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Trying not to fall off the DF wagon

vasseur
vasseur Posts: 3,090 Forumite
Part of the Furniture Combo Breaker PPI Party Pooper Debt-free and Proud!
edited 30 November 2012 at 10:17PM in Debt free diaries
As the title says really. Now I'm debt free I need to stay that way! I hope no one minds me staying on this board - it's the one that motivates me most :) I still think it's going to be a pretty rocky ride...

Here's the link to my previous [STRIKE]witterings[/STRIKE] diary - 2 and a half years of varying ups and downs - feel free to read it especially if you're having trouble sleeping ;)

https://forums.moneysavingexpert.com/discussion/2628201

A quick bit about me - 40 year old single mum to 8 year old dd, working full time, interests include cycling, pole fitness, roller skating, running and so I don't sound like a complete fitness freak I also enjoy eating out and slobbing on the sofa scoffing chocolate :D

Off to catch up on some other diaries and maybe even impart some of my DF wisdom :rotfl:
It's not how far you fall - it's how high you bounce back.... :j
Happiness is not a destination - it's a journey :)
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Comments

  • New diary! :j :beer:

    Am subscribing and hoping to absorb some of your DF wisdom :D


    Rosa xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • vasseur
    vasseur Posts: 3,090 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper Debt-free and Proud!
    Hehe Rosa - my first visitor! Have a choccie :)
    It's not how far you fall - it's how high you bounce back.... :j
    Happiness is not a destination - it's a journey :)
  • skint_spice
    skint_spice Posts: 13,437 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    polesalot wrote: »
    Hehe Rosa - my first visitor! Have a choccie :)

    Anymore on the go? Good luck for your future adventures:D
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • vasseur
    vasseur Posts: 3,090 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper Debt-free and Proud!
    Friday night is food shop night so I went to A1di armed with my shopping list and my £5 voucher (from yesterday's Mirr0r). Total shop after discounts was £40.74. I'm really happy with that. I got quite a lot of xmassy bits, cheeses, biscuits, 'posh' cranberry sauce, gammon, a rolled pork joint, chocolate santa and coins and advent calender for dd. So, lots of extras and still was only just over my £40 weekly budget. I've updated my cashbook and I'll transfer over the money spent from the food account.

    I'm a bit annoyed that I haven't had the extra money from the CSA. They only paid 2 weeks worth last week and I have been hoping that the shortfall will turn up but so far it hasn't. I'll just have to tighten my belt a bit more. I think child benefit should go in on Tuesday so that will help.
    It's not how far you fall - it's how high you bounce back.... :j
    Happiness is not a destination - it's a journey :)
  • vasseur
    vasseur Posts: 3,090 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper Debt-free and Proud!
    Anymore on the go? Good luck for your future adventures:D

    Hi skint_spice and welcome :beer: There's always chocolate in this house ;)
    It's not how far you fall - it's how high you bounce back.... :j
    Happiness is not a destination - it's a journey :)
  • beanielou
    beanielou Posts: 95,678 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Here's to staying debt free :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • vasseur
    vasseur Posts: 3,090 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper Debt-free and Proud!
    beanielou wrote: »
    Here's to staying debt free :)

    Thanks beanielou and welcome :beer:

    DD and I have been into town already this morning :) I took out £20 cash and I got my eyebrows threaded (£3), some cord for my nephew's shepherd costume (£2.25), a few grocery bits in Mr T (£5.74 included biscuits for their foodbank thing) and some Th0rnton chocs and card for my frined in Wilk0s (£3). Car park was £2 :mad: - it's gone up just before xmas.

    It was very empowering going round Mr T with just the cash. Usually I would have put it all on my card (and shoved a few extra treats in the basket) and worried about it later. Now I've got all the bits I needed and still got some cash left :).

    We are off to the village where I work this afternoon to see the xmas lights be switched on. There's a carnival, loads of crafts for the children and tea and mince pies and carol singing in the church. It's really lovely and gets you right in the xmas spirit :T I will need to take some money with me for that - £10 should do it. Fortunately my sister owes me £17 (we are going to a roller disco tomorrow) and also £2.25 for the shepherd outfit cord. So that should all almost cover what I have spent today :)

    DD and I have just done her maths homework, I am sitting here with a nice cuppa and Saturday kitchen on the box. Just off for a little mooch around the boards. Hope everyone has a lovely weekend :)
    It's not how far you fall - it's how high you bounce back.... :j
    Happiness is not a destination - it's a journey :)
  • pixiechick99
    pixiechick99 Posts: 3,730 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hellooooo lovely lady and happy new diary:T
    I have just subscribed...there's no shaking me off:rotfl:

    Your afternoon sounds lovely, very festive. Dd1 and I are just back from shopping in Bristol, we were there very early so shops were fine for a while, but we had had enough by 1 and were on the park and ride home;) It was rather Christmassy in town though, Salvatian army were playing carols and there was a German market there...I'm tempted to dig out the Xmas tree this afternoon:rotfl:

    Enjoy your afternoon:)
    I really need to sort out a new signature!
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    polesalot wrote: »
    Hehe Rosa - my first visitor! Have a choccie :)

    ooh thank you. I like the way this thread is going already :D


    Rosa xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • vasseur
    vasseur Posts: 3,090 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper Debt-free and Proud!
    Hellooooo lovely lady and happy new diary:T
    I have just subscribed...there's no shaking me off:rotfl:

    Your afternoon sounds lovely, very festive. Dd1 and I are just back from shopping in Bristol, we were there very early so shops were fine for a while, but we had had enough by 1 and were on the park and ride home;) It was rather Christmassy in town though, Salvatian army were playing carols and there was a German market there...I'm tempted to dig out the Xmas tree this afternoon:rotfl:

    Enjoy your afternoon:)

    You found me! :T

    Our afternoon was lovely. DD visited santa (i'm not sure if she still believes :think:), we looked round the craft fair and had a cuppa and a mince pie in the church. Then we went outside and there was a marching band, then the choir started singing and then it was the countdown for the lights. By this time my feet were getting really cold and then it started to hail! It all looked really lovely and I'm starting to feel quite festive now. :snow_laug

    I still haven't warmed up though, despite putting my PJs on as soon as we got home. I might go to bed soon. Rock n roll :D
    It's not how far you fall - it's how high you bounce back.... :j
    Happiness is not a destination - it's a journey :)
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