The 'Save 12k in 2013' Thread!

MissE001

I've not updated for a while - although I've saved another £453.45 since the last update and have put it on the spreadsheet :j

Haven't quite reached my £4000 target however I spent over £700 putting my house on the market which I hadn't really planned to do until next year.

I'll update with my final total in a few weeks - thanks for the thread slowlyfading

100saving

tara747 wrote: »

(copied from the other thread)

November update from me:

I managed to save £753 last month - less than I'd hoped, BUT I booked a holiday for next year, which cost me over £600. So I don't mind too much.

My new total is £73,097. I realise that I'm not going to reach £75,000 by 31 December, but I'm ok with that. It's good to have a goal and try your best to reach it!


Off to update my sig.

Please tell us how you spread out the 73k? what accounts is the money in? ISAs, reg savers? just would like to know how you earn the best % on 73k.

I find it hard to manage 13k over all the bank accounts haha

tara747

100saving wrote: »

Please tell us how you spread out the 73k? what accounts is the money in? ISAs, reg savers? just would like to know how you earn the best % on 73k.

I find it hard to manage 13k over all the bank accounts haha

£39,000 in a Santander ISA at 3%
£10,000 in a Santander 123 account at 3% gross
£17,000 in a Santander First Home Saver at 3% gross
£4,000 in a Lloyds Vantage account at 3% gross
Plus about £2,000 in a Halifax current account, which is my main current account through which I 'filter' all my transfers each month (including a Halifax Reward account - £5 per month)

I've also opened a Nationwide FlexDirect 5% account, so I must chuck £2,500 in there.

Interest rates really are crap at the minute, but any interest is better than none!!!

Lomcevak

Lomcevak wrote: »

£1803.87 to start off December - means that I'm now at £14,111.16 for 2013, so target reached

Stashed away another £454.32 over the past week, so up to £2258.19 for the month and £14565.48 for the year, although that's likely it for 2013 now. Good news is that i've just finished filling both Mrs L's and my cash ISA for the year - never managed to fill one before now so a bit of a milestone to do both before the calendar year is out :beer:

Now need to figure out what to use to hold savings until ISA season opens again next April

cydney65

Well I looked at a tutorial for new iPad users on the tube of you and have fallen in lurve. Ok, so I don't NEED one but I really really want one...even my 91 year old dad is getting one! So I'm going to save up for one. In my signature is my new 'iPad fund'. I can afford one now, but I need to save for it so I can learn to wait. You never know I may decide, when I have the money, that I don't want one any more!

black_taxi_2

iPad best thing I ever bought

if you get cellular,u can use it anywhere

I hardly use pc anymore

Enjoy

Eyes_wide_open

Snap - mine is wifi only but wouldn't be without it now. Happily replace it immediately if mine broke.

Lomcevak

Eyes_wide_open wrote: »

Happily replace it immediately if mine broke.

Same here, love mine, and I already have £400 stashed away in the budget in case mine ever stops working

JustinCredibleGillespie

£350 to report for December, bringing my total to £5502

JCG

xx

ALM2013

We'll I had a disaster of a year, but onwards to 2014.
When's the new thread getting started, please SF it must be soon haha.
Going to be optimistic and aim for 6k but will probably be in the region of 4-5.

Hope everyone has a great Xmas!