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The 'Save 12k in 2013' Thread!

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  • AppleMatt wrote: »
    Sharing everyone's enthusiasm for the new start here, with £270 (and 7 pence!) deposited so far. I'm obsessing with finding new ways to top up the savings to reach the goal - one lovely treat was remembering the two month break from council tax, and the credit refund from the old electric provider!

    Had completely forgotten about 2 months no council tax, shall amend my spreadsheet :)
    Save £6k in 2013 member 168 £1187/6000
  • coolcats
    coolcats Posts: 295 Forumite
    Part of the Furniture 100 Posts
    Need to add my interest gain for december, thats another £3.12 saved total so far £503.12 not a bad start
  • Had me to the list please - 24k for the year. Thanks.
  • Hello all!

    Happy New Year to everyone :)

    After far too long unemployed, I have now been set on permanently in my p/t temp job - so I can start saving... :j

    They are reviewing soon, so I may get more hours..... This is what I am doing/planning:

    1. £25 S/O pm into ISA (will try and up this later to fill it).
    2. Match into OH ISA too.
    3. £50 S/Opm into Regular Saver (again raise this to the max).
    4. Going to try and save my monthly wage as well and live on OH wage.
    5. If I can do (3), will then try to save more from OH wage by:

    Menu planning
    Frugal meals from scratch recipes on MSE
    Shopping around if we need anything
    Shopping from CS all year, esp. presents if see anything
    Download free books from web onto new Kindle (yay!)
    Look at free recycling sites too if we need to
    Build up stores again
    Bulk buy if it's cheaper
    Up my income - using tips from this site
    Learning at art class - will make stuff like cards, etc... throughout the year
    Use staff discount when I get it
    Shop at cheaper shops e.g. 'Ald*'
    Learn to do my own preserves
    Grow more of my own veg etc
    Try to invest some of it as interest rates are so low?
    Think, think and think again before spending
    Saving change in a bottle (pressies, treats)
    Anything else I can think of!

    Good luck everyone, I hope we all reach our targets...

    Kind wishes

    BBB
    My dog: Ears as high ranging in frequency as a bat. Nose as sensitive as a bloodhound. Eyes as accurate as Mr. Magoo's!
    Prepper and saver: novice level. :A #81 Save 12k in 2013! £3.009.00/£12,000
    #50 C.R.A.P.R.O.L.L.Z. HairyGardenTwineWrangler & MAW OH: SpadeSplatterer. DDog:Hairy hotwater bottle and seat warmer!
  • t4mof
    t4mof Posts: 266 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    My updates will usually be later in the month as payday is 24th.

    But I received a cheque for £30.12 from a survey site so that's now in my savings account and I'm off the mark :j
    CC Debt at LBM Nov 08 - £25000+ DFD Dec 2012
    Second DFD May 2021
    Starting my MFW journey: Opening Balance: £138,000; July 2019: £135107.33; July 2024 £52974.60
    2025 MFW #36
  • alja
    alja Posts: 838 Forumite
    Part of the Furniture Name Dropper Combo Breaker
    I'm hoping to sort out some bits to sell later, if I manage to save £12k this year I'd be so proud myself!
  • Fruittea
    Fruittea Posts: 957 Forumite
    Part of the Furniture 500 Posts
    edited 3 January 2013 at 1:23PM
    Just sold two boxes of cat food my cat won in a competition. £8.00 start for me.

    I've committed to go without shop bought lunches on another thread throughout January so that will save me £50.

    Also placed an order for staple foods with Approved Foods instead of going to the supermarket so will add that when I know what the details are.

    Forgot to say I want to reduce / cut out alcohol so each day I don't have wine I want to add the value of the drink I would have had to my savings. I recon it's about £7.00 per day. I'll total saving up at the end of each week and keep a running total.

    All the posts are very encouraging.
  • Happy 2013 everyone and happy saving!

    Best,
    Save £12k 2013 '13 #66 £12,106.76/£12,000 // '14 #44 £10,081.90/£10,000 // '15 #67 £11,976/£12,000 // '16 #67 £7,322/£12,000
    MFiT: £187,200 - MFD: 02/31 - Target = £35,000
    T3 #71 - '12 £125,899
    T4 #71 - '15 £80,264; '16 £66,946 '17 £44,997
  • Paddles
    Paddles Posts: 106 Forumite
    Hi everyone,

    No saving today but DH tool a ring I was given by the ex to a jeweller who said he'd give him £40 for it, so going to have that tomorrow - I've never dared take it in before as Ex told me it was worht A LOT of money, and with my ex the more he said something was worth the less it was :D
    Save £12K 2013 #54 - £4625/£15k
    £19,625 saved since 2011
    £50,000 by August 2014
    SPC #1925 £60
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    £30 to start me off! £3970 to go!!
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
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