:D She'd give as good as she got if anyone upset her! It's all a learning curve I thought:o
I'm loving having the heating off too, I feel so relieved to know the bills not goi up and up quite so much. I even caught the sun yesterday in the garden, I didn't think it was that warm, the breeze hid it well. Such an attractive look, the red patch on the chest:rotfl:
Thank you for the kind words about my diary, though I can't imagine anything I say could possible be of any help or inspiration to anyone....I do miss posting on my diary though so might resurrect it. :AI really need to sort out a new signature!0
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