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Here I am in debt again. 2nd time lucky

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  • You have my every sympathy with the scrap/shotgun money. I feel your pain :( Xx

    Not much I can do about it really. At least if he gets this bloomin shotgun then I can fool myself into thinking that will be the last of it. Although I have a scary feeling there will be numerous accessories that HAVE to be bought :mad: MEN!!!!

    I suppose I just have to be grateful they won't be coming out of the budget
  • Morning Diary,

    Have listed the last of my jewellery onto #bay. Have done "Buy it now" or Best Offer" to make sure I get decent prices. Not sure if they will go, but we will see.

    Not much planned today, but have got to:-

    Bake a cake
    Finish Mr T order.
    Keep washing machine & Tumble going.
    Bath children
    Cook dinner.

    I cleaned out all the chickens, ducks & geese yesterday, they now have cozy clean beds again. I have to be on the hunt for someone selling small bales of straw as I have run out.

    Hubby is hiding in the barn tinkering with a motorbike that he bought back from his dads last night.
    when he was doing his scrap metal trips, he called in to his dads to take on anything he wanted to get rid off. He came home with 2 motorbikes and an old ride on mower :eek:.
    He is keeping the ride on mower. The one moped is beyond hope so he will take that to the scrap metal people, but he has the log book for the other bike and has visions of getting it running and trying to sell it on #bay. All in aid of the blasted shotgun fund though, so no use to me :(:(:(.

    Of course yet again, he gets to hide in the barn while I deal with the children all weekend :naughty: .

    Had abit of a lazy week last week, so have made a promise to myself that I will get the house thoroughly tidied and cleaned. It really should be sparkling because I am home all the time, but I just have no motivation. It is always pretty uncluttered, but I tend to just do the basics and not the DEEP cleaning stuff.
    MUST do it next week.

    Hope you are all having a lovely Sunday.
    xx
  • Update:

    Have counted the pennies in my purse. (unusual that I have any)

    I have £9.01. I would usually put all the change into my Sealed Pot, but I have been caught out with this when the children need a £1 for school, or I need a £1 for a trolley etc.

    So will see how long I can make this £9 last. The whole of February is my challenge.

    The children need £30p each every Thursday for School Tuck shop
    60p x 4 = £2.40.

    I let them buy a sweet out of the shop every Friday after school.
    £1.20 x 4 = £4.80.

    That equals £7.20 for the month. That leaves £1.81 for misc stuff.

    Its been awful in past weeks when I have had to try to raid the Sealed Pot with a knife to get the children their 30p each on a Thursday.:o
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Lol at you with a knife at the sealed pot. :rotfl:
    What I do is empty my purse whenever I have spent anything of all the shrapnel. I keep th £1 & £2 coins in my purse and the 50p's go in my sealed pot. Then I put the rest into an old glass. When I need change for anything it comes out of the glass, which usually means the wheelie bin cleaning man and the window cleaner get paid in 20, 10, 5, 2 and 1 pences. It gets rid of all my change, they're getting paid and I'm not breaking a note. Everyones a winner :)

    Take it out of your purse and allocate it into the various little piles and then you know what it's for and you won't spend it on something else. :)
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • What I do is empty my purse whenever I have spent anything of all the shrapnel. I keep th £1 & £2 coins in my purse and the 50p's go in my sealed pot. Then I put the rest into an old glass. When I need change for anything it comes out of the glass

    I've started to do this - thanks to Freeby and Beanielou's advice - it helps save the odd NSD when you realise you need a pint of milk or - usually in my case - a pack of crumpets!!

    I save various coins - 50p, 20p and £2 all go into their jars ... I put the odd £1 coin (usually if I've loads I'll stick a couple in) into the "mattress fund" jar .... but the rest is now going in a jar at the end of the week :)
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • StressedSteph
    StressedSteph Posts: 2,834 Forumite
    Part of the Furniture Combo Breaker
    edited 3 February 2013 at 1:33PM
    Thats a good idea thanks Fifty.

    I was trying to be ruthless by putting it all straight in the Sealed Pot, but life isn't that simple is it :o.

    Will start a jar with kids extra's and will put it in there.

    Talking of the kids. Ds came home yesterday with two letters asking for money :eek:.

    Trip to Tank museum (Payment by 15th Feb) £18
    Trip to Ancient Technology Centre (Payment by 1st March) £15.

    I think its really bad that they have sent both forms home at the same time. Thats an extra £33 I have to find from nowhere :mad:.

    Off to try to squeeze it into my Spreadsheet.
  • Tell them you're not paying. Schools are not allowed to ask you to pay for trips any more - just voluntary contributions. Then they either let him go for nothing, or cancel the trip if they don't get enough contributions.
    I have never personally done this but have been assured that for every trip I pay for dd for, there are at least 2 or 3 going without paying.
    I think it's really off that the school send two trips home at the same time as well, and if it were me I would be at least ringing to let the Head know I was unhappy.
    Ninja Saving Turtle
  • Morning Diary,

    Not had a bad start to the week so far.

    I started the children on a new rewards system. I have a load of pretty beads in a large jar. So I renamed them "Perfect Pips".

    They have a list of things they can do to earn Perfect Pips.
    These include basics like, Making their bed, Drawing curtains, Getting Dressed. upto extras like 10 minutes of homework, Reading their School Book, Doing a Kind thing for someone.

    Each Pip is worth 10p :o. At the end of each week they can count up their pips and I will write them out some "Mummy Money" for that amount (Basically an IOU).

    They can then decide to save or spend their earnings :T.

    It has worked out well so far this morning, they were all dressed and sorted really quickly and have both earnt 60p.
    Only worry I have is that I maybe ought to have not made each Pip worth .10p. Think this could add up alot of money :eek:. :D

    The children never get any pocket money and now I am not buying them the odd bits like I used to, I thought they ought to have the opportunity to earn some.

    I am waiting for my MR T delivery to arrive, once that is delivered and packed away, I have to head into small town to bank some cheques and post a ring I sold on Fleabay last night. I got £85 for it, which is good :).

    Not much else to report really, sun is shining but the wind is FREEZING.

    Speak to you all later xx
  • StressedSteph
    StressedSteph Posts: 2,834 Forumite
    Part of the Furniture Combo Breaker
    edited 4 February 2013 at 4:08PM
    Todays List

    [STRIKE]List 14 Items on #Bay
    Clean up Kitchen
    Do weeks Menu Plan
    Update weekly planner chalk board
    Put away clean/Dried Washing
    Pack away Mr T Shop
    Run errands in Town
    Prepare Dinner[/STRIKE]
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Love the pips idea Steph. I think I will introduce that when mine are older. They are nearly 3 and 16 months so a little young yet!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
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