December's 2012 BR Club

IF

learningtheropes wrote: »

After reviewing my SOA I can see lots of areas for money saving improvement.

Does anyone know if I can cancel my BT line rental phone and bb service even tho im only half way through my contract as Im paying alot for the service

Hi LTR, please start a new thread on the main BR board, you will receive more answers on there :beer:

Best wishes
IF...x

IF

moneymakestheworldgoround wrote: »

Can I be added please?

7th December was the actual date of my BR

I eventually did it !!

jojo39 wrote: »

:jHi.I went Bankrupt on 21 December 2012.Best Chrimbo present for years!:j

Hi MMTWGR and jojo39, Welcome both to December's BR Club. I have added your names to the front page :beer:

Best wishes
IF...x

jojo39_2

:jHi everyone ,opening my new Barclays basic account tommorow and my or meeting is next week!

IF

jojo39 wrote: »

:jHi everyone ,opening my new Barclays basic account tommorow and my or meeting is next week!

Hi Jojo, Remember you call is nothing to worry about, its just for the OR to get a feel why you went BR. Before the call just look through your 6.28/SOA so your familiar with what you have said. The OR will just go through your 6.28/SOA with you. Also before the call have a big mug of tea ready or a bottle of water, and while they are writing things down you can have sips of tea/water, so you don't feel you have to fill in the pauses. And if you don’t know the answer to a question just say so. Do have a list with all questions ‘you’ want to ask. Can last anything from half an hour to an hour and a half.


IF...x

manchestman

I was ready with my cup of coffee, for my telephone interview with OR#1 on 14 Jan. At 1 minute past the appointed time the telephone rang; it was a different OR ringing to apologise and postpone the appointment because OR#1 was ill. I would be contacted in the next 2 or 3 days witha rearranged appointment.
I had still heard nothing by yesterday so emailed my OR who replied that my case was now with OR#2 and he would probably contact me next week to arrange an appointment.
I am a little worried now because they have passed my case on and needed all this extra time too (to dig about?).

Anyway, that is where I am at the moment.

IF

manchestman wrote: »

I was ready with my cup of coffee, for my telephone interview with OR#1 on 14 Jan. At 1 minute past the appointed time the telephone rang; it was a different OR ringing to apologise and postpone the appointment because OR#1 was ill. I would be contacted in the next 2 or 3 days witha rearranged appointment.
I had still heard nothing by yesterday so emailed my OR who replied that my case was now with OR#2 and he would probably contact me next week to arrange an appointment.
I am a little worried now because they have passed my case on and needed all this extra time too (to dig about?).

Anyway, that is where I am at the moment.

I wouldn't worry it maybe the OR dealing with is off ill, for a long period and the other 'OR' is just getting up to speed with your case and probably many other peoples cases too.......you'll be fine.

IF...x

jojo39_2

:jEarly Discharge today:j
Will be celebrating with a cold Guinness tonight:beer:

Keeping_Positive

Yippee I thought those were rare these days. Enjoy :beer:

IF

jojo39 wrote: »

:jEarly Discharge today:j
Will be celebrating with a cold Guinness tonight:beer:

Hi jojo, congratulations on your ED and hope you enjoyed your Guinness :beer:
IF...x

jojo39_2

Keeping_Positive wrote: »

Yippee I thought those were rare these days. Enjoy :beer:

Yes I heard the same thing but if you don't ask you don't get.
It was worth the try.
One question . i have the paper work from the OR. Do I need to let the credit agencies Know or is it automatically updated on my file?:)